EVERARD INSURANCE BROKERS LIMITED

💤Zombieactive
01294636 · ltd · incorporated 1977-01-18
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£50.0k
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle with a 65-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 85/100. Strong seller-intent signal (78/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 15.2y

30/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 15.2 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
18 officers (1 active, 18 linked, 15 with DOB)
87
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
146 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £50,000

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£50k
~ YoY
Current Assets
—
Current Liabilities
—
£0£10k£20k£30k£40k£50kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Total assets£50.0k£50.0k
Debtors£50.0k£50.0k
Net assets£50.0k£50.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (50 events)Click to expand
  1. 2025-12-23
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2025-11-04
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  3. 2025-11-01
    ➖
    ANSCOMBE, Paul Anthony resigned
    director
  4. 2025-02-26
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  5. 2025-02-26
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  6. 2025-02-25
    ➖
    SWANN, Andrew David resigned
    secretary
  7. 2025-02-25
    ➖
    SWANN, Andrew David resigned
    director
  8. 2024-09-27
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  9. 2023-10-06
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  10. 2023-09-01
    ➖
    BRATT, Diana Marie resigned
    director
  11. 2023-09-01
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  12. 2022-10-05
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  13. 2021-10-08
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  14. 2020-12-30
    📄
    accounts-with-accounts-type-full
    accounts · AA
  15. 2019-10-07
    📄
    accounts-with-accounts-type-full
    accounts · AA
  16. 2018-07-05
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  17. 2018-07-04
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  18. 2018-07-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  19. 2018-07-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  20. 2018-07-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  21. 2018-07-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  22. 2018-07-02
    ➕
    TURNER, Paul Andrew appointed
    director
  23. 2018-07-02
    ➖
    ROPER, Stephen Dawson resigned
    secretary
  24. 2018-07-02
    ➕
    SWANN, Andrew David appointed
    secretary
  25. 2018-07-02
    ➕
    ANSCOMBE, Paul Anthony appointed
    director
  26. 2018-07-02
    ➕
    BRATT, Diana Marie appointed
    director
  27. 2018-07-02
    ➖
    GILBERT, Timothy James resigned
    director
  28. 2018-07-02
    ➖
    ROPER, Stephen Dawson resigned
    director
  29. 2018-07-02
    ➕
    SWANN, Andrew David appointed
    director
  30. 2018-06-27
    🔓
    Charge satisfied #2
  31. 2018-06-27
    🔓
    Charge satisfied #1
  32. 2015-04-24
    ➖
    LATCHFORD, Peter James resigned
    director
  33. 2011-05-23
    🔒
    Charge registered #2
    Lender: William Derek Everard and Rosemary Ann Sholton
  34. 2011-03-23
    ➖
    EVERARD, William Derek resigned
    director
  35. 2011-03-23
    ➖
    SHOTTON, Rosemary Ann resigned
    director
  36. 2011-02-21
    🔒
    Charge registered #1
    Lender: Liberty Property Limited Partnership
  37. 2008-12-19
    ➖
    EVERARD, Frederick Michael resigned
    director
  38. 2007-10-11
    ➕
    ROPER, Stephen Dawson appointed
    director
  39. 2004-04-06
    ➖
    HARRISON, Carole Ann resigned
    director
  40. 2004-02-27
    ➖
    ELLIS, Richard Alwyn resigned
    director
  41. 1999-12-31
    ➖
    CASEBOW, Ethel Annie resigned
    director
  42. 1999-06-07
    ➕
    LATCHFORD, Peter James appointed
    director
  43. 1999-02-23
    ➖
    BAREHAM, Peter John Walter resigned
    director
  44. 1999-02-15
    ➕
    GILBERT, Timothy James appointed
    director
  45. 1997-03-17
    ➖
    MITCHELL, Reginald Arthur resigned
    secretary
  46. 1997-03-17
    ➕
    ROPER, Stephen Dawson appointed
    secretary
  47. 1996-05-09
    ➖
    HOWELL, Charles William resigned
    director
  48. 1995-04-03
    ➕
    BAREHAM, Peter John Walter appointed
    director
  49. 1995-04-03
    ➕
    HARRISON, Carole Ann appointed
    director
  50. 1977-01-18
    🏢
    Company incorporated
    As EVERARD INSURANCE BROKERS LIMITED

Owner dependency

90/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder age: Director aged approximately 65 — succession pressure is live.

Succession & seller-readiness

75/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondaryStable-but-static management: Company is 49 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Seventeen Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Seventeen Group Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
EVERARD INSURANCE BROKERS LIMITED
This company · 01294636

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Seventeen Group Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control02/07/2018
2 historic (ceased) PSCs
  • Mr Stephen Dawson Roperceased 02/07/2018· 25-50% shares · 25-50% voting
  • Mr Timothy James Gilbertceased 02/07/2018· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1977-01-18
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance

Registered office

Old Printers Yard
156 South Street
Dorking
Surrey
RH4 2HF
England

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-04-19
Last: 2026-04-05

Officers (1 active · 17 resigned)

TURNER, Paul Andrew→
director · ~65y · appointed 2018-07-02
View their other companies + combined net worth →
Active
MITCHELL, Reginald Arthur→
secretary · resigned 1997-03-17
Resigned
ROPER, Stephen Dawson→
secretary · appointed 1997-03-17 · resigned 2018-07-02
Resigned
SWANN, Andrew David→
secretary · appointed 2018-07-02 · resigned 2025-02-25
Resigned
ANSCOMBE, Paul Anthony→
director · ~67y · appointed 2018-07-02 · resigned 2025-11-01
Resigned
BAREHAM, Peter John Walter→
director · ~88y · appointed 1995-04-03 · resigned 1999-02-23
Resigned
BRATT, Diana Marie→
director · ~54y · appointed 2018-07-02 · resigned 2023-09-01
Resigned
CASEBOW, Ethel Annie→
director · ~103y · resigned 1999-12-31
Resigned
ELLIS, Richard Alwyn→
director · ~72y · resigned 2004-02-27
Resigned
EVERARD, Frederick Michael→
director · ~78y · resigned 2008-12-19
Resigned
EVERARD, William Derek→
director · ~77y · resigned 2011-03-23
Resigned
GILBERT, Timothy James→
director · ~64y · appointed 1999-02-15 · resigned 2018-07-02
Resigned
HARRISON, Carole Ann→
director · ~82y · appointed 1995-04-03 · resigned 2004-04-06
Resigned
HOWELL, Charles William→
director · ~101y · resigned 1996-05-09
Resigned
LATCHFORD, Peter James→
director · ~67y · appointed 1999-06-07 · resigned 2015-04-24
Resigned
ROPER, Stephen Dawson→
director · ~74y · appointed 2007-10-11 · resigned 2018-07-02
Resigned
SHOTTON, Rosemary Ann→
director · ~80y · resigned 2011-03-23
Resigned
SWANN, Andrew David→
director · ~58y · appointed 2018-07-02 · resigned 2025-02-25
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
William Derek Everard and Rosemary Ann Sholton
Debenture1 property23/05/201127/06/2018
satisfied
Liberty Property Partnership
Liberty Property Limited Partnership
Rent deposit deed1 property21/02/201127/06/2018

Recent filings (146 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-07
accounts-with-accounts-type-dormant
accounts · AA
2025-12-23
termination-director-company-with-name-termination-date
officers · TM01
2025-11-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-08
termination-secretary-company-with-name-termination-date
officers · TM02
2025-02-26
termination-director-company-with-name-termination-date
officers · TM01
2025-02-26
accounts-with-accounts-type-dormant
accounts · AA
2024-09-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-05
accounts-with-accounts-type-dormant
accounts · AA
2023-10-06
termination-director-company-with-name-termination-date
officers · TM01
2023-09-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-05
accounts-with-accounts-type-dormant
accounts · AA
2022-10-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-05
accounts-with-accounts-type-dormant
accounts · AA
2021-10-08
confirmation-statement-with-updates
confirmation-statement · CS01
2021-04-09