YORK & DISTRICT INVESTMENT COMPANY LIMITED

🌳Matureactive
00632312 · ltd · incorporated 1959-07-09
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
80/100
Exceptional
🔔
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower with a 90-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 67/100. Strong seller-intent signal (73/100, director aged 90). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 14 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

31 live charges · 14 lenders · oldest 64.4y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 64.4 years old — likely at or near maturity.
  • · 14 lenders named — inter-creditor friction likely.
  • · Legal-friction score 40/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
31 charges (31/31 with lender, 31/31 with type)
90
Directors & officers
13 officers (6 active, 13 linked, 10 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
30 connected companies via shared directors
90
Filing history
176 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (93 events)Click to expand
  1. 2025-08-11
    📄
    accounts-with-accounts-type-full
    accounts · AA
  2. 2025-06-30
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  3. 2024-07-25
    📄
    accounts-with-accounts-type-full
    accounts · AA
  4. 2023-07-19
    📄
    accounts-with-accounts-type-full
    accounts · AA
  5. 2022-08-11
    📄
    accounts-with-accounts-type-full
    accounts · AA
  6. 2021-07-13
    📄
    accounts-with-accounts-type-full
    accounts · AA
  7. 2020-09-02
    📄
    accounts-with-accounts-type-full
    accounts · AA
  8. 2020-07-20
    ➕
    BEEFORTH, Deborah appointed
    secretary
  9. 2020-07-20
    ➖
    SWIERS, Barry Peter resigned
    secretary
  10. 2020-07-20
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  11. 2020-07-20
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  12. 2019-07-09
    📄
    accounts-with-accounts-type-full
    accounts · AA
  13. 2019-02-28
    ➖
    URQUHART, Ronald Graham resigned
    director
  14. 2019-02-28
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  15. 2018-07-10
    📄
    accounts-with-accounts-type-full
    accounts · AA
  16. 2017-07-19
    📄
    accounts-with-accounts-type-full
    accounts · AA
  17. 2016-09-09
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  18. 2016-04-04
    📄
    accounts-with-accounts-type-full
    accounts · AA
  19. 2013-10-16
    🔓
    Charge satisfied #31
  20. 2013-09-20
    ➕
    URQUHART, Ronald Graham appointed
    director
  21. 2013-02-20
    🔓
    Charge satisfied #29
  22. 2013-02-20
    🔓
    Charge satisfied #28
  23. 2013-02-15
    🔒
    Charge registered #31
    Lender: Svenska Handelsbanken Ab (Publ)
  24. 2013-02-15
    🔒
    Charge registered #30
    Lender: Svenska Handelsbanken Ab (Publ)
  25. 2012-03-27
    ➖
    HARRISON, Michael John resigned
    director
  26. 2010-07-14
    🔒
    Charge registered #29
    Lender: Barclays Bank PLC
  27. 2010-07-12
    ➖
    GUTHRIE, Eileen resigned
    director
  28. 2009-02-27
    🔓
    Charge satisfied #24
  29. 2009-02-27
    🔓
    Charge satisfied #22
  30. 2009-02-12
    🔒
    Charge registered #28
    Lender: Barclays Bank PLC
  31. 2008-10-11
    🔓
    Charge satisfied #14
  32. 2006-08-31
    ➕
    HILL, James Maxwell appointed
    director
  33. 2005-01-31
    ➕
    ROBSON, Martin appointed
    director
  34. 2005-01-31
    ➕
    HARRISON, Michael John appointed
    director
  35. 2005-01-31
    ➖
    SWIERS, Barry Peter resigned
    director
  36. 2004-12-31
    ➖
    BALL, Kenneth Francis resigned
    director
  37. 2003-07-29
    ➕
    GUTHRIE, Peter John appointed
    director
  38. 2003-07-29
    ➕
    GUTHRIE, Richard appointed
    director
  39. 2003-07-29
    ➖
    JOHNSON, James Martin resigned
    secretary
  40. 2003-07-29
    ➕
    SWIERS, Barry Peter appointed
    secretary
  41. 2003-07-29
    ➕
    SWIERS, Barry Peter appointed
    director
  42. 2002-08-21
    🔓
    Charge satisfied #26
  43. 2002-08-21
    🔓
    Charge satisfied #23
  44. 2001-12-04
    🔓
    Charge satisfied #27
  45. 1994-12-10
    🔓
    Charge satisfied #20
  46. 1994-12-08
    🔓
    Charge satisfied #25
  47. 1994-12-08
    🔓
    Charge satisfied #19
  48. 1994-12-08
    🔓
    Charge satisfied #15
  49. 1994-09-03
    🔓
    Charge satisfied #21
  50. 1994-09-03
    🔓
    Charge satisfied #17
Showing most recent 50 of 93 events

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -5 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 90 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 90 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 67 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Broadland Properties Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Broadland Properties Limited
Corporate parent · holds 75-100% shares
ultimate parent
⬇
YORK & DISTRICT INVESTMENT COMPANY LIMITED
This company · 00632312

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Broadland Properties Limited
Corporate entity
75–100%
75–100%75-100% shares · 75-100% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1959-07-09
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

137 Scalby Road
Scarborough
North Yorkshire
YO12 6TB

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-09-28
Last: 2025-09-14

Officers (6 active · 7 resigned)

BEEFORTH, Deborah→
secretary · appointed 2020-07-20
View their other companies + combined net worth →
Active
GUTHRIE, John→
director · ~90y
View their other companies + combined net worth →
Active
GUTHRIE, Peter John→
director · ~55y · appointed 2003-07-29
View their other companies + combined net worth →
Active
GUTHRIE, Richard→
director · ~54y · appointed 2003-07-29
View their other companies + combined net worth →
Active
HILL, James Maxwell→
director · ~52y · appointed 2006-08-31
View their other companies + combined net worth →
Active
ROBSON, Martin→
director · ~51y · appointed 2005-01-31
View their other companies + combined net worth →
Active
JOHNSON, James Martin→
secretary · resigned 2003-07-29
Resigned
SWIERS, Barry Peter→
secretary · appointed 2003-07-29 · resigned 2020-07-20
Resigned
BALL, Kenneth Francis→
director · ~85y · resigned 2004-12-31
Resigned
GUTHRIE, Eileen→
director · ~120y · resigned 2010-07-12
Resigned
HARRISON, Michael John→
director · ~79y · appointed 2005-01-31 · resigned 2012-03-27
Resigned
SWIERS, Barry Peter→
director · ~71y · appointed 2003-07-29 · resigned 2005-01-31
Resigned
URQUHART, Ronald Graham→
director · ~69y · appointed 2013-09-20 · resigned 2019-02-28
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

31
Total charges
1
Outstanding
1
Active lenders
Status:Lender:31 of 31 shown
TypeProperties
satisfied
Svenska Handelsbanken Ab (Publ)
Legal charge1 property15/02/201316/10/2013
outstanding
Svenska Handelsbanken Ab (Publ)
Debenture1 property15/02/2013—
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property14/07/201020/02/2013
satisfied
Barclays
Barclays Bank PLC
Debenture1 property12/02/200920/02/2013
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Legal charge1 property31/01/199204/12/2001
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property02/12/199121/08/2002
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Letter of offset1 property28/11/199108/12/1994
satisfied
Lloyds Banking Group
The Governor and the Company of the Bank of Scotland
Legal charge1 property08/04/199127/02/2009
satisfied
Guardian Assurance
Guardian Assurance PLC
Further legal charge2 properties26/09/198821/08/2002
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland.
Debenture1 property20/05/198827/02/2009
satisfied
British Linen Bank
British Linen Bank Limited
Legal charge1 property15/04/198603/09/1994
satisfied
Guardian Assurance
Guardian Assurance PLC
Standard security presented on 6/3/841 property01/03/198410/12/1994
satisfied
Guardiah Assurance
Guardiah Assurance PLC
Legal charge1 property01/03/198408/12/1994
satisfied
The British Linen Bank
The British Linen Bank Limited
Standard security1 property18/11/198223/04/1990
satisfied
The British Linen Bank
The British Linen Bank Limited
Legal charge1 property12/01/198203/09/1994
satisfied
Hambro Life Assurance .
Hambro Life Assurance Limited.
Legal charge1 property30/09/198003/09/1994
satisfied
Williams & Glyn's Bank -
Williams & Glyn's Bank Limited-
Legal charge1 property26/02/197903/09/1994
satisfied
Royal Exchanger Assurance.
Supplemental deed.1 property31/12/197608/02/1992
satisfied
Royal Exchange Assurance
Deed.1 property13/04/197208/02/1992
satisfied
Royal Exchange Assurance.
Supplemental deed.1 property14/02/197208/02/1992
satisfied
Royal Exchange Assurance
Deed of assurance1 property27/06/196908/02/1992
satisfied
Royal Exchange Assurance
Supplemental deed1 property31/03/196908/02/1992
satisfied
Royal Exchange Assurance
Supplemental deed1 property18/09/196808/02/1992
satisfied
Royal Exchange Assurance.
Deed of assurance1 property09/08/196808/02/1992
satisfied
Royal Exchange Assurance
Deed of assurance1 property04/02/196508/02/1992
satisfied
Royal Exchange Assurance
Supplemental deed.1 property03/04/196408/02/1992
satisfied
Royal Exchange Assurance
Deed of assignment1 property26/06/196308/02/1992
satisfied
Royal Exchange Assurance
Supplemental deed1 property14/03/196308/02/1992
satisfied
Royal Exchange Assurance
Mortgage debenture and deed supplemental thereto.2 properties16/01/196208/12/1994
satisfied
Royal Exchange Assurance
Mortgage debenture1 property16/01/196211/10/2008
satisfied
Royal Exchange Assurance
Mortgage debenture1 property16/01/196221/02/1992
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (176 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-15
accounts-with-accounts-type-full
accounts · AA
2025-08-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-16
accounts-with-accounts-type-full
accounts · AA
2024-07-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-18
accounts-with-accounts-type-full
accounts · AA
2023-07-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-14
accounts-with-accounts-type-full
accounts · AA
2022-08-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-17
accounts-with-accounts-type-full
accounts · AA
2021-07-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-15
accounts-with-accounts-type-full
accounts · AA
2020-09-02
termination-secretary-company-with-name-termination-date
officers · TM02
2020-07-20
appoint-person-secretary-company-with-name-date
officers · AP03
2020-07-20