CENTRAL INSURANCE CONSULTANTS LIMITED

🌳Matureactive
03325637 · ltd · incorporated 1997-02-28
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£11.8k
book net assets
Opportunity
80/100
Exceptional
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle with a 65-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
73 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £11,781

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£12k
↑ 97% YoY
Current Assets
£91k
↑ 21% YoY
Current Liabilities
—
£0£18k£36k£55k£73k£91kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-03-312024-03-31
Total assets£11.8k£6.0k
Current assets£91.2k£75.2k
Net assets£11.8k£6.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
3
filings
  • • 3 officers
Last 180 days
4
filings
  • • 3 officers
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2026-06-01
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  2. 2026-06-01
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2026-06-01
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2025-05-14
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2024-05-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2024-04-23
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  7. 2023-11-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2022-11-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2021-09-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2020-05-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2019-12-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2018-11-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2017-10-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2016-05-19
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 1997-02-28
    🏢
    Company incorporated
    As CENTRAL INSURANCE CONSULTANTS LIMITED
  16. 1997-02-28
    ➕
    VEDHERA, Susan appointed
    secretary
  17. 1997-02-28
    ➕
    VEDHERA, Amrit Paul appointed
    director
  18. 1997-02-28
    ➕
    VEDHERA, Susan appointed
    director
  19. 1997-02-28
    ➕
    JL NOMINEES TWO LIMITED appointed
    corporate-nominee-secretary
  20. 1997-02-28
    ➖
    JL NOMINEES TWO LIMITED resigned
    corporate-nominee-secretary
  21. 1997-02-28
    ➕
    JL NOMINEES ONE LIMITED appointed
    corporate-nominee-director
  22. 1997-02-28
    ➖
    JL NOMINEES ONE LIMITED resigned
    corporate-nominee-director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 29 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 65 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 29 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 29 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Amrit Paul Vedhera
Individual · British · DOB 11/1961 · age 65
25–50%
—25-50% shares01/07/2016
Mrs Susan Vedhera
Individual · British · DOB 02/1962 · age 64
25–50%
—25-50% shares01/07/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Financial services · NE postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
BERNARD SAXON GENERAL INSURANCE SERVICES LIMITED→
01823860 · est 1984 · no financials extracted
————41y——
BRIDGE THE GAP FINANCE LTD→
15931799 · est 2024 · no financials extracted
————1y——
CAPINC LIMITED→
13130826 · est 2021 · no financials extracted
————5y——
CEE JAY BEE FINANCE LTD→
06034374 · est 2006 · no financials extracted
————19y——
CENTREFINANCE LIMITED→
04931297 · est 2003 · no financials extracted
————22y——
CEVIAN55 LTD→
10085525 · est 2016 · no financials extracted
————10y——
CFI 001 LIMITED→
14995781 · est 2023 · no financials extracted
————2y——
CFS INDEPENDENT FINANCIAL ADVISERS LIMITED→
10893142 · est 2017 · no financials extracted
————8y——
CHARIS INVESTMENT GROUP LIMITED→
14917366 · est 2023 · no financials extracted
————2y——
CHARLES & CO. (CONSULTANTS) LIMITED→
10334090 · est 2016 · no financials extracted
————9y——
CHATTON CAPITAL LTD→
11536809 · est 2018 · no financials extracted
————7y——
CHEQUELINK LIMITED→
07596247 · est 2011 · no financials extracted
————15y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1997-02-28
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

34 St. Marys Place
Newcastle Upon Tyne
NE1 7PQ
United Kingdom

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-25
Last: 2026-03-11

Officers (3 active · 2 resigned)

VEDHERA, Susan→
secretary · appointed 1997-02-28
View their other companies + combined net worth →
Active
VEDHERA, Amrit Paul→
director · ~65y · appointed 1997-02-28
View their other companies + combined net worth →
Active
VEDHERA, Susan→
director · ~64y · appointed 1997-02-28
View their other companies + combined net worth →
Active
JL NOMINEES TWO LIMITED→
corporate-nominee-secretary · appointed 1997-02-28 · resigned 1997-02-28
Resigned
JL NOMINEES ONE LIMITED→
corporate-nominee-director · appointed 1997-02-28 · resigned 1997-02-28
Resigned

Click a director name to see their full track record across all companies.

Recent filings (73 total)

change-person-secretary-company-with-change-date
officers · CH03
2026-06-01
change-person-director-company-with-change-date
officers · CH01
2026-06-01
change-person-director-company-with-change-date
officers · CH01
2026-06-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-11
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-12
accounts-with-accounts-type-micro-entity
accounts · AA
2024-05-20
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-04-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-14
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-13
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-24
accounts-with-accounts-type-micro-entity
accounts · AA
2021-09-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-11