ARB INTERNATIONAL LIMITED
🌳Matureactive
02406961 · ltd · incorporated 1989-07-21
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 70/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (48/100).
🏦
Refinance opportunity
6 live charges · 6 lenders · oldest 31.7y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 31.7 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
48 officers (8 active, 48 linked, 42 with DOB)
88
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
250 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
51
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 officers
Last 180 days
2
filings
- • 2 officers
Counts from Companies House filing history.
Corporate timeline (111 events)Click to expand
- 2026-04-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-02-28➖COSTER, Marc resigneddirector
- 2026-02-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-30📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-10-30📄legacyaccounts · PARENT_ACC
- 2025-10-30📄legacyother · AGREEMENT2
- 2025-10-30📄legacyother · GUARANTEE2
- 2025-10-13📄legacyother · GUARANTEE2
- 2025-10-02📄termination-director-companyofficers · TM01
- 2025-10-01📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-10-01📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-09-30➕PEEL, Alistair Charles appointedsecretary
- 2025-09-30➖COSGROVE, Richard Joseph resignedsecretary
- 2025-09-30➖COSGROVE, Richard Joseph resigneddirector
- 2025-09-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-26➖POWELL, Eliot James resigneddirector
- 2025-04-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-25🔒Charge registered #6Lender: Ares Management Limited as Security Agent
- 2025-03-18📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-04➕COSTER, Marc appointeddirector
- 2025-03-04➖SEED, Craig Arthur resigneddirector
- 2025-03-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-04📄accounts-with-accounts-type-fullaccounts · AA
- 2025-01-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-20➕POWELL, Eliot James appointeddirector
- 2024-06-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-25🔒Charge registered #5Lender: Ares Management Limited (The “Security Agent”) and Its Successors in Title and Permitted Transferees
- 2024-06-19📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-06-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-06-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-06-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-06-16📄memorandum-articlesincorporation · MA
- 2024-06-16📄resolutionresolution · RESOLUTIONS
- 2024-06-06➕BLAND, Simon Christopher appointeddirector
- 2024-06-06➕PAGE, John David appointeddirector
- 2024-06-06➕SEED, Craig Arthur appointeddirector
- 2024-04-25🔓Charge satisfied #4
- 2024-03-07🔓Charge satisfied #3
- 2020-11-20➖RIDER, David Colin resigneddirector
- 2018-07-23🔒Charge registered #4Lender: National Westminster Bank PLC
- 2018-01-02➕JACOBSON, Adam David Barnard appointeddirector
- 2018-01-02➕MCCARTHY, Paul Frank appointeddirector
- 2018-01-02➕ROBINSON, Marc James Vallet appointeddirector
- 2018-01-02➕COSGROVE, Richard Joseph appointeddirector
- 2018-01-02➕RIDER, David Colin appointeddirector
- 2017-10-04➖AGATE, Paul Anthony William resigneddirector
- 2017-09-26➖PALMER, Simon John Harriman resigneddirector
- 2017-09-15➖SMITH, Geoffrey Stephen resigneddirector
- 2017-09-14➖MCDONALD, Xavier Stephane resigneddirector
Showing most recent 50 of 111 events
Owner dependency
65/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -7 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 76 — succession pressure is live.
Succession & seller-readiness
75/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
Red flags
1 high · 2 med ·Confirmation statement overdue
highAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-02-14
4 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: COSGROVE, Richard Joseph resigned 2025-09-30; COSGROVE, Richard Joseph resigned 2025-09-30; COSTER, Marc resigned 2026-02-28
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Arb Brokers Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Arb Brokers Holdings Limited
Corporate parent · holds 75-100% shares
⬇
ARB INTERNATIONAL LIMITED
This company · 02406961
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Arb Brokers Holdings Limited Corporate entity | 75–100% | — | 75-100% shares | 14/09/2017 |
2 historic (ceased) PSCs
- Mr Elie Zeennyceased 14/09/2017· significant influence
- Arb International Holdings Limitedceased 14/09/2017· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · PR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ABSTRADE LTD→ 13455337 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ADJUSTING LIMITED→ 11568522 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AIM LEGAL EXPENSES INSURANCE SERVICES LIMITED→ 03824468 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| AMETHYST FINANCIAL PLANNING LIMITED→ 04543719 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| ANDERSON BROOKES BUSINESS FINANCE LTD→ 11844490 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ANDERSON BROOKES FINANCIAL SERVICES LTD→ 08660228 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ARCHANGEL BROKER LTD→ 12301240 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ARENA INVESTMENT MANAGEMENT LIMITED→ 00666518 · est 1960 · no financials extracted | — | — | — | — | 65y | — | — |
| ARMITSTEAD BARNETT FINANCIAL SERVICES LIMITED→ 04441680 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| ARNOLD GORSE INSURANCE SERVICES LTD→ 05115338 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| ARW WEALTH MANAGEMENT LIMITED→ 08013491 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| AS & AP CONSULTANCY LTD→ 14123316 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1989-07-21
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
Chancery House
Slaidburn Crescent
Southport
Merseyside
PR9 9YF
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-02-14OVERDUE
Last: 2025-01-31
Officers (8 active · 40 resigned)
PEEL, Alistair Charles→
Activesecretary · appointed 2025-09-30
View their other companies + combined net worth →
BLAND, Simon Christopher→
Activedirector · ~60y · appointed 2024-06-06
View their other companies + combined net worth →
BRISTOW, James George→
Activedirector · ~65y · appointed 1999-10-01
View their other companies + combined net worth →
DEAN, Robert Andrew→
Activedirector · ~66y · appointed 2011-10-03
View their other companies + combined net worth →
JACOBSON, Adam David Barnard→
Activedirector · ~57y · appointed 2018-01-02
View their other companies + combined net worth →
MCCARTHY, Paul Frank→
Activedirector · ~76y · appointed 2018-01-02
View their other companies + combined net worth →
PAGE, John David→
Activedirector · ~60y · appointed 2024-06-06
View their other companies + combined net worth →
ROBINSON, Marc James Vallet→
Activedirector · ~65y · appointed 2018-01-02
View their other companies + combined net worth →
BAILLIE, Robert Steven→
Resignedsecretary · appointed 2002-03-09 · resigned 2011-02-28
BURGESS, Robert Kyle→
Resignedsecretary · appointed 1995-04-01 · resigned 2002-03-08
COSGROVE, Richard Joseph→
Resignedsecretary · appointed 2013-06-19 · resigned 2025-09-30
HALL, David Victor→
Resignedsecretary · resigned 1994-09-30
PALMER, Simon John Harriman→
Resignedsecretary · appointed 2011-02-28 · resigned 2013-06-19
AGATE, Paul Anthony William→
Resigneddirector · ~69y · appointed 2012-09-06 · resigned 2017-10-04
BAILLIE, Robert Steven→
Resigneddirector · ~77y · appointed 1994-03-01 · resigned 2011-04-21
BARNES, Frederick Michael→
Resigneddirector · ~75y · resigned 1994-09-30
BAVIN, Alan Richard→
Resigneddirector · ~82y · appointed 2001-12-01 · resigned 2009-02-12
BELCHER, George Anthony Guy→
Resigneddirector · ~87y · resigned 1993-08-02
BOARDLEY, Thomas Stephen→
Resigneddirector · ~69y · appointed 2008-10-06 · resigned 2009-04-20
COLES, Gordon Norman→
Resigneddirector · ~79y · appointed 1996-11-01 · resigned 1998-09-30
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
2
Outstanding
2
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Ares Management as Security Agent Ares Management Limited as Security Agent | A registered charge | 1 property | 25/04/2025 | — | |
| outstanding | Ares Management (The “Security Agent”) and Its Successors in Title and Permitted Transferees Ares Management Limited (The “Security Agent”) and Its Successors in Title and Permitted Transferees | A registered charge | 1 property | 25/06/2024 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 23/07/2018 | 25/04/2024 | |
| satisfied | Richmond Richmond Limited | Rent deposit deed | 1 property | 21/09/2001 | 07/03/2024 | |
| satisfied | Lloyds Banking Group Lloyds | Deed of variation made in addition to and modifying the security and trust deed dated 30TH september 1994 (the "principal deed"),the deeds being made pursuant to the lloyd's brokers byelaw (no.5 Of 1988) ("the byelaw") | 1 property | 29/10/1999 | 16/09/2000 | |
| satisfied | Lloydsas Trustee for Creditors for the Time Being of the Company in Respect of Insurance Tranactions | Security and trust deed | 1 property | 30/09/1994 | 16/09/2000 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (250 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-04-02
termination-director-company-with-name-termination-date
officers · TM01
2026-02-18
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-10-30
legacy
accounts · PARENT_ACC
2025-10-30
legacy
other · AGREEMENT2
2025-10-30
legacy
other · GUARANTEE2
2025-10-30
legacy
other · GUARANTEE2
2025-10-13
termination-director-company
officers · TM01
2025-10-02
appoint-person-secretary-company-with-name-date
officers · AP03
2025-10-01
termination-secretary-company-with-name-termination-date
officers · TM02
2025-10-01
termination-director-company-with-name-termination-date
officers · TM01
2025-09-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-29
change-person-director-company-with-change-date
officers · CH01
2025-03-18
termination-director-company-with-name-termination-date
officers · TM01
2025-03-04
appoint-person-director-company-with-name-date
officers · AP01
2025-03-04