CHEEKY MONKEYS DAY NURSERY LIMITED
Opportunity 68/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
5 live charges · 4 lenders · oldest 14.2y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 14.2 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (74/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2025-10-31 |
|---|---|
| Average employees | 38 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 3 accounts
- • 1 confirmation-statement
Corporate timeline (46 events)Click to expand
- 2026-03-19📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2026-03-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-01-21📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2026-01-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-01-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-01-02🔓Charge satisfied #4
- 2026-01-02🔓Charge satisfied #3
- 2025-12-23🔒Charge registered #5Lender: National Westminster Bank Public Limited Company
- 2025-11-10📄capital-name-of-class-of-sharescapital · SH08
- 2025-11-06📄resolutionresolution · RESOLUTIONS
- 2025-11-06📄memorandum-articlesincorporation · MA
- 2025-11-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-04📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-11-04📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-11-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-11-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-11-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-04🔓Charge satisfied #2
- 2025-11-04🔓Charge satisfied #1
- 2025-10-31➕BLYTH, Sarah Jane appointeddirector
- 2025-10-31➖CREMIN, Christian resigneddirector
- 2025-10-31➖CREMIN, Michael Edward resigneddirector
- 2025-10-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-10-31📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-10-31📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-10-31🔒Charge registered #4Lender: Santander UK PLC
- 2025-10-31🔒Charge registered #3Lender: Santander UK PLC
- 2021-01-28➕CREMIN, Michael Edward appointeddirector
- 2012-06-01➖JEFFERSON, Brenda Ruth resignedsecretary
- 2012-06-01➖JEFFERSON, Brenda Ruth resigneddirector
- 2012-06-01🔒Charge registered #2Lender: Lloyds Tsb Bank PLC
- 2012-04-23🔒Charge registered #1Lender: Lloyds Tsb Bank PLC (The Bank)
- 2002-02-18🏢Company incorporatedAs CHEEKY MONKEYS DAY NURSERY LIMITED
- 2002-02-18➕JEFFERSON, Brenda Ruth appointedsecretary
- 2002-02-18➕SWIFT INCORPORATIONS LIMITED appointedcorporate-nominee-secretary
- 2002-02-18➖SWIFT INCORPORATIONS LIMITED resignedcorporate-nominee-secretary
- 2002-02-18➕CREMIN, Christian appointeddirector
- 2002-02-18➕JEFFERSON, Brenda Ruth appointeddirector
- 2002-02-18➕INSTANT COMPANIES LIMITED appointedcorporate-nominee-director
- 2002-02-18➖INSTANT COMPANIES LIMITED resignedcorporate-nominee-director
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
3 med ·Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: CREMIN, Christian resigned 2025-10-31; CREMIN, Michael Edward resigned 2025-10-31
Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2025-12-23: A registered charge; 2025-10-31: A registered charge; 2025-10-31: A registered charge
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Toots North Opco Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Toots North Opco Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 31/10/2025 |
2 historic (ceased) PSCs
- Mr Michael Edward Creminceased 31/10/2025· 25-50% shares · 25-50% voting
- Mrs Christian Creminceased 31/10/2025· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Education & training · GL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BRANDRULE LIMITED→ 01928977 · est 1985 · no financials extracted | — | — | — | — | 40y | — | — |
| C3&M LTD→ 16831564 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CALATHEA SOLUTIONS LTD→ 14643588 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| CENTRAL PARK NURSERY LIMITED→ 04342173 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| CENTRE POINTE CREATIVE DANCE ACADEMY LTD→ 15118154 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CHANGING TACK CIC→ 12631096 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CHARLES PERCY LIMITED→ 12023872 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CHARLTON KINGS INFANTS' SCHOOL→ 07689749 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| CHELTENHAM ASSESSMENT CENTRE LIMITED→ 05123373 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| CHELTENHAM MARTIAL ARTS LTD→ 12255362 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CHELTENHAM SCHOOL OF COMPLEMENTARY THERAPY & BEAUTY LTD→ 10448014 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CHELTENHAM SPORTS AND LEISURE LTD→ 17035240 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 6 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank Public Company National Westminster Bank Public Limited Company | A registered charge | 3 properties | 23/12/2025 | — | |
| satisfied | Santander Santander UK PLC | A registered charge | 3 properties | 31/10/2025 | 02/01/2026 | |
| satisfied | Santander Santander UK PLC | A registered charge | 3 properties | 31/10/2025 | 02/01/2026 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 01/06/2012 | 04/11/2025 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC (The Bank) | Debenture | 1 property | 23/04/2012 | 04/11/2025 |