AE INSURANCE BROKERS LIMITED

🌳Matureactive
01630360 · ltd · incorporated 1982-04-20
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 5.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 65202Non-life reinsurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

1 live charge · oldest 5.1y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 5.1 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
9 officers (3 active, 9 linked, 5 with DOB)
81
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
120 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Dec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31
Average employees8800

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
  1. 2026-02-13
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  2. 2026-02-13
    🔓
    Charge satisfied #1
  3. 2025-09-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2025-01-06
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2024-09-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-12-22
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  7. 2023-09-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2023-03-30
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2022-09-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2021-04-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2021-04-06
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  12. 2021-04-06
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  13. 2021-04-06
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  14. 2021-04-06
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  15. 2021-04-06
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  16. 2021-04-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  17. 2021-04-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2021-03-30
    ➕
    LUFF, Adrian Francis appointed
    director
  19. 2021-03-30
    ➕
    REES, Simon John appointed
    director
  20. 2021-03-30
    ➕
    SEWARD, Mark Robert appointed
    director
  21. 2021-03-30
    ➖
    WRIGHT, Michael resigned
    director
  22. 2021-03-30
    🔒
    Charge registered #1
    Lender: Michael Ronald Wright
  23. 2020-09-23
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  24. 2020-09-23
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  25. 2020-05-11
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  26. 2020-04-03
    ➖
    HAYWARD, David John Mark resigned
    director
  27. 2013-07-01
    ➖
    MARTIN, Geoffrey William, Mr. resigned
    secretary
  28. 2004-06-30
    ➕
    HAYWARD, David John Mark appointed
    director
  29. 1997-12-08
    ➖
    FULLER, Veronica resigned
    secretary
  30. 1997-12-08
    ➕
    MARTIN, Geoffrey William, Mr. appointed
    secretary
  31. 1995-04-28
    ➖
    DUNN, Richard Quinn resigned
    secretary
  32. 1995-04-28
    ➕
    FULLER, Veronica appointed
    secretary
  33. 1994-01-06
    ➖
    CURTIS, Stephen Langford resigned
    secretary
  34. 1994-01-06
    ➕
    DUNN, Richard Quinn appointed
    secretary
  35. 1982-04-20
    🏢
    Company incorporated
    As AE INSURANCE BROKERS LIMITED

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.

Succession & seller-readiness

50/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
  • secondaryStable-but-static management: Company is 44 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Samkad Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Samkad Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
AE INSURANCE BROKERS LIMITED
This company · 01630360

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Samkad Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control30/03/2021
2 historic (ceased) PSCs
  • Mr Michael Wrightceased 30/03/2021· 75-100% shares · 75-100% voting · board control
  • Ae Insurance Services Limitedceased 03/04/2020· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1982-04-20
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance

Registered office

First Floor, Chancery House Premier Way
Abbey Park Industrial Estate
Romsey
Hampshire
SO51 9DQ

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-28
Last: 2025-11-14

Officers (3 active · 6 resigned)

LUFF, Adrian Francis→
director · ~51y · appointed 2021-03-30
View their other companies + combined net worth →
Active
REES, Simon John→
director · ~59y · appointed 2021-03-30
View their other companies + combined net worth →
Active
SEWARD, Mark Robert→
director · ~60y · appointed 2021-03-30
View their other companies + combined net worth →
Active
CURTIS, Stephen Langford→
secretary · resigned 1994-01-06
Resigned
DUNN, Richard Quinn→
secretary · appointed 1994-01-06 · resigned 1995-04-28
Resigned
FULLER, Veronica→
secretary · appointed 1995-04-28 · resigned 1997-12-08
Resigned
MARTIN, Geoffrey William, Mr.→
secretary · appointed 1997-12-08 · resigned 2013-07-01
Resigned
HAYWARD, David John Mark→
director · ~74y · appointed 2004-06-30 · resigned 2020-04-03
Resigned
WRIGHT, Michael→
director · ~81y · resigned 2021-03-30
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
Michael Ronald Wright
A registered charge—30/03/202113/02/2026

Recent filings (120 total)

mortgage-satisfy-charge-full
mortgage · MR04
2026-02-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-09
change-person-director-company-with-change-date
officers · CH01
2025-01-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2023-12-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-22
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-03-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-26
confirmation-statement-with-updates
confirmation-statement · CS01
2021-12-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-04-12
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2021-04-06