A.C.WINTER(BUILDERS)LIMITED

🌳Matureactive
00508096 · ltd · incorporated 1952-05-20
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower with a 87-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 57/100. Strong seller-intent signal (68/100, director aged 87). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · 3 lenders · oldest 71.7y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 71.7 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Legal-friction score 35/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (71/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 3 with DOB)
82
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
102 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-09-30
Average employees200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2026-06-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-07-14
    📄
    accounts-amended-with-accounts-type-total-exemption-full
    accounts · AAMD
  3. 2025-05-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-06-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-07-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-06-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-06-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2020-05-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2019-06-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2018-06-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2017-11-24
    📍
    move-registers-to-sail-company-with-new-address
    address · AD03
  12. 2017-11-09
    📍
    move-registers-to-sail-company-with-new-address
    address · AD03
  13. 2017-11-09
    📍
    change-sail-address-company-with-new-address
    address · AD02
  14. 2017-06-13
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2016-06-14
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 1999-06-30
    ➕
    POPPLESTONE, Susan appointed
    secretary
  17. 1999-06-30
    ➖
    WINTER, Nellie Elizabeth resigned
    secretary
  18. 1999-06-30
    ➖
    WINTER, Nellie Elizabeth resigned
    director
  19. 1959-06-12
    🔒
    Charge registered #4
    Lender: Martins Bank LTD.
  20. 1959-03-21
    🔒
    Charge registered #3
    Lender: Martins Bank LTD
  21. 1954-10-25
    🔒
    Charge registered #2
    Lender: Barclays Bank PLC
  22. 1954-10-25
    🔒
    Charge registered #1
    Lender: Barclays Bank PLC
  23. 1952-05-20
    🏢
    Company incorporated
    As A.C.WINTER(BUILDERS)LIMITED

Owner dependency

88/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "WINTER" — strong identity link between founder and business.
  • +Founder age: Director aged approximately 87 — succession pressure is live.

Succession & seller-readiness

76/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 87 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondaryStable-but-static management: Company is 74 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mrs Susan Popplestone
Individual · British · DOB 10/1953 · age 73
50–75%
50–75%50-75% shares · 50-75% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Property · KT postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
A.E. GENET HOLDINGS LIMITED→
01072947 · est 1972 · no financials extracted
————53y——
A&D FACILITIES LTD→
16768134 · est 2025 · no financials extracted
———————
A&E CONSULTING LTD→
16693312 · est 2025 · no financials extracted
———————
ABA LETS LTD→
14245664 · est 2022 · no financials extracted
————3y——
ABOVE BRICKS AND MORTAR LTD→
15462419 · est 2024 · no financials extracted
————2y——
ACCLAIM ESTATES LTD→
15555261 · est 2024 · no financials extracted
————2y——
ACCURATUS LTD→
12414885 · est 2020 · no financials extracted
————6y——
ACF HOMES LTD→
16682316 · est 2025 · no financials extracted
———————
ACHTEL LIMITED→
09852436 · est 2015 · no financials extracted
————10y——
ACORN LEGACY INVESTMENTS LTD→
15997931 · est 2024 · no financials extracted
————1y——
ACTON HOUSE LIMITED→
02990241 · est 1994 · no financials extracted
————31y——
ADAM'S HOME LIMITED→
17047802 · est 2026 · no financials extracted
———————
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1952-05-20
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

16 Kingston Avenue
Leatherhead
Surrey
KT22 7HY

Filing status

Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2027-04-05
Last: 2026-03-22

Officers (3 active · 2 resigned)

POPPLESTONE, Susan→
secretary · appointed 1999-06-30
View their other companies + combined net worth →
Active
POPPLESTONE, Susan→
director · ~73y
View their other companies + combined net worth →
Active
WINTER, Clive→
director · ~87y
View their other companies + combined net worth →
Active
WINTER, Nellie Elizabeth→
secretary · resigned 1999-06-30
Resigned
WINTER, Nellie Elizabeth→
director · ~109y · resigned 1999-06-30
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
4
Outstanding
3
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
Martins Bank .
Martins Bank LTD.
Legal mortgage1 property12/06/1959—
outstanding
Martins Bank
Martins Bank LTD
Mortgage1 property21/03/1959—
outstanding
Barclays
Barclays Bank PLC
Inst. Of charge1 property25/10/1954—
outstanding
Barclays
Barclays Bank PLC
Inst. Of charge1 property25/10/1954—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (102 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-06-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-15
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2025-07-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-05-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-04-06