CATHERINE GRACE TRUST

🌳Matureactive
00462901 · private-limited-guarant-nsc · incorporated 1948-12-30
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
77/100
Strong
🔔
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What this business does
Primary activity: Other education n.e.c.
Sector: Education
ALSO REGISTERED FOR
  • 86900Other human health activities
Investor take
Pursue
Active trading company with a 77-year-old founder — textbook succession opportunity.

Opportunity 77/100 (strong), bankability 77/100. Strong seller-intent signal (73/100, director aged 77). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 10 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

16 live charges · 5 lenders · oldest 65.8y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 65.8 years old — likely at or near maturity.
  • · 5 lenders named — inter-creditor friction likely.
  • · Legal-friction score 45/100 (high).

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
16 charges (16/16 with lender, 16/16 with type)
90
Directors & officers
64 officers (6 active, 64 linked, 57 with DOB)
88
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
17 connected companies via shared directors
90
Filing history
276 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 accounts
Last 180 days
2
filings
  • 1 accounts
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (165 events)Click to expand
  1. 2026-05-12
    📄
    accounts-with-accounts-type-full
    accounts · AA
  2. 2025-04-14
    📄
    accounts-with-accounts-type-full
    accounts · AA
  3. 2024-11-29
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  4. 2024-11-04
    GARNER, Susan Maria resigned
    director
  5. 2024-05-07
    📄
    accounts-with-accounts-type-full
    accounts · AA
  6. 2024-02-14
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2023-10-16
    NEAGU, Domnita Agavni resigned
    director
  8. 2023-04-25
    📄
    accounts-with-accounts-type-full
    accounts · AA
  9. 2022-09-29
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  10. 2022-09-15
    MEYER, Gerhard Dieter resigned
    director
  11. 2022-06-07
    📄
    accounts-with-accounts-type-full
    accounts · AA
  12. 2021-06-09
    📄
    accounts-with-accounts-type-full
    accounts · AA
  13. 2021-03-18
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  14. 2021-03-15
    WRAGG, David Christopher appointed
    director
  15. 2020-10-29
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  16. 2020-10-29
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  17. 2020-10-20
    MAENDL, Andreas Christian John, Dr resigned
    director
  18. 2020-10-20
    MEYNELL, Francesca Clare resigned
    director
  19. 2020-07-21
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  20. 2020-07-13
    MEYNELL, Francesca Clare appointed
    director
  21. 2020-06-01
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  22. 2020-05-30
    MOUSLEY, Perdita, Dr resigned
    director
  23. 2020-03-24
    📄
    accounts-with-accounts-type-small
    accounts · AA
  24. 2019-09-25
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  25. 2019-09-23
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  26. 2019-09-23
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  27. 2019-09-09
    JOHNSON, Elisabeth appointed
    secretary
  28. 2019-09-09
    CLEMENTS, Ian Keith resigned
    secretary
  29. 2019-09-09
    NEAGU, Domnita Agavni appointed
    director
  30. 2019-06-07
    COURT, Constantin appointed
    director
  31. 2019-06-07
    GORDON, Aonghus Coinn Huntly appointed
    director
  32. 2019-06-07
    GRATTON, Tara Alexandra appointed
    director
  33. 2019-06-07
    KIPPAX, Helen Margaret appointed
    director
  34. 2019-06-07
    CLEMENTS, Ian Keith appointed
    secretary
  35. 2019-06-07
    FERREIRA, Rodrigo Campos resigned
    director
  36. 2019-06-07
    MCAULAY, Sandra resigned
    director
  37. 2019-06-07
    MOUSLEY, Perdita, Dr appointed
    director
  38. 2018-06-18
    FERREIRA, Rodrigo Campos appointed
    director
  39. 2018-06-18
    HAYN, Rilke Elizabeth resigned
    director
  40. 2017-12-05
    MAPSON, Sheila resigned
    director
  41. 2017-03-31
    MAENDL, Andreas Christian John, Dr appointed
    director
  42. 2016-11-02
    DUFFY, Gerard Francis resigned
    secretary
  43. 2016-10-04
    UNDERWOOD, Martin Thomas resigned
    director
  44. 2016-06-22
    GARNER, Susan Maria appointed
    director
  45. 2016-06-22
    HAYN, Rilke Elizabeth appointed
    director
  46. 2016-06-22
    LIDSTONE, Philip Gilbert resigned
    director
  47. 2016-06-22
    MAPSON, Sheila appointed
    director
  48. 2016-06-22
    MCAULAY, Sandra appointed
    director
  49. 2016-06-22
    MELARICKAS, Lindsey Anne resigned
    director
  50. 2016-06-22
    STANLEY, Oliver Hugh, Dr resigned
    director
Showing most recent 50 of 165 events

Owner dependency

55/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -5 active directors: Broader management team in place — suggests transferable governance.
  • +Founder age: Director aged approximately 77 — succession pressure is live.

Succession & seller-readiness

70/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
  • secondaryStable-but-static management: Company is 78 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Ruskin Mill Trust Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Ruskin Mill Trust Limited
Corporate parent · board control
CATHERINE GRACE TRUST
This company · 00462901

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Ruskin Mill Trust Limited
Corporate entity
75–100%board control75-100% voting · board control07/06/2019

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeprivate-limited-guarant-nsc
Incorporated1948-12-30
Jurisdictionengland-wales
Primary SIC85590 — Other education n.e.c.

Registered office

Ruskin Mill Millbottom
Nailsworth
Stroud
GL6 0LA
England

Filing status

Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2027-02-23
Last: 2026-02-09

Officers (6 active · 58 resigned)

JOHNSON, Elisabeth
secretary · appointed 2019-09-09
View their other companies + combined net worth →
Active
COURT, Constantin
director · ~50y · appointed 2019-06-07
View their other companies + combined net worth →
Active
GORDON, Aonghus Coinn Huntly
director · ~71y · appointed 2019-06-07
View their other companies + combined net worth →
Active
GRATTON, Tara Alexandra
director · ~54y · appointed 2019-06-07
View their other companies + combined net worth →
Active
KIPPAX, Helen Margaret
director · ~77y · appointed 2019-06-07
View their other companies + combined net worth →
Active
WRAGG, David Christopher
director · ~66y · appointed 2021-03-15
View their other companies + combined net worth →
Active
CAMPBELL, Carol Edith
secretary · appointed 1993-08-17 · resigned 1995-07-20
Resigned
CLEMENTS, Ian Keith
secretary · appointed 2019-06-07 · resigned 2019-09-09
Resigned
DUFFY, Gerard Francis
secretary · appointed 2015-12-30 · resigned 2016-11-02
Resigned
HANCOCK, Ronald George
secretary · resigned 1992-03-31
Resigned
PAKER, Omer Yakut
secretary · appointed 1995-07-21 · resigned 2015-07-31
Resigned
WATERS, Philippa Mary
secretary · appointed 1992-04-01 · resigned 1993-06-21
Resigned
ARMSTRONG, Michael Barry
director · ~78y · appointed 2003-01-22 · resigned 2007-11-28
Resigned
BENNETT, Margaret Ann
director · ~78y · appointed 1994-01-21 · resigned 2009-10-28
Resigned
BERESFORD, Alexandra Rebecca
director · ~84y · appointed 1992-07-01 · resigned 1993-09-22
Resigned
BINKS, Kathryn
director · ~73y · appointed 2002-06-26 · resigned 2006-05-24
Resigned
BLOK, Gerda
director · ~95y · appointed 1992-04-29 · resigned 1994-08-31
Resigned
BRETTON, Richard James
director · ~72y · appointed 2008-10-29 · resigned 2011-01-26
Resigned
BROWN, Anthony Roger Ernest
director · ~73y · appointed 2006-09-27 · resigned 2011-01-26
Resigned
BROWN, Jean Cameron, Dr
director · ~98y · resigned 1994-01-21
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

16
Total charges
0
Outstanding
0
Active lenders
Status:Lender:16 of 16 shown
TypeProperties
satisfied
Triodos Bank Nv
A registered charge1 property20/01/201627/04/2016
satisfied
Triodos Bank Nv
A registered charge1 property10/12/201527/04/2016
satisfied
Triodos Bank Nv
A registered charge25/11/201527/04/2016
satisfied
Triodos Bank Nv
A registered charge1 property23/12/201427/04/2016
satisfied
Triodos Bank Nv
A registered charge1 property23/12/201427/04/2016
satisfied
Triodos Bank Nv
A registered charge1 property23/12/201427/04/2016
satisfied
Triodos Bank Nv
A registered charge1 property23/12/201427/04/2016
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Legal charge1 property20/12/200218/11/2015
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Legal charge1 property20/12/200218/11/2015
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Legal charge1 property20/12/200218/11/2015
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Legal charge1 property20/12/200218/11/2015
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Legal charge1 property20/12/200031/03/2016
satisfied
Burnley Building Society.
Legal charge1 property29/10/197631/03/2016
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property20/09/197210/10/2002
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property20/09/197210/10/2002
satisfied
H. J. Orr-Ewing / A. M. Maclachlan. / S. Richardson / R. J. Brocklehurst / R.D. Spear. / F. W. Gilpin
Mortgage1 property29/09/196010/10/2002

Recent filings (276 total)

accounts-with-accounts-type-full
accounts · AA
2026-05-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-11
accounts-with-accounts-type-full
accounts · AA
2025-04-14
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-10
termination-director-company-with-name-termination-date
officers · TM01
2024-11-29
accounts-with-accounts-type-full
accounts · AA
2024-05-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-14
termination-director-company-with-name-termination-date
officers · TM01
2024-02-14
accounts-with-accounts-type-full
accounts · AA
2023-04-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-24
termination-director-company-with-name-termination-date
officers · TM01
2022-09-29
accounts-with-accounts-type-full
accounts · AA
2022-06-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-16
accounts-with-accounts-type-full
accounts · AA
2021-06-09
appoint-person-director-company-with-name-date
officers · AP01
2021-03-18