SARUMCASTLE LIMITED

🌳Matureactive
02221540 · ltd · incorporated 1988-02-16
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£1.45M
book net assets
Opportunity
78/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Hotels and similar accommodation
Sector: Accommodation & food service
Investor take
Pursue
Active trading company with a 83-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 67/100. Strong seller-intent signal (68/100, director aged 83). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

5 live charges · 3 lenders · oldest 38.0y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 38.0 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Legal-friction score 35/100 — workable, but lender will want more DD.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
103 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £1,447,949
Cash YoY
+409%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£48k
↑ 409% YoY
Net Worth
£1.4m
↑ 10% YoY
Current Assets
£371k
↑ 70% YoY
Current Liabilities
—
£0£290k£579k£869k£1.2m£1.4mJun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-292024-06-29
Total assets£1.60M£1.43M
Current assets£370.6k£218.1k
Cash£47.7k£9.4k
Debtors£322.9k£208.7k
Net assets£1.45M£1.31M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
  1. 2026-03-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-03-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-03-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-07-26
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  5. 2023-07-26
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  6. 2023-07-26
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2023-07-18
    ➕
    EVANS, Patrick Jonathan appointed
    director
  8. 2023-07-18
    ➖
    LAVERACK, Anita Louise resigned
    secretary
  9. 2023-07-18
    ➖
    LAVERACK, Anita Louise resigned
    director
  10. 2023-04-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2023-03-31
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  12. 2022-04-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2021-07-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2020-06-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2019-11-21
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  16. 2019-11-20
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  17. 2019-11-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  18. 2019-11-20
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  19. 2019-11-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  20. 2019-03-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  21. 2009-09-28
    🔒
    Charge registered #5
    Lender: Barclays Bank PLC
  22. 1995-01-09
    🔒
    Charge registered #4
    Lender: Barclays Bank PLC
  23. 1990-06-28
    🔓
    Charge satisfied #2
  24. 1990-06-28
    🔓
    Charge satisfied #1
  25. 1990-04-07
    🔒
    Charge registered #3
    Lender: Barclays Bank PLC
  26. 1988-12-09
    🔒
    Charge registered #2
    Lender: Lombard North Central PLC
  27. 1988-07-21
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  28. 1988-02-16
    🏢
    Company incorporated
    As SARUMCASTLE LIMITED

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 83 — succession pressure is live.

Succession & seller-readiness

76/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 83 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondaryStable-but-static management: Company is 38 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Peter Dennis Laverack
Individual · British · DOB 09/1943 · age 83
75–100%
—75-100% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Hospitality · TD postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
BORDER ICE RINK LIMITED→
SC039323 · est 1963
——£376.7k—62y8366y
CHEERS GROUP LIMITED→
SC313258 · est 2006
——£263.0k—19y8364y
AULD CROSS KEYS INN LIMITED→
SC388854 · est 2010
——£330.8k—15y8266y
BARMOOR CASTLE COUNTRY PARK LIMITED→
04981374 · est 2003
———1222y8272y
PHEASANT LODGE (UK) LIMITED→
05953434 · est 2006
———10019y8261y
PHILIPBURN HOLDINGS LIMITED→
SC320384 · est 2007
——£413.5k—19y8262y
PAXTON HOUSE (SCOTLAND) LIMITED→
SC210477 · est 2000
——£1—25y8178y
41 FERNSHAW ROAD LIMITED→
03130895 · est 1995
———030y8061y
BEADNELL HOTELS LIMITED→
00503138 · est 1952
———40074y8091y
BRIDGE COURT MANAGEMENT (BERWICK) LIMITED→
02253925 · est 1988
————38y8059y
CAFFE + (GALASHIELS) LTD.→
SC278836 · est 2005
——£36.3k—21y8073y
SWARLAND EAST HOUSE COTTAGES LIMITED→
11461771 · est 2018 · no financials extracted
————7y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1988-02-16
Jurisdictionengland-wales
Primary SIC55100 — Hotels and similar accommodation

Registered office

Halidon House 17d Windmill Way West
Ramparts Business Park
Berwick Upon Tweed
Northumberland
TD15 1TB
England

Filing status

Accounts
Next due: 2027-03-29
Last made up to: 2025-06-29
Confirmation statement
Next due: 2027-01-11
Last: 2025-12-28

Officers (2 active · 2 resigned)

EVANS, Patrick Jonathan→
director · ~58y · appointed 2023-07-18
View their other companies + combined net worth →
Active
LAVERACK, Peter Dennis→
director · ~83y
View their other companies + combined net worth →
Active
LAVERACK, Anita Louise→
secretary · resigned 2023-07-18
Resigned
LAVERACK, Anita Louise→
director · ~90y · resigned 2023-07-18
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
3
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
outstanding
Barclays
Barclays Bank PLC
Guarantee & debenture1 property28/09/2009—
outstanding
Barclays
Barclays Bank PLC
Debenture1 property09/01/1995—
outstanding
Barclays
Barclays Bank PLC
Legal charge1 property07/04/1990—
satisfied
Lombard North Central
Lombard North Central PLC
Legal charge1 property09/12/198828/06/1990
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property21/07/198828/06/1990
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (103 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-03
appoint-person-director-company-with-name-date
officers · AP01
2023-07-26
termination-secretary-company-with-name-termination-date
officers · TM02
2023-07-26
termination-director-company-with-name-termination-date
officers · TM01
2023-07-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-25
change-account-reference-date-company-previous-shortened
accounts · AA01
2023-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-16