CFS INDEPENDENT FINANCIAL ADVISERS LIMITED
🏛️Establishedactive
10893142 · ltd · incorporated 2017-08-01
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
PursueActive trading company with a 67-year-old founder — textbook succession opportunity.
Opportunity 76/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 67). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: low (54/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
19 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 address
Last 90 days
2
filings
- • 1 address
- • 1 accounts
Last 180 days
2
filings
- • 1 address
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (15 events)Click to expand
- 2026-07-03📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-06-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-03-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-08-01🏢Company incorporatedAs CFS INDEPENDENT FINANCIAL ADVISERS LIMITED
- 2017-08-01➕WALSH, Helen Audrey appointedsecretary
- 2017-08-01➕WALSH, Helen Audrey appointeddirector
- 2017-08-01➕WALSH, Patrick appointeddirector
- 2017-08-01📄incorporation-companyincorporation · NEWINC
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 67 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Helen Audrey Walsh Individual · British · DOB 06/1959 · age 67 | 25–50% | — | 25-50% shares | 01/08/2017 |
Mr Patrick Walsh Individual · British · DOB 01/1959 · age 67 | 25–50% | — | 25-50% shares | 01/08/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| CHR FINANCIAL SOLUTIONS LIMITED→ 16522709 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-08-01
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding
Registered office
23 Langton Court Darras Hall, Ponteland Darras Hal
23 Langton Court Darras Hall, Ponteland Darras Hal
Newcastle Upon Tyne
NE20 9AT
United Kingdom
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-08-14
Last: 2025-07-31
Officers (3 active · 0 resigned)
WALSH, Helen Audrey→
Activesecretary · appointed 2017-08-01
View their other companies + combined net worth →
WALSH, Helen Audrey→
Activedirector · ~67y · appointed 2017-08-01
View their other companies + combined net worth →
WALSH, Patrick→
Activedirector · ~67y · appointed 2017-08-01
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (19 total)
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-07-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-06-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-02-25
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-02-06