ACCTIVE SYSTEMS LIMITED

🌳Matureactive
03202850 · ltd · incorporated 1996-05-23
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
£1.30M
book net assets
Opportunity
80/100
Exceptional
🔔
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What this business does
Primary activity: Electrical installation
Sector: Construction
Investor take
Pursue
Active trading company with a 62-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 67/100. Strong seller-intent signal (70/100, director aged 62). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

6 live charges · 4 lenders · oldest 28.8y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 28.8 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
13 officers (2 active, 13 linked, 8 with DOB)
82
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
120 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £1,298,558
Cash YoY
+14%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£531k
↑ 14% YoY
Net Worth
£1.3m
↑ 1.9% YoY
Current Assets
£2.6m
↑ 2.3% YoY
Current Liabilities
—
£0£513k£1.0m£1.5m£2.1m£2.6mOct 2024Oct 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-10-312024-10-31
Total assets£1.47M£1.49M
Current assets£2.56M£2.51M
Cash£531.2k£464.3k
Debtors£1.79M£1.89M
Net assets£1.30M£1.27M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • • 1 confirmation-statement
Last 90 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (50 events)Click to expand
  1. 2026-05-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-05-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2025-05-30
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  4. 2025-05-30
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  5. 2024-04-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-02-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-02-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-10-06
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2021-10-06
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2021-10-01
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2021-08-13
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  12. 2021-08-11
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  13. 2021-08-10
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  14. 2021-08-06
    🔒
    Charge registered #6
    Lender: Santander UK PLC
  15. 2021-08-06
    🔒
    Charge registered #5
    Lender: Santander UK PLC
  16. 2021-08-06
    🔒
    Charge registered #4
    Lender: Santander UK PLC
  17. 2021-04-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2020-02-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2019-01-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2013-09-27
    ➖
    BUIST, Alan Keith resigned
    director
  21. 2013-07-23
    🔓
    Charge satisfied #3
  22. 2011-11-28
    ➖
    PINKHAM, Alison Jane resigned
    secretary
  23. 2010-08-10
    ➕
    PINKHAM, Alison Jane appointed
    secretary
  24. 2010-08-10
    ➖
    SHRADER, Carron resigned
    secretary
  25. 2010-08-01
    ➕
    BUIST, Alan Keith appointed
    director
  26. 2007-12-07
    🔓
    Charge satisfied #2
  27. 2007-12-07
    🔓
    Charge satisfied #1
  28. 2007-10-29
    🔒
    Charge registered #3
    Lender: Alliance & Leicester PLC
  29. 2006-09-28
    ➖
    PAYNE, Susan Mary resigned
    secretary
  30. 2006-09-28
    ➕
    SHRADER, Carron appointed
    secretary
  31. 2006-09-28
    ➖
    PAYNE, John Christopher resigned
    director
  32. 2006-01-31
    ➕
    NUMA, Gerard appointed
    director
  33. 2005-11-11
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland Commercial Services Limited
  34. 2004-11-30
    ➖
    COUCHMAN, Albert John resigned
    director
  35. 2004-11-30
    ➖
    FARISH, Drew Peter resigned
    director
  36. 2001-11-01
    ➖
    WILD, Ronald resigned
    director
  37. 1998-11-01
    ➕
    WILD, Ronald appointed
    director
  38. 1997-11-01
    ➕
    GOODMAN, Sean appointed
    director
  39. 1997-11-01
    ➖
    SHRADER, Carron resigned
    director
  40. 1997-09-29
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  41. 1996-07-01
    ➕
    COUCHMAN, Albert John appointed
    director
  42. 1996-07-01
    ➕
    FARISH, Drew Peter appointed
    director
  43. 1996-07-01
    ➕
    SHRADER, Carron appointed
    director
  44. 1996-06-20
    ➕
    PAYNE, Susan Mary appointed
    secretary
  45. 1996-06-20
    ➖
    CREDITREFORM LIMITED resigned
    corporate-nominee-secretary
  46. 1996-06-20
    ➕
    PAYNE, John Christopher appointed
    director
  47. 1996-06-20
    ➖
    CREDITREFORM (ENGLAND) LIMITED resigned
    corporate-nominee-director
  48. 1996-05-23
    🏢
    Company incorporated
    As ACCTIVE SYSTEMS LIMITED
  49. 1996-05-23
    ➕
    CREDITREFORM LIMITED appointed
    corporate-nominee-secretary
  50. 1996-05-23
    ➕
    CREDITREFORM (ENGLAND) LIMITED appointed
    corporate-nominee-director

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 29 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 62 — approaching natural succession window.

Succession & seller-readiness

76/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 29 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 30 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Acctive Systems Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Acctive Systems Holdings Limited
Corporate parent · holds 75-100% shares
ultimate parent
⬇
ACCTIVE SYSTEMS LIMITED
This company · 03202850

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Acctive Systems Holdings Limited
Corporate entity
75–100%
—75-100% shares11/08/2023
1 historic (ceased) PSC
  • Mr Sean Goodmanceased 11/08/2023· 75-100% shares · 75-100% voting · board control · significant influence · firm interest

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1996-05-23
Jurisdictionengland-wales
Primary SIC43210 — Electrical installation

Registered office

Capscade Yard
Station Road
Edenbridge
Kent
TN8 5NB
England

Filing status

Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2027-06-04
Last: 2026-05-21

Officers (2 active · 11 resigned)

GOODMAN, Sean→
director · ~62y · appointed 1997-11-01
View their other companies + combined net worth →
Active
NUMA, Gerard→
director · ~56y · appointed 2006-01-31
View their other companies + combined net worth →
Active
PAYNE, Susan Mary→
secretary · appointed 1996-06-20 · resigned 2006-09-28
Resigned
PINKHAM, Alison Jane→
secretary · appointed 2010-08-10 · resigned 2011-11-28
Resigned
SHRADER, Carron→
secretary · appointed 2006-09-28 · resigned 2010-08-10
Resigned
CREDITREFORM LIMITED→
corporate-nominee-secretary · appointed 1996-05-23 · resigned 1996-06-20
Resigned
BUIST, Alan Keith→
director · ~58y · appointed 2010-08-01 · resigned 2013-09-27
Resigned
COUCHMAN, Albert John→
director · ~78y · appointed 1996-07-01 · resigned 2004-11-30
Resigned
FARISH, Drew Peter→
director · ~82y · appointed 1996-07-01 · resigned 2004-11-30
Resigned
PAYNE, John Christopher→
director · ~76y · appointed 1996-06-20 · resigned 2006-09-28
Resigned
SHRADER, Carron→
director · ~62y · appointed 1996-07-01 · resigned 1997-11-01
Resigned
WILD, Ronald→
director · ~78y · appointed 1998-11-01 · resigned 2001-11-01
Resigned
CREDITREFORM (ENGLAND) LIMITED→
corporate-nominee-director · appointed 1996-05-23 · resigned 1996-06-20
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

6
Total charges
3
Outstanding
1
Active lenders
Status:Lender:6 of 6 shown
TypeProperties
outstanding
Santander
Santander UK PLC
A registered charge1 property06/08/2021—
outstanding
Santander
Santander UK PLC
A registered charge1 property06/08/2021—
outstanding
Santander
Santander UK PLC
A registered charge—06/08/2021—
satisfied
Alliance & Leicester
Alliance & Leicester PLC
Debenture1 property29/10/200723/07/2013
satisfied
Lloyds Banking Group
The Royal Bank of Scotland Commercial Services Limited
Fixed and floating charge1 property11/11/200507/12/2007
satisfied
National Westminster Bank
National Westminster Bank PLC
Mortgage debenture1 property29/09/199707/12/2007
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (120 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-30
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-05-30
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-05-30
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-15
change-person-director-company-with-change-date
officers · CH01
2021-10-06
change-person-director-company-with-change-date
officers · CH01
2021-10-06
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-10-01