GUINNESS MAHON TRUST CORPORATION LIMITED
Opportunity 28/100 (pass), bankability 2/100. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: asset disposal / carve-out (100/100). Current lenders should be on immediate intervention.
Refinance opportunity
58 live charges · 17 lenders · oldest 45.8y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 45.8 years old — likely at or near maturity.
- · 17 lenders named — inter-creditor friction likely.
- · Legal-friction score 75/100 (specialist).
Data confidence
Overall: medium (70/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Clear signal to pass. Time better spent elsewhere unless you have a specific strategic angle.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2019-03-31 |
|---|---|
| Total assets | £802.1k |
| Current assets | £1.12M |
| Cash | £565.6k |
| Debtors | £558.9k |
| Net assets | £802.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 insolvency
- • 1 insolvency
- • 1 address
Corporate timeline (144 events)Click to expand
- 2026-04-12⚠️liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-dateinsolvency · LIQ03
- 2026-01-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-04-02⚠️liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-dateinsolvency · LIQ03
- 2024-12-02⚠️liquidation-voluntary-appointment-of-liquidatorinsolvency · 600
- 2024-12-02⚠️liquidation-voluntary-removal-of-liquidator-by-courtinsolvency · LIQ10
- 2024-04-03⚠️liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-dateinsolvency · LIQ03
- 2023-04-11⚠️liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-dateinsolvency · LIQ03
- 2022-07-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-04-06⚠️liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-dateinsolvency · LIQ03
- 2021-02-11⚠️liquidation-voluntary-appointment-of-liquidatorinsolvency · 600
- 2021-02-02⚠️liquidation-in-administration-move-to-creditors-voluntary-liquidationinsolvency · AM22
- 2020-12-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-11-26📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2020-11-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-11-16➖STEWART-GILLHAM, Paul Michael resignedsecretary
- 2020-11-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-10-28➖CHEESEMAN, Andrew John resigneddirector
- 2020-10-28➖CHEESEMAN, Jassie Eleanor resigneddirector
- 2020-10-22➖ROBILLIARD, Graham Reginald resigneddirector
- 2020-10-05⚠️liquidation-in-administration-progress-reportinsolvency · AM10
- 2020-05-20⚠️liquidation-in-administration-statement-of-affairs-with-form-attachedinsolvency · AM02
- 2020-05-12⚠️liquidation-in-administration-result-creditors-meetinginsolvency · AM07
- 2020-04-28⚠️liquidation-in-administration-proposalsinsolvency · AM03
- 2020-02-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-02-25⚠️liquidation-in-administration-appointment-of-administratorinsolvency · AM01
- 2020-02-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-02-07🔓Charge satisfied #29
- 2019-10-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-23🔒Charge registered #62Lender: Lloyds Bank PLC
- 2018-07-06🔒Charge registered #61Lender: Lloyds Bank PLC (Co. No. 00002065)
- 2018-07-06🔒Charge registered #60Lender: Lloyds Bank PLC (Co. No. 00002065)
- 2017-11-17🔒Charge registered #59Lender: National Westminster Bank PLC
- 2017-07-07🔒Charge registered #58Lender: Yorkshire Building Society (Trading as Norwich & Peterborough Building Society)
- 2017-07-07🔒Charge registered #57Lender: Yorkshire Building Society (Trading as Norwich & Peterborough Building Society)
- 2016-08-23🔓Charge satisfied #31
- 2016-03-24➖MATTINGLY, Roger Alan Richard resigneddirector
- 2016-03-03🔓Charge satisfied #48
- 2015-07-20🔒Charge registered #56Lender: Lloyds Bank PLC
- 2015-05-20🔒Charge registered #55Lender: Lloyds Bank PLC
- 2014-11-14🔒Charge registered #54Lender: The Royal Bank of Scotland PLC
- 2014-10-01➕ROBILLIARD, Graham Reginald appointeddirector
- 2014-03-31➖NOAKES, Michael James resigneddirector
- 2013-10-31➖REDMILL, Barry Richard resigneddirector
- 2013-07-01➕MATTINGLY, Roger Alan Richard appointeddirector
- 2011-09-23🔒Charge registered #53Lender: National Westminster Bank PLC
- 2011-04-06➕CHEESEMAN, Jassie Eleanor appointeddirector
- 2010-03-24➖HANGOOD, Julia resignedsecretary
- 2010-03-24➕STEWART-GILLHAM, Paul Michael appointedsecretary
- 2009-11-22🔒Charge registered #52Lender: Lloyds Tsb Bank PLC
- 2009-07-03🔓Charge satisfied #28
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryStable-but-static management: Company is 99 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
4 high · 1 med · 1 lowStatutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2021-03-31
Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2020-10-13
Company is actively being wound up. Not a going concern.
Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2026-04-12: liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-date; 2025-04-02: liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-date
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
3 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew John Cheeseman Individual · British · DOB 03/1950 · age 76 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
Mrs Jassie Eleanor Cheeseman Individual · British · DOB 04/1959 · age 67 | — | — | sig. influencesignificant influence | 06/04/2016 |
Mr Graham Reginald Robilliard Individual · British · DOB 09/1949 · age 77 | — | — | sig. influencesignificant influence | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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12 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (0 active · 30 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 23/07/2018 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC (Co. No. 00002065) | A registered charge | 1 property | 06/07/2018 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC (Co. No. 00002065) | A registered charge | 1 property | 06/07/2018 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 17/11/2017 | — | |
| outstanding | Yorkshire Building Society (Trading as Norwich & Peterborough Building Society) | A registered charge | 1 property | 07/07/2017 | — | |
| outstanding | Yorkshire Building Society (Trading as Norwich & Peterborough Building Society) | A registered charge | 1 property | 07/07/2017 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 20/07/2015 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 2 properties | 20/05/2015 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 14/11/2014 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 2 properties | 23/09/2011 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 22/11/2009 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 16/07/2008 | — | |
| outstanding | Nationwide Nationwide Building Society | Legal charge (trust) | 1 property | 26/04/2006 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Third party legal charge | 1 property | 05/04/2006 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Third party legal charge | 1 property | 22/02/2006 | 03/03/2016 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Third party legal charge | 1 property | 31/01/2006 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Third party legal charge | 1 property | 31/01/2006 | — | |
| outstanding | Investec Bank (UK) Investec Bank (UK) Limited | Legal charge | 1 property | 01/06/2005 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 23/03/2005 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Third party legal charge | 1 property | 31/01/2005 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Third party legal charge | 1 property | 01/12/2004 | — | |
| outstanding | Aib Group (UK) P.L.C. | Legal mortgage | 1 property | 24/11/2004 | — | |
| outstanding | Allied Dunbar Assurance Allied Dunbar Assurance PLC | Legal charge | 1 property | 08/03/2004 | — | |
| outstanding | Allied Dunbar Assurance Allied Dunbar Assurance PLC | Legal charge | 1 property | 23/12/2003 | — | |
| outstanding | Nationwide Nationwide Building Society | Legal charge | 1 property | 09/12/2003 | — | |
| outstanding | Investec Bank (UK) Investec Bank (UK) Limited | Legal charge | 1 property | 27/02/2003 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Third party legal charge | 1 property | 31/01/2003 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 07/01/2003 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 07/01/2003 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 29/11/2002 | 23/08/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Third party legal charge | 1 property | 30/08/2002 | 10/11/2005 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Omnibus guarantee and set-off agreement | 1 property | 30/08/2002 | 07/02/2020 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Debenture | 1 property | 30/08/2002 | 03/07/2009 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Third party legal charge | 1 property | 16/08/2002 | 10/11/2005 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Third party legal charge | 1 property | 16/08/2002 | 10/11/2005 | |
| outstanding | Svenska Handelsbanken Ab (Publ) ('the Bank') | Legal mortgage | 1 property | 28/06/2002 | — | |
| outstanding | Investec Bank (UK) Investec Bank (UK) Limited | Mortgage deed | 1 property | 23/05/2002 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Third party legal charge | 4 properties | 01/02/2002 | — | |
| outstanding | Investec Bank (UK) Investec Bank (UK) Limited | Mortgage | 2 properties | 20/12/2001 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Third party legal charge | 1 property | 17/12/2001 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Third party legal charge | 1 property | 17/12/2001 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 23/11/2001 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Third party legal charge | 1 property | 11/10/2001 | — | |
| outstanding | Investec Bank (UK) Investec Bank (UK) Limited | Mortgage deed | 1 property | 01/10/2001 | — | |
| outstanding | Investec Bank (UK) Investec Bank (UK) Limited | Mortgage deed | 1 property | 21/09/2001 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 12/09/2001 | — | |
| outstanding | Investec Bank (UK) Investec Bank (UK) Limited | Legal charge | 1 property | 03/09/2001 | — | |
| outstanding | Investec Bank (UK) Investec Bank (UK) Limited | Mortgage | 1 property | 26/01/2001 | — | |
| outstanding | Investec Bank (UK) Investec Bank (UK) Limited | Mortgage deed | 1 property | 06/09/2000 | — | |
| outstanding | Investec Bank (UK) Investec Bank (UK) Limited | Legal charge | 1 property | 15/06/2000 | — | |
| satisfied | Investec Bank (UK) Investec Bank (UK) Limited | Mortgage | 1 property | 11/05/2000 | 28/02/2006 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Third party legal charge | 3 properties | 02/03/2000 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Third party legal charge | 3 properties | 02/03/2000 | — | |
| outstanding | Guinness Mahon & Co . Guinness Mahon & Co Limited. | Legal charge | 1 property | 20/08/1990 | — | |
| outstanding | Gibson, D.A. / Smith, R.M. / W.A.J. Reardon / Cook and R.M.H. Reed | Further charge | 1 property | 10/03/1987 | — | |
| outstanding | Guinness Mahon & Co Guinness Mahon & Co Limited | Legal charge | 1 property | 31/01/1985 | — | |
| outstanding | Nationwide Nationwide Building Society | Legal charge | 1 property | 21/09/1981 | — | |
| outstanding | David Alistair Cook / Henry Wight Gibson / John Reardon Smith / William Antony / Rita Mary Gibson | Mortgage | 1 property | 28/08/1980 | — |