HLC AYRSHIRE PROPERTY INVESTMENTS LTD
Opportunity 70/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
3 live charges · 2 lenders · oldest 0.8y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 0.8 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (57/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 mortgage
Corporate timeline (10 events)Click to expand
- 2025-12-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-03🔒Charge registered #3Lender: Vida Homeloans
- 2025-07-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-18🔒Charge registered #2Lender: Ascot Bridging Finance 2 Limited
- 2025-07-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-11🔒Charge registered #1Lender: Ascot Bridging Finance 2 Limited
- 2025-05-06🏢Company incorporatedAs HLC AYRSHIRE PROPERTY INVESTMENTS LTD
- 2025-05-06➕MARTIN, Euan Douglas appointeddirector
- 2025-05-06➕MARTIN, Janetta appointeddirector
- 2025-05-06📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +Young company: Only 1.0 years old — management layer unlikely to be developed.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2025-12-03: A registered charge; 2025-07-18: A registered charge; 2025-07-11: A registered charge
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Janetta Martin Individual · British · DOB 01/1975 · age 51 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/05/2025 |
Mr Euan Douglas Martin Individual · British · DOB 06/1980 · age 46 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/05/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| BARRA SHELL LIMITED→ SC293764 · est 2005 | — | — | — | 200 | 20y | 83 | 60y |
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| SILVERCREST HOLDINGS LTD→ SC817818 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| SPENCE PROPERTY TRADING LTD→ SC823123 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| T & R PROPERTY DEVELOPMENT LTD→ SC853253 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| THISTLE HOMES LIMITED→ SC820482 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| TOWER PROPERTIES (AYRSHIRE) LIMITED→ SC597333 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| W & S PROPERTY DEVELOPMENTS LTD→ SC517417 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| WELLSHORE LIMITED→ SC305252 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Vida Homeloans | A registered charge | 1 property | 03/12/2025 | — | |
| outstanding | Ascot Bridging Finance 2 Ascot Bridging Finance 2 Limited | A registered charge | 1 property | 18/07/2025 | — | |
| outstanding | Ascot Bridging Finance 2 Ascot Bridging Finance 2 Limited | A registered charge | — | 11/07/2025 | — |