JPM RENTALS LTD
🌱Startupactive
SC845852 · ltd · incorporated 2025-04-22
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
64/100
Worth a look
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Worth a lookProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 64/100 (worth a look), bankability 55/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
19 live charges · 2 lenders · oldest 0.9y
15/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 0.9 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
19 charges (19/19 with lender, 19/19 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
30 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
64/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
50
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
66
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 mortgage
Last 90 days
6
filings
- • 4 mortgage
- • 1 accounts
- • 1 address
Last 180 days
6
filings
- • 4 mortgage
- • 1 accounts
- • 1 address
Counts from Companies House filing history.
Corporate timeline (56 events)Click to expand
- 2026-04-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-04-29🔓Charge satisfied #19
- 2026-03-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-06🔒Charge registered #20Lender: Lendinvest Security Trustees Limited
- 2026-03-05🔒Charge registered #21Lender: Lendinvest Security Trustees Limited
- 2026-02-26📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2026-02-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-12🔒Charge registered #19Lender: Mortgage Lender Limited
- 2026-02-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-10-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-27🔒Charge registered #18Lender: Lendinvest Security Trustees Limited
- 2025-10-27🔒Charge registered #17Lender: Lendinvest Security Trustees Limited
- 2025-10-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-03🔒Charge registered #16Lender: Lendinvest Security Trustees Limited
- 2025-10-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-18🔒Charge registered #15Lender: Lendinvest Security Trustees Limited
- 2025-09-18🔒Charge registered #14Lender: Lendinvest Security Trustees Limited
- 2025-09-18🔒Charge registered #13Lender: Lendinvest Security Trustees Limited
- 2025-09-18🔒Charge registered #12Lender: Lendinvest Security Trustees Limited
- 2025-09-18🔒Charge registered #11Lender: Lendinvest Security Trustees Limited
- 2025-09-18🔒Charge registered #10Lender: Lendinvest Security Trustees Limited
- 2025-09-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-16🔓Charge satisfied #6
- 2025-09-16🔓Charge satisfied #5
- 2025-09-16🔓Charge satisfied #4
- 2025-09-16🔓Charge satisfied #3
- 2025-09-16🔓Charge satisfied #2
- 2025-09-16🔓Charge satisfied #1
- 2025-09-16🔓Charge satisfied #7
- 2025-06-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-24🔒Charge registered #6Lender: Lendinvest Security Trustees Limited
- 2025-06-24🔒Charge registered #5Lender: Lendinvest Security Trustees Limited
- 2025-06-24🔒Charge registered #4Lender: Lendinvest Security Trustees Limited
- 2025-06-24🔒Charge registered #3Lender: Lendinvest Security Trustees Limited
- 2025-06-24🔒Charge registered #2Lender: Lendinvest Security Trustees Limited
Showing most recent 50 of 56 events
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 1.0 years old — management layer unlikely to be developed.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
2 med · 1 low19 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-03-06: A registered charge; 2026-03-05: A registered charge; 2026-02-12: A registered charge
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
11 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Daniel Collinge Individual · British · DOB 07/1973 · age 53 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 22/04/2025 |
Mrs Clare Collinge Individual · British · DOB 06/1978 · age 48 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 22/04/2025 |
Mr John Mcallister Individual · British · DOB 05/1980 · age 46 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 22/04/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2025-04-22
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
C/O Northgate Accounting Services Ltd
32 Houstoun Court
Johnstone
Renfrewshire
PA5 8DL
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: —
Confirmation statement
Next due: 2026-05-05
Last: —
Officers (3 active · 0 resigned)
COLLINGE, Clare→
Activedirector · ~48y · appointed 2025-04-22
View their other companies + combined net worth →
COLLINGE, Daniel→
Activedirector · ~53y · appointed 2025-04-22
View their other companies + combined net worth →
MCALLISTER, John→
Activedirector · ~46y · appointed 2025-04-22
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
19
Total charges
11
Outstanding
1
Active lenders
Status:Lender:19 of 19 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 06/03/2026 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 05/03/2026 | — | |
| satisfied | Mortgage Lender Mortgage Lender Limited | A registered charge | 1 property | 12/02/2026 | 29/04/2026 | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 27/10/2025 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 27/10/2025 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 03/10/2025 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 18/09/2025 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 18/09/2025 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 18/09/2025 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 18/09/2025 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 7 properties | 18/09/2025 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 18/09/2025 | — | |
| satisfied | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 24/06/2025 | 16/09/2025 | |
| satisfied | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 24/06/2025 | 16/09/2025 | |
| satisfied | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 24/06/2025 | 16/09/2025 | |
| satisfied | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 24/06/2025 | 16/09/2025 | |
| satisfied | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 24/06/2025 | 16/09/2025 | |
| satisfied | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 24/06/2025 | 16/09/2025 | |
| satisfied | LendInvest Lendinvest Security Trustees Limited | A registered charge | 6 properties | 20/06/2025 | 16/09/2025 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (30 total)
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-09
change-account-reference-date-company-current-shortened
accounts · AA01
2026-02-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-13
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-02-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-06
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-02