A.D. WALTER LIMITED
- · Thesis: well-run, low negotiation leverage
Opportunity 73/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 68). Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
Refinance opportunity
17 live charges · 7 lenders · oldest 63.2y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 63.2 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-02-28 | 2024-02-29 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 9 mortgage
- • 1 confirmation-statement
- • 1 officers
Corporate timeline (51 events)Click to expand
- 2026-03-20📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-20📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-20📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-20🔓Charge satisfied #13
- 2026-03-20🔓Charge satisfied #11
- 2026-03-20🔓Charge satisfied #7
- 2026-03-05📄mortgage-charge-whole-release-with-charge-numbermortgage · MR05
- 2026-03-05📄mortgage-charge-whole-cease-and-release-with-charge-numbermortgage · MR05
- 2026-03-05📄mortgage-charge-whole-cease-and-release-with-charge-numbermortgage · MR05
- 2026-03-05📄mortgage-charge-whole-cease-and-release-with-charge-numbermortgage · MR05
- 2026-02-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-27📄mortgage-charge-whole-cease-and-release-with-charge-numbermortgage · MR05
- 2026-02-27🔓Charge satisfied #6
- 2026-02-05📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-12-21🔒Charge registered #17Lender: Wates Developments Limited
- 2023-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-19➕WALTER, Andrea Jane appointeddirector
- 2022-01-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-11-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-06-24➕WALTER, Jennifer Lauren appointeddirector
- 2021-02-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2015-01-07🔓Charge satisfied #12
- 2014-12-11🔒Charge registered #16Lender: National Westminster Bank PLC
- 2000-08-21🔒Charge registered #15Lender: National Westminster Bank PLC
- 2000-08-21🔒Charge registered #14Lender: National Westminster Bank PLC
- 1996-08-30🔒Charge registered #13Lender: National Westminster Bank PLC
- 1995-07-08🔓Charge satisfied #10
- 1995-07-08🔓Charge satisfied #9
- 1995-07-08🔓Charge satisfied #5
- 1995-07-08🔓Charge satisfied #3
- 1995-07-08🔓Charge satisfied #2
- 1995-07-08🔓Charge satisfied #1
- 1995-01-26🔒Charge registered #12Lender: Anthony Grove Walter
- 1993-11-20➖WALTER, Doris Kate resigneddirector
- 1992-05-29🔒Charge registered #11Lender: National Westminster Bank PLC
- 1988-03-14🔒Charge registered #10Lender: The Agricultural Mortgage Corporation PLC.
- 1983-03-18🔒Charge registered #9Lender: The Agricultural Mortgage Corporation PLC
- 1979-10-05🔒Charge registered #8Lender: National Westminster Bank PLC
- 1979-09-17🔒Charge registered #7Lender: National Westminster Bank PLC
- 1979-03-12🔒Charge registered #6Lender: National Westminster Bank PLC
- 1975-03-18🔒Charge registered #4Lender: National Westminster Bank PLC
- 1975-03-17🔒Charge registered #5Lender: The Agr. Mortgage Corporation
- 1972-08-15🔒Charge registered #3Lender: The Agricultural Mortgage Corporation Limited
- 1971-02-24🔒Charge registered #2Lender: The Agricultural Mortgage Corporation Limited
- 1963-05-16🔒Charge registered #1Lender: The Agricultural Mortgage Corporation Limited
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Founder name in company name: Company name contains director surname "WALTER" — strong identity link between founder and business.
- +Founder age: Director aged approximately 68 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- secondaryStable-but-static management: Company is 70 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Simon Grove Walter Individual · British · DOB 04/1958 · age 68 | 50–75% | — | 50-75% shares | 31/12/2016 |
Mrs Andrea Jane Walter Individual · British · DOB 05/1960 · age 66 | 25–50% | — | 25-50% shares | 31/12/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Agriculture · PO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A PEARSON GROWERS LIMITED→ 06532564 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| A.E. BROWN (FARMS) LIMITED→ 00457089 · est 1948 · no financials extracted | — | — | — | — | 77y | — | — |
| A.G. PHILLIPS & SON LIMITED→ 01602404 · est 1981 · no financials extracted | — | — | — | — | 44y | — | — |
| A.H.BROWN(HAYLING ISLAND)LIMITED→ 00508016 · est 1952 · no financials extracted | — | — | — | — | 73y | — | — |
| ABBEY FARM FEEDS LIMITED→ 11120296 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ADAM ROLLS TREE SERVICES LTD→ 13552762 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AEOLUS GROUP LIMITED→ 10960511 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AFTON PARK LIMITED→ 05651509 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| AGF GROUNDWORKS LIMITED→ 13513976 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AGRICULTURAL CONTRACTING SERVICES LIMITED→ 01701069 · est 1983 · no financials extracted | — | — | — | — | 43y | — | — |
| AGRIKING LIMITED→ 03250500 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| ALAN BRIND TREE SERVICES LTD→ 07267935 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Wates Developments Wates Developments Limited | A registered charge | 1 property | 21/12/2023 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 11/12/2014 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 21/08/2000 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 21/08/2000 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 30/08/1996 | 20/03/2026 | |
| satisfied | Anthony Grove Walter | Debenture | 1 property | 26/01/1995 | 07/01/2015 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 29/05/1992 | 20/03/2026 | |
| satisfied | The Agricultural Mortgage Corporation . The Agricultural Mortgage Corporation PLC. | Collateral charge | 1 property | 14/03/1988 | 08/07/1995 | |
| satisfied | The Agricultural Mortgage Corporation The Agricultural Mortgage Corporation PLC | Further charge | 1 property | 18/03/1983 | 08/07/1995 | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 05/10/1979 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 17/09/1979 | 20/03/2026 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 12/03/1979 | 27/02/2026 | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 18/03/1975 | — | |
| satisfied | The Agr. Mortgage Corporation | Collateral legal charge | 1 property | 17/03/1975 | 08/07/1995 | |
| satisfied | The Agricultural Mortgage Corporation The Agricultural Mortgage Corporation Limited | Further charge as collateral with a charge dtd 15 aug '47. | 1 property | 15/08/1972 | 08/07/1995 | |
| satisfied | The Agricultural Mortgage Corporation The Agricultural Mortgage Corporation Limited | Charge | 1 property | 24/02/1971 | 08/07/1995 | |
| satisfied | The Agricultural Mortgage Corporation The Agricultural Mortgage Corporation Limited | Mortgage | 1 property | 16/05/1963 | 08/07/1995 |