CALDEA NOMINEES LIMITED
🌳Matureactive
03373633 · ltd · incorporated 1997-05-20
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 26.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
PursueActive trading company with a 61-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 65/100. Strong seller-intent signal (70/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 5 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
9 live charges · 2 lenders · oldest 26.0y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 26.0 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
9 officers (3 active, 9 linked, 5 with DOB)
81
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
102 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-05 | 2024-04-05 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (45 events)Click to expand
- 2025-12-11📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-12-11📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-01-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-12-05📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-12-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-12-06📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-11-10➖MASON, Geoffrey Owen resigneddirector
- 2021-05-17📄change-person-director-company-with-change-dateofficers · CH01
- 2021-05-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-03-03📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-01-06📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-12-18📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-01-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-01-17📄change-person-director-company-with-change-dateofficers · CH01
- 2018-01-10📄accounts-with-accounts-type-dormantaccounts · AA
- 2017-06-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2017-06-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2017-06-14🔓Charge satisfied #4
- 2017-06-14🔓Charge satisfied #2
- 2012-07-27🔓Charge satisfied #8
- 2012-01-18🔓Charge satisfied #7
- 2009-02-26➖MCDONALD, Martyn Campbell resigneddirector
- 2009-01-20🔒Charge registered #9Lender: Svenska Handelsbanken Ab (Publ)
- 2008-12-19➕MCDONALD, Martyn Campbell appointeddirector
- 2008-12-16🔒Charge registered #8Lender: Svenska Handelsbanken Ab (Publ)
- 2008-12-16🔒Charge registered #7Lender: Svenska Handelsbanken Ab (Publ)
- 2008-12-16🔒Charge registered #6Lender: Svenska Handelsbanken Ab (Publ)
- 2005-03-08🔒Charge registered #5Lender: The Governor and Company of the Bank of Scotland
- 2004-03-24🔒Charge registered #4Lender: The Governor and Company of the Bank of Scotland
- 2004-01-29🔒Charge registered #3Lender: The Governor and Company of the Bank of Scotland
- 2003-12-17➖BULLIVANT, Peter Wild resignedsecretary
- 2003-11-05🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 2000-08-08🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 1997-06-18➕HARVEY, Ben Desmond appointedsecretary
- 1997-06-18➕MASON, Andrew Peter appointeddirector
- 1997-06-18➕MASON, Christopher Ian appointeddirector
- 1997-06-18➕BULLIVANT, Peter Wild appointedsecretary
- 1997-06-18➖WILKINSON, Christopher John resignedsecretary
- 1997-06-18➖BULLIVANT, Peter Wild resigneddirector
- 1997-06-18➕MASON, Geoffrey Owen appointeddirector
- 1997-05-20🏢Company incorporatedAs CALDEA NOMINEES LIMITED
- 1997-05-20➕WILKINSON, Christopher John appointedsecretary
- 1997-05-20➕SWIFT INCORPORATIONS LIMITED appointedcorporate-nominee-secretary
- 1997-05-20➖SWIFT INCORPORATIONS LIMITED resignedcorporate-nominee-secretary
- 1997-05-20➕BULLIVANT, Peter Wild appointeddirector
Owner dependency
84/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 29 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
76/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 29 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 29 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Peter Mason Individual · British · DOB 06/1965 · age 61 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Geoffrey Owen Mason Individual · British · DOB 03/1940 · age 86 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · L postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ASSURED COVER LTD→ 11162610 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| BIBBY FACTORS LEICESTER LIMITED→ 02989348 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| BIBBY FACTORS SUSSEX LIMITED→ 03847904 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| BRADLEY J.LEWIS FINANCIAL SOLUTIONS LIMITED→ 05274720 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| BROOKS BECKMAN LIMITED→ 12918986 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BULLION BROKER LIMITED→ 14476059 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| C JAMES BRIGGS LIMITED→ 08479945 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| C2 MORTGAGES LTD→ 14423354 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CALDERSTONES PROPERTY COMPANY LIMITED→ 00502544 · est 1951 · no financials extracted | — | — | — | — | 74y | — | — |
| CAM WEALTH GROUP HOLDINGS LIMITED→ 13794323 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CAMPBELL INSURANCE SERVICES LIMITED→ 02045904 · est 1986 · no financials extracted | — | — | — | — | 39y | — | — |
| CANIXO FINANCIAL LIMITED→ 15685642 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1997-05-20
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding
Registered office
C/O Mason & Partners
The Corn Exchange
Brunswick Street Liverpool
Merseyside
L2 7TP
Filing status
Accounts
Next due: 2027-01-05
Last made up to: 2025-04-05
Confirmation statement
Next due: 2027-06-03
Last: 2026-05-20
Officers (3 active · 6 resigned)
HARVEY, Ben Desmond→
Activesecretary · appointed 1997-06-18
View their other companies + combined net worth →
MASON, Andrew Peter→
Activedirector · ~61y · appointed 1997-06-18
View their other companies + combined net worth →
MASON, Christopher Ian→
Activedirector · ~59y · appointed 1997-06-18
View their other companies + combined net worth →
BULLIVANT, Peter Wild→
Resignedsecretary · appointed 1997-06-18 · resigned 2003-12-17
WILKINSON, Christopher John→
Resignedsecretary · appointed 1997-05-20 · resigned 1997-06-18
SWIFT INCORPORATIONS LIMITED→
Resignedcorporate-nominee-secretary · appointed 1997-05-20 · resigned 1997-05-20
BULLIVANT, Peter Wild→
Resigneddirector · ~87y · appointed 1997-05-20 · resigned 1997-06-18
MASON, Geoffrey Owen→
Resigneddirector · ~86y · appointed 1997-06-18 · resigned 2021-11-10
MCDONALD, Martyn Campbell→
Resigneddirector · ~65y · appointed 2008-12-19 · resigned 2009-02-26
Click a director name to see their full track record across all companies.
Mortgages & charges
9
Total charges
5
Outstanding
2
Active lenders
Status:Lender:9 of 9 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Svenska Handelsbanken Ab (Publ) | Memorandum of security over cash | 1 property | 20/01/2009 | — | |
| satisfied | Svenska Handelsbanken Ab (Publ) | Standard security | 1 property | 16/12/2008 | 27/07/2012 | |
| satisfied | Svenska Handelsbanken Ab (Publ) | Standard security | 1 property | 16/12/2008 | 18/01/2012 | |
| outstanding | Svenska Handelsbanken Ab (Publ) | Standard security | 1 property | 16/12/2008 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 08/03/2005 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 24/03/2004 | 14/06/2017 | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 29/01/2004 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 05/11/2003 | 14/06/2017 | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 08/08/2000 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (102 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-30
accounts-with-accounts-type-dormant
accounts · AA
2025-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-05
accounts-with-accounts-type-dormant
accounts · AA
2024-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-03
accounts-with-accounts-type-dormant
accounts · AA
2024-01-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-23
accounts-with-accounts-type-dormant
accounts · AA
2022-12-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-24
termination-director-company-with-name-termination-date
officers · TM01
2021-12-21
accounts-with-accounts-type-dormant
accounts · AA
2021-12-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-20
change-person-director-company-with-change-date
officers · CH01
2021-05-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-05-17
accounts-with-accounts-type-dormant
accounts · AA
2021-03-03