AVAMOUNT LIMITED

💤Zombieactive

03638281 · ltd · incorporated 1998-09-25

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Aug 2025

Net worth

£32.3k

book net assets

Opportunity

63/100

Worth a look

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Other activities auxiliary to financial services, except insurance and pension funding

Sector: Financial & insurance

ALSO REGISTERED FOR

68100Buying and selling of own real estate
68209Other letting and operating of own or leased real estate

Investor take

Special-situation opportunity

Distressed financial-services with salvageable qualities — special-situations priority.

Opportunity 63/100 (worth a look), bankability 55/100. High owner-dependency — earn-out structure likely required for clean transition. Biggest value-creation lever: Resolve: 3 insolvency-related filings on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: share sale to pe / searcher (43/100).

🏦

Refinance opportunity

2 live charges · oldest 26.8y

45/100

under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

· Oldest live charge is 26.8 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Distress signals active — lender appetite narrows.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 3 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

8 officers (2 active, 8 linked, 4 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

10 connected companies via shared directors

Filing history

80 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

63/100Worth a look

PassWatchWorth a lookStrongExceptional

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality

Adequate — check latest filings for context.

Acquirability

Some acquirability indicators.

Risk profile

Some moderate concerns — review flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £32,302

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£32k

~ YoY

Current Assets

£32k

~ YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-08-31	2024-08-31
Total assets	£32.3k	£32.3k
Current assets	£32.3k	£32.3k
Net assets	£32.3k	£32.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (33 events)Click to expand

2026-05-07
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-12
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-05-08
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-02
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-27
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-05-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-08-12
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-05-07
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-05-17
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-05-30
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-05-31
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-02-12
📄
mortgage-satisfy-charge-full
mortgage · MR04
2016-02-12
🔓
Charge satisfied #1
2016-01-28
⚠️
liquidation-receiver-abstract-of-receipts-and-payments-with-brought-down-date
insolvency · 3.6
2016-01-28
⚠️
liquidation-receiver-cease-to-act-receiver
insolvency · RM02
2016-01-28
⚠️
liquidation-receiver-abstract-of-receipts-and-payments-with-brought-down-date
insolvency · 3.6
2006-10-31
➕
AMIN, Minesh Dilip appointed
director
2006-10-31
➖
AMIN, Usha Dilip resigned
director
2006-10-31
➖
PATEL, Dilipkumar resigned
director
2006-09-01
➕
AMIN, Usha Dilip appointed
director
2005-07-18
➕
PATEL, Dilipkumar appointed
director
2005-07-18
➖
SAMPAT, Janak Vallabhdas resigned
director
2001-06-18
➕
GATHER FINANCE LTD appointed
corporate-secretary
2001-06-18
➖
PATEL, Mukesh Ambalal resigned
secretary
1999-10-01
🔒
Charge registered #2
Lender: National Westminster Bank PLC
1999-10-01
🔒
Charge registered #1
Lender: National Westminster Bank PLC
1999-09-02
➕
PATEL, Mukesh Ambalal appointed
secretary
1999-09-02
➕
SAMPAT, Janak Vallabhdas appointed
director
1998-10-15
➖
BHARDWAJ, Ashok resigned
nominee-secretary
1998-10-15
➖
BHARDWAJ CORPORATE SERVICES LIMITED resigned
corporate-nominee-director
1998-09-25
🏢
Company incorporated
As AVAMOUNT LIMITED
1998-09-25
➕
BHARDWAJ, Ashok appointed
nominee-secretary
1998-09-25
➕
BHARDWAJ CORPORATE SERVICES LIMITED appointed
corporate-nominee-director

Owner dependency

85/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.
+Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.

Succession & seller-readiness

68/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
secondary12+ year tenure: Director in role 20 years.
secondaryStable-but-static management: Company is 28 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 high · 1 med ·

3 insolvency-related filings on record

high

Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.

Evidence: 2016-01-28: liquidation-receiver-abstract-of-receipts-and-payments-with-brought-down-date; 2016-01-28: liquidation-receiver-cease-to-act-receiver

Has insolvency history

medium

Companies House flags prior insolvency events. Review the insolvency filings for context.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mr Minesh Dilip Amin Individual · British · DOB 09/1976 · age 50	75–100%	—	75-100% shares	25/09/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · EC postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
AURORA UNDERWRITING (1997) LIMITED→ 03431418 · est 1997 · no financials extracted	—	—	—	—	28y	—	—
AURUM SPECIALTY LTD→ 14411190 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
AUTOMINT IO LIMITED→ 16949906 · est 2026 · no financials extracted	—	—	—	—	—	—	—
AUTRIS LTD→ 16230459 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
AVALON INVESTMENT SERVICES (NOMINEES) LIMITED→ 03826842 · est 1999 · no financials extracted	—	—	—	—	26y	—	—
AVIVA INTERNATIONAL INSURANCE LIMITED→ 00021487 · est 1885 · no financials extracted	—	—	—	—	140y	—	—
AVIVA INVESTORS INFRASTRUCTURE INCOME NO.6 LIMITED→ 10819386 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
AVIVA INVESTORS INFRASTRUCTURE INCOME NO.7 LIMITED→ 12271062 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
AVIVA INVESTORS SECURE INCOME REIT LIMITED→ 10985117 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
AVOLON AEROSPACE UK 5 LIMITED→ 08584241 · est 2013 · no financials extracted	—	—	—	—	12y	—	—
AVS HEALTH LIMITED→ 15539241 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
AVSOLUTIONS.ORG.UK PVT LTD→ 15474679 · est 2024 · no financials extracted	—	—	—	—	2y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1998-09-25

Jurisdictionengland-wales

Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding

Registered office

334 - 336

Goswell Road

London

EC1V 7RP

Filing status

Accounts

Next due: 2027-05-31

Last made up to: 2025-08-31

Confirmation statement

Next due: 2026-10-09

Last: 2025-09-25

Officers (2 active · 6 resigned)

GATHER FINANCE LTD→

corporate-secretary · appointed 2001-06-18

View their other companies + combined net worth →

Active

AMIN, Minesh Dilip→

director · ~50y · appointed 2006-10-31

View their other companies + combined net worth →

Active

BHARDWAJ, Ashok→

nominee-secretary · appointed 1998-09-25 · resigned 1998-10-15

Resigned

PATEL, Mukesh Ambalal→

secretary · appointed 1999-09-02 · resigned 2001-06-18

Resigned

AMIN, Usha Dilip→

director · ~77y · appointed 2006-09-01 · resigned 2006-10-31

Resigned

PATEL, Dilipkumar→

director · ~69y · appointed 2005-07-18 · resigned 2006-10-31

Resigned

SAMPAT, Janak Vallabhdas→

director · ~75y · appointed 1999-09-02 · resigned 2005-07-18

Resigned

BHARDWAJ CORPORATE SERVICES LIMITED→

corporate-nominee-director · appointed 1998-09-25 · resigned 1998-10-15

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:2 of 2 shown

			Type	Properties
	outstanding	National Westminster Bank National Westminster Bank PLC	Legal mortgage	1 property	01/10/1999	—
	satisfied	National Westminster Bank National Westminster Bank PLC	Legal mortgage	1 property	01/10/1999	12/02/2016

Click column headers to sort. Use filters above to narrow by status and lender.