CATHERINE GRACE TRUST
- · Thesis: well-run, low negotiation leverage
- 86900Other human health activities
Opportunity 77/100 (strong), bankability 77/100. Strong seller-intent signal (73/100, director aged 77). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 10 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
16 live charges · 5 lenders · oldest 65.8y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 65.8 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 45/100 (high).
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 accounts
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (165 events)Click to expand
- 2026-05-12📄accounts-with-accounts-type-fullaccounts · AA
- 2025-04-14📄accounts-with-accounts-type-fullaccounts · AA
- 2024-11-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-04➖GARNER, Susan Maria resigneddirector
- 2024-05-07📄accounts-with-accounts-type-fullaccounts · AA
- 2024-02-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-10-16➖NEAGU, Domnita Agavni resigneddirector
- 2023-04-25📄accounts-with-accounts-type-fullaccounts · AA
- 2022-09-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-09-15➖MEYER, Gerhard Dieter resigneddirector
- 2022-06-07📄accounts-with-accounts-type-fullaccounts · AA
- 2021-06-09📄accounts-with-accounts-type-fullaccounts · AA
- 2021-03-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-03-15➕WRAGG, David Christopher appointeddirector
- 2020-10-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-10-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-10-20➖MAENDL, Andreas Christian John, Dr resigneddirector
- 2020-10-20➖MEYNELL, Francesca Clare resigneddirector
- 2020-07-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-07-13➕MEYNELL, Francesca Clare appointeddirector
- 2020-06-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-05-30➖MOUSLEY, Perdita, Dr resigneddirector
- 2020-03-24📄accounts-with-accounts-type-smallaccounts · AA
- 2019-09-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-09-23📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2019-09-23📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2019-09-09➕JOHNSON, Elisabeth appointedsecretary
- 2019-09-09➖CLEMENTS, Ian Keith resignedsecretary
- 2019-09-09➕NEAGU, Domnita Agavni appointeddirector
- 2019-06-07➕COURT, Constantin appointeddirector
- 2019-06-07➕GORDON, Aonghus Coinn Huntly appointeddirector
- 2019-06-07➕GRATTON, Tara Alexandra appointeddirector
- 2019-06-07➕KIPPAX, Helen Margaret appointeddirector
- 2019-06-07➕CLEMENTS, Ian Keith appointedsecretary
- 2019-06-07➖FERREIRA, Rodrigo Campos resigneddirector
- 2019-06-07➖MCAULAY, Sandra resigneddirector
- 2019-06-07➕MOUSLEY, Perdita, Dr appointeddirector
- 2018-06-18➕FERREIRA, Rodrigo Campos appointeddirector
- 2018-06-18➖HAYN, Rilke Elizabeth resigneddirector
- 2017-12-05➖MAPSON, Sheila resigneddirector
- 2017-03-31➕MAENDL, Andreas Christian John, Dr appointeddirector
- 2016-11-02➖DUFFY, Gerard Francis resignedsecretary
- 2016-10-04➖UNDERWOOD, Martin Thomas resigneddirector
- 2016-06-22➕GARNER, Susan Maria appointeddirector
- 2016-06-22➕HAYN, Rilke Elizabeth appointeddirector
- 2016-06-22➖LIDSTONE, Philip Gilbert resigneddirector
- 2016-06-22➕MAPSON, Sheila appointeddirector
- 2016-06-22➕MCAULAY, Sandra appointeddirector
- 2016-06-22➖MELARICKAS, Lindsey Anne resigneddirector
- 2016-06-22➖STANLEY, Oliver Hugh, Dr resigneddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 77 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
- secondaryStable-but-static management: Company is 78 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Ruskin Mill Trust Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ruskin Mill Trust Limited Corporate entity | — | 75–100% | board control75-100% voting · board control | 07/06/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| BRANDRULE LIMITED→ 01928977 · est 1985 · no financials extracted | — | — | — | — | 40y | — | — |
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| CALATHEA SOLUTIONS LTD→ 14643588 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| CENTRAL PARK NURSERY LIMITED→ 04342173 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| CENTRE POINTE CREATIVE DANCE ACADEMY LTD→ 15118154 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CFL TRUST LTD→ 08129874 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| CHANGING TACK CIC→ 12631096 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CHARLES PERCY LIMITED→ 12023872 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CHARLTON KINGS INFANTS' SCHOOL→ 07689749 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| CHARLTON KINGS JUNIOR SCHOOL→ 07691867 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| CHEEKY MONKEYS DAY NURSERY LIMITED→ 04375932 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (6 active · 58 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Triodos Bank Nv | A registered charge | 1 property | 20/01/2016 | 27/04/2016 | |
| satisfied | Triodos Bank Nv | A registered charge | 1 property | 10/12/2015 | 27/04/2016 | |
| satisfied | Triodos Bank Nv | A registered charge | — | 25/11/2015 | 27/04/2016 | |
| satisfied | Triodos Bank Nv | A registered charge | 1 property | 23/12/2014 | 27/04/2016 | |
| satisfied | Triodos Bank Nv | A registered charge | 1 property | 23/12/2014 | 27/04/2016 | |
| satisfied | Triodos Bank Nv | A registered charge | 1 property | 23/12/2014 | 27/04/2016 | |
| satisfied | Triodos Bank Nv | A registered charge | 1 property | 23/12/2014 | 27/04/2016 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 20/12/2002 | 18/11/2015 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 20/12/2002 | 18/11/2015 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 20/12/2002 | 18/11/2015 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 20/12/2002 | 18/11/2015 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 20/12/2000 | 31/03/2016 | |
| satisfied | Burnley Building Society. | Legal charge | 1 property | 29/10/1976 | 31/03/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 20/09/1972 | 10/10/2002 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 20/09/1972 | 10/10/2002 | |
| satisfied | H. J. Orr-Ewing / A. M. Maclachlan. / S. Richardson / R. J. Brocklehurst / R.D. Spear. / F. W. Gilpin | Mortgage | 1 property | 29/09/1960 | 10/10/2002 |