BAL GLOBAL FINANCE (UK) LIMITED

🌳Matureactive
02488161 · ltd · incorporated 1990-04-02
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 34.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Financial leasing
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

1 live charge · oldest 34.8y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 34.8 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 20/100 — clean.

Data confidence

Overall: medium (57/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
49 officers (4 active, 49 linked, 43 with DOB)
88
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
235 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 officers
Counts from Companies House filing history.
Corporate timeline (105 events)Click to expand
  1. 2026-03-16
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2025-08-18
    📄
    accounts-with-accounts-type-full
    accounts · AA
  3. 2025-01-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2024-12-27
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2024-08-08
    📄
    accounts-with-accounts-type-group
    accounts · AA
  6. 2024-05-09
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2024-04-25
    ➖
    SKIDMORE, Heike resigned
    director
  8. 2023-10-10
    📄
    accounts-with-accounts-type-full
    accounts · AA
  9. 2022-08-05
    📄
    accounts-with-accounts-type-full
    accounts · AA
  10. 2022-07-22
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  11. 2022-07-22
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  12. 2022-07-08
    ➕
    KUDHAIL, Arun appointed
    director
  13. 2022-06-30
    ➖
    GOULD, John J resigned
    director
  14. 2021-09-28
    📄
    accounts-with-accounts-type-full
    accounts · AA
  15. 2020-09-16
    📄
    accounts-with-accounts-type-full
    accounts · AA
  16. 2020-06-02
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  17. 2020-06-01
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  18. 2020-06-01
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  19. 2020-05-20
    ➕
    CAMPBELL, Michael Anthony appointed
    director
  20. 2020-05-20
    ➖
    RENDELL, Clive William resigned
    director
  21. 2020-05-20
    ➕
    SKIDMORE, Heike appointed
    director
  22. 2019-10-18
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  23. 2019-10-10
    ➖
    ASHDOWN, Katherine Conklin resigned
    director
  24. 2019-07-10
    📄
    accounts-with-accounts-type-full
    accounts · AA
  25. 2019-06-27
    ➕
    CASKEY, Paul Frank appointed
    director
  26. 2018-10-12
    ➖
    OMOHUNDRO, Paul resigned
    director
  27. 2013-01-07
    ➕
    ASHDOWN, Katherine Conklin appointed
    director
  28. 2013-01-07
    ➖
    BOWER, Brian Edward resigned
    director
  29. 2012-08-23
    ➕
    MERRILL LYNCH CORPORATE SERVICES LIMITED appointed
    corporate-secretary
  30. 2012-08-23
    ➖
    LI, Helene Yuk Hing resigned
    secretary
  31. 2011-11-04
    ➕
    BOWER, Brian Edward appointed
    director
  32. 2011-10-31
    ➖
    SANGSTER, Gordon James resigned
    director
  33. 2011-05-18
    ➖
    KARAS, Todd resigned
    director
  34. 2010-11-04
    ➕
    RENDELL, Clive William appointed
    director
  35. 2010-10-19
    ➖
    BENNETT, John resigned
    director
  36. 2009-12-03
    ➖
    GEBLER, David Borden resigned
    director
  37. 2008-12-31
    ➖
    BOWERS, Douglas Henry resigned
    director
  38. 2008-12-31
    ➕
    GEBLER, David Borden appointed
    director
  39. 2008-09-10
    ➖
    CHRISTINE, Costamagna resigned
    secretary
  40. 2008-09-10
    ➕
    LI, Helene Yuk Hing appointed
    secretary
  41. 2008-09-10
    ➖
    SMITH, Godfrey Brian resigned
    secretary
  42. 2008-09-10
    ➖
    STEVENSON, Charles Scott, Assistant Secretary resigned
    secretary
  43. 2008-09-10
    ➕
    SANGSTER, Gordon James appointed
    director
  44. 2008-03-31
    ➕
    GOULD, John J appointed
    director
  45. 2008-03-31
    ➕
    KARAS, Todd appointed
    director
  46. 2007-10-31
    ➖
    KELL, John William resigned
    director
  47. 2007-10-31
    ➖
    LEHNERTZ, George Lincoln resigned
    director
  48. 2005-09-23
    ➕
    CHRISTINE, Costamagna appointed
    secretary
  49. 2004-09-15
    ➕
    BOWERS, Douglas Henry appointed
    director
  50. 2004-09-15
    ➖
    CHAMIDES, Ronald Harry resigned
    director
Showing most recent 50 of 105 events

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Senior director age: Director aged approximately 62 — approaching natural succession window.

Succession & seller-readiness

50/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
  • secondaryStable-but-static management: Company is 36 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Bank Of America Corporation is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Bank Of America Corporation
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
BAL GLOBAL FINANCE (UK) LIMITED
This company · 02488161

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Bank Of America Corporation
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1990-04-02
Jurisdictionengland-wales
Primary SIC64910 — Financial leasing

Registered office

2 King Edward Street
London
EC1A 1HQ

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-24
Last: 2025-11-10

Officers (4 active · 45 resigned)

MERRILL LYNCH CORPORATE SERVICES LIMITED→
corporate-secretary · appointed 2012-08-23
View their other companies + combined net worth →
Active
CAMPBELL, Michael Anthony→
director · ~53y · appointed 2020-05-20
View their other companies + combined net worth →
Active
CASKEY, Paul Frank→
director · ~62y · appointed 2019-06-27
View their other companies + combined net worth →
Active
KUDHAIL, Arun→
director · ~45y · appointed 2022-07-08
View their other companies + combined net worth →
Active
CHRISTINE, Costamagna→
secretary · appointed 2005-09-23 · resigned 2008-09-10
Resigned
CORTELLINI, Paul Joseph→
secretary · resigned 1992-12-11
Resigned
LI, Helene Yuk Hing→
secretary · appointed 2008-09-10 · resigned 2012-08-23
Resigned
SMITH, Godfrey Brian→
secretary · appointed 1992-12-11 · resigned 2008-09-10
Resigned
STEVENSON, Charles Scott, Assistant Secretary→
secretary · appointed 1999-02-01 · resigned 2008-09-10
Resigned
ASHDOWN, Katherine Conklin→
director · ~66y · appointed 2013-01-07 · resigned 2019-10-10
Resigned
BENNETT, John→
director · ~76y · appointed 1994-04-28 · resigned 2010-10-19
Resigned
BOWER, Brian Edward→
director · ~47y · appointed 2011-11-04 · resigned 2013-01-07
Resigned
BOWERS, Douglas Henry→
director · ~69y · appointed 2004-09-15 · resigned 2008-12-31
Resigned
CHAMIDES, Ronald Harry→
director · ~82y · appointed 1999-02-01 · resigned 2004-09-15
Resigned
EDA, Minoru→
director · ~90y · appointed 1993-06-08 · resigned 1994-11-23
Resigned
FUJI, Tomoyuki→
director · ~82y · appointed 1996-05-24 · resigned 1999-02-01
Resigned
FUJIMOTO, Kimisuke→
director · ~84y · appointed 1993-10-25 · resigned 1996-05-24
Resigned
FUKUZAWA, Mutsuo→
director · ~90y · resigned 1996-05-24
Resigned
GEBLER, David Borden→
director · ~77y · appointed 2008-12-31 · resigned 2009-12-03
Resigned
GOULD, John J→
director · ~63y · appointed 2008-03-31 · resigned 2022-06-30
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
Norwich Union Leasing (September ) .
Norwich Union Leasing (September ) Limited.
Deed of assignment1 property30/09/199120/03/1995

Recent filings (235 total)

change-person-director-company-with-change-date
officers · CH01
2026-03-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-10
accounts-with-accounts-type-full
accounts · AA
2025-08-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-10
change-person-director-company-with-change-date
officers · CH01
2025-01-03
change-person-director-company-with-change-date
officers · CH01
2024-12-27
accounts-with-accounts-type-group
accounts · AA
2024-08-08
termination-director-company-with-name-termination-date
officers · TM01
2024-05-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-01
accounts-with-accounts-type-full
accounts · AA
2023-10-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-02
accounts-with-accounts-type-full
accounts · AA
2022-08-05
appoint-person-director-company-with-name-date
officers · AP01
2022-07-22
termination-director-company-with-name-termination-date
officers · TM01
2022-07-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-01