PWK LIMITED

🌳Matureactive
02822458 · ltd · incorporated 1993-05-24
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 29.2y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2023
Net worth
book net assets
Opportunity
74/100
Strong
🔔
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 29.2y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 29.2 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 30/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (74/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
28 officers (2 active, 28 linked, 20 with DOB)
84
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
180 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities

Financials

Extracted from Companies House accounts · FRS 102
Metric2023-12-31
Average employees200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (78 events)Click to expand
  1. 2025-11-20
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  2. 2025-11-20
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  3. 2025-11-12
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2025-11-12
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  5. 2025-11-12
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  6. 2025-11-12
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2025-11-11
    📄
    change-person-director-company-with-change-date
    officers · CH01
  8. 2025-09-09
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  9. 2024-12-12
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  10. 2024-09-19
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  11. 2024-01-14
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2023-09-19
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  13. 2023-01-23
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  14. 2023-01-23
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  15. 2023-01-16
    📄
    resolution
    resolution · RESOLUTIONS
  16. 2023-01-08
    📄
    resolution
    resolution · RESOLUTIONS
  17. 2022-12-21
    EVANS, Diane Jane resigned
    secretary
  18. 2022-12-16
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  19. 2022-11-14
    📄
    second-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP04CS01
  20. 2022-03-31
    CRAWFORD-DRAKE, Eleanor Frances appointed
    director
  21. 2022-03-31
    NUGENT, Siobhan appointed
    director
  22. 2022-03-31
    CRAWFORD-DRAKE, Eleanor appointed
    director
  23. 2022-03-31
    CRAWFORD-DRAKE, Eleanor resigned
    director
  24. 2022-03-31
    NUGENT, Siobhan appointed
    director
  25. 2022-03-31
    NUGENT, Siobhan resigned
    director
  26. 2022-03-31
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  27. 2022-03-31
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  28. 2022-03-31
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  29. 2022-02-17
    NUGENT, Paul Anthony resigned
    director
  30. 2021-09-22
    LANGLEY, Colin James resigned
    director
  31. 2017-09-21
    EVANS, Diane Jane appointed
    secretary
  32. 2017-09-21
    NICOLLE, Selina resigned
    secretary
  33. 2013-02-12
    NICOLLE, Selina appointed
    secretary
  34. 2013-02-12
    WOOLLGAR, Keith Raymond resigned
    secretary
  35. 2009-09-14
    WEBB, Peter Andrew resigned
    director
  36. 2008-04-16
    FOSTER, Andrea Marie resigned
    secretary
  37. 2008-04-16
    WOOLLGAR, Keith Raymond appointed
    secretary
  38. 2008-04-16
    LANGLEY, Colin James appointed
    director
  39. 2004-06-30
    KININMONTH, Peter Wyatt resigned
    director
  40. 2004-06-30
    VIGORS, Patrick Mervyn Doyne resigned
    director
  41. 2002-01-14
    FOSTER, Andrea Marie appointed
    secretary
  42. 2002-01-14
    VIGORS, Patrick Mervyn Doyne resigned
    secretary
  43. 2002-01-14
    NUGENT, Paul Anthony appointed
    director
  44. 2002-01-14
    WEBB, Peter Andrew appointed
    director
  45. 2000-04-30
    NORMAN, Charles Anquetil resigned
    director
  46. 1999-10-12
    🔒
    Charge registered #2
    Lender: Lloyd's (A Statutory Corporation)as Trustee for the Creditors for the Time Beingof the Company in Respect of the Insurance Transactions
  47. 1999-06-30
    CULLIS, John Storrs resigned
    director
  48. 1999-06-30
    SARGENT, Griffith William resigned
    director
  49. 1999-05-21
    SHORROCK, Martyn Victor Hugh resigned
    director
  50. 1999-03-10
    DONNAN, Stuart Hugh resigned
    director
Showing most recent 50 of 78 events

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

46/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondaryStable-but-static management: Company is 33 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Dermavale Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Dermavale Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
PWK LIMITED
This company · 02822458

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Dermavale Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control22/12/2017
2 historic (ceased) PSCs
  • Sil 1992 Limitedceased 12/11/2020· significant influence
  • Senator Insurance Holdings Limitedceased 12/08/2019· 75-100% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1993-05-24
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

19th Floor 1 Westfield Avenue
London
E20 1HZ
United Kingdom

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2023-12-31
Confirmation statement
Next due: 2026-12-15
Last: 2025-12-01

Officers (2 active · 26 resigned)

CRAWFORD-DRAKE, Eleanor Frances
director · ~37y · appointed 2022-03-31
View their other companies + combined net worth →
Active
NUGENT, Siobhan
director · ~39y · appointed 2022-03-31
View their other companies + combined net worth →
Active
EVANS, Diane Jane
secretary · appointed 2017-09-21 · resigned 2022-12-21
Resigned
FOSTER, Andrea Marie
secretary · appointed 2002-01-14 · resigned 2008-04-16
Resigned
GIBBONS, David Victor
nominee-secretary · appointed 1993-11-22 · resigned 1997-05-19
Resigned
NICOLLE, Selina
secretary · appointed 2013-02-12 · resigned 2017-09-21
Resigned
VIGORS, Patrick Mervyn Doyne
secretary · appointed 1995-06-30 · resigned 2002-01-14
Resigned
WOOLLGAR, Keith Raymond
secretary · appointed 2008-04-16 · resigned 2013-02-12
Resigned
MB SECRETARIES LIMITED
corporate-secretary · appointed 1993-05-24 · resigned 1993-11-22
Resigned
COOPER, Leslie James
director · ~70y · appointed 1995-06-30 · resigned 1995-12-01
Resigned
CRAWFORD-DRAKE, Eleanor
director · ~37y · appointed 2022-03-31 · resigned 2022-03-31
Resigned
CULLIS, John Storrs
director · ~75y · appointed 1998-11-10 · resigned 1999-06-30
Resigned
DONNAN, Stuart Hugh
director · ~69y · appointed 1997-01-07 · resigned 1999-03-10
Resigned
GREENGRASS, Peter Ivan
director · ~70y · appointed 1995-06-30 · resigned 1995-12-01
Resigned
KININMONTH, Charles Alexander
director · ~72y · appointed 1993-10-06 · resigned 1996-09-12
Resigned
KININMONTH, Peter Wyatt
director · ~102y · appointed 1993-10-06 · resigned 2004-06-30
Resigned
LANGLEY, Colin James
director · ~66y · appointed 2008-04-16 · resigned 2021-09-22
Resigned
MCCARTHY, Francis Jacque
director · ~76y · appointed 1995-08-03 · resigned 1995-12-01
Resigned
NORMAN, Charles Anquetil
director · ~85y · appointed 1998-04-29 · resigned 2000-04-30
Resigned
NORMAN, Charles Anquetil
director · ~85y · appointed 1993-10-06 · resigned 1995-06-23
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Lloyd's (A Statutory Corporation)as Trustee for the Creditors for the Time Beingof the Company in Respect of the Insurance Transactions
Deed of variation (made in addition to and modifying the security and trust deed dated 24TH march 1997 (the "principal deed") the deeds being made pursuant to the lloyd's brokers byelaw (no. 5 of 1988)(the "byelaw"). (This registration is supplementary to the existing registration of the principal deed)1 property12/10/1999
outstanding
The Society of Lloyd's
Lloyds brokers security and trust deed1 property24/03/1997
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (180 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-14
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-11-20
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-11-20
appoint-person-director-company-with-name-date
officers · AP01
2025-11-12
appoint-person-director-company-with-name-date
officers · AP01
2025-11-12
termination-director-company-with-name-termination-date
officers · TM01
2025-11-12
termination-director-company-with-name-termination-date
officers · TM01
2025-11-12
change-person-director-company-with-change-date
officers · CH01
2025-11-11
change-account-reference-date-company-previous-extended
accounts · AA01
2025-09-09
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-16
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-12-12
accounts-with-accounts-type-dormant
accounts · AA
2024-09-19
change-person-director-company-with-change-date
officers · CH01
2024-01-14
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-12
accounts-with-accounts-type-dormant
accounts · AA
2023-09-19