BIRMINGHAM CHAMBER OF COMMERCE AND INDUSTRY

🌳Matureactive

00078731 · private-limited-guarant-nsc-limited-exemption · incorporated 1903-10-06

Investment thesis

Looks cheap but ownership + security both unclear — probable value trap.

Why interesting: Headline metrics may be attractive.

Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: Activities of business and employers membership organisations

Sector: Other service activities

Investor take

Pursue

Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 83/100 (exceptional), bankability 62/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · 3 lenders · oldest 18.8y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 18.8 years old — likely at or near maturity.
· 3 lenders named — inter-creditor friction likely.
· Legal-friction score 30/100 — workable, but lender will want more DD.

Data confidence

Overall: low (51/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

3 charges (3/3 with lender, 3/3 with type)

Directors & officers

100 officers (13 active, 100 linked, 96 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

8 connected companies via shared directors

Filing history

476 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (170 events)Click to expand

2025-12-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-11-21
➕
WATSON, Carmen Anne appointed
director
2025-11-21
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-10-02
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-09-26
➕
DAWSON, Andrew James appointed
director
2025-08-01
📄
accounts-with-accounts-type-full
accounts · AA
2024-11-22
➕
WATSON, Samantha Elizabeth appointed
director
2024-11-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-10-01
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-09-27
➕
KANDOLA, Rajdeep Singh appointed
director
2024-08-29
📄
accounts-with-accounts-type-full
accounts · AA
2024-07-25
📄
mortgage-satisfy-charge-full
mortgage · MR04
2024-07-25
🔓
Charge satisfied #1
2024-07-08
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-06-30
➖
COOKE, Katrina Jane resigned
director
2024-01-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-11-23
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-11-17
➕
OWENS, Michael David appointed
director
2023-11-17
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-10-20
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-10-20
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-08-09
📄
accounts-with-accounts-type-full
accounts · AA
2023-05-03
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-11-18
➖
ALLEN, Steven David resigned
director
2022-11-18
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-08-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-08-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-08-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-08-04
📄
accounts-with-accounts-type-full
accounts · AA
2022-07-22
➕
BLAKEMORE, Charles Anthony appointed
director
2022-07-22
➕
PIPKIN, Ruth Susan appointed
director
2021-10-08
➕
THAKUR, Sunita appointed
director
2021-03-31
➖
FAULKNER, Paul John resigned
director
2021-01-29
➕
GEORGE, Karl Alexander appointed
director
2020-10-19
🔒
Charge registered #3
Lender: Birmingham C.O.C. Pension Fund Trustee Company Limited
2019-12-16
➖
BHATTI, Mohammad Saqib resigned
director
2018-09-28
➕
BREALEY, Henrietta Louisa appointed
director
2018-09-28
➕
COOKE, Katrina Jane appointed
director
2017-09-25
➕
BATES, Helen Elizabeth appointed
director
2017-05-16
➕
ALLEN, Steven David appointed
director
2017-05-16
➕
BHATTI, Mohammad Saqib appointed
director
2015-07-03
➖
BLACKETT, Jeremy Beaumont resigned
director
2015-06-22
➕
FAULKNER, Paul John appointed
director
2014-11-13
➖
BRITTAN, Stephen Thomas resigned
director
2014-02-19
🔒
Charge registered #2
Lender: National Westminster Bank PLC
2013-03-15
➕
AWAN, Ahmed Jamal Nasir appointed
director
2012-11-16
➖
BRADDOCK, Christine, Dr resigned
director
2012-10-23
➖
AWAN, Ahmed Jamal Nasir resigned
director
2012-10-08
➖
BLAND, Adrian Dennis resigned
director
2012-09-14
➖
HIBBERT, Michael Anthony resigned
secretary

Showing most recent 50 of 170 events

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-13 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 70 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

33/100

Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS

primaryFamily succession underway: Not a takeover target — WATSON, Samantha Elizabeth (same surname) appointed 2024-11-22. Pattern consistent with intra-family handover.
primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
secondary12+ year tenure: Director in role 20 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Other · B postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
A. HAZEL & SONS LIMITED→ 01040139 · est 1972 · no financials extracted	—	—	—	—	54y	—	—
A.HAXBY & SONS (FILEY) LIMITED→ 00463816 · est 1949 · no financials extracted	—	—	—	—	77y	—	—
A.J. TIMMINS & SONS LIMITED→ 13650076 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
AFRICAN BUSINESS CHAMBER LIMITED→ 12448996 · est 2020 · no financials extracted	—	—	—	—	6y	—	—
AFRO-BRITISH SUPPORT SERVICES "IMPACT"→ 05280084 · est 2004 · no financials extracted	—	—	—	—	21y	—	—
AGAD HEALTH CARE LTD→ 14538116 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
AGAPE FAMILY CHURCH→ 15212278 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
AGAPE FAMILY MINISTRIES→ 06376387 · est 2007 · no financials extracted	—	—	—	—	18y	—	—
AGAPE LIMITED→ 02526907 · est 1990 · no financials extracted	—	—	—	—	35y	—	—
AGAPE MINISTRIES LIMITED→ 00949989 · est 1969 · no financials extracted	—	—	—	—	57y	—	—
AGGREGATE DIRECT LIMITED→ 01416018 · est 1979 · no financials extracted	—	—	—	—	47y	—	—
AGILE ACCOUNTANTS LIMITED→ 13922937 · est 2022 · no financials extracted	—	—	—	—	4y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeprivate-limited-guarant-nsc-limited-exemption

Incorporated1903-10-06

Jurisdictionengland-wales

Primary SIC94110 — Activities of business and employers membership organisations

Registered office

54 Hagley Road 7th Floor West Wing

Birmingham

B16 8PE

England

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-07-16

Last: 2025-07-02