03658945 LIMITED
🌳Matureactive
03658945 · ltd · incorporated 1998-10-29
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
47/100
Watch
What this business does
Primary activity: SIC 4544
Sector: Wholesale & retail
Investor take
Pass (distressed without resilience)Distressed admin-neglect survivor — structural issues outweigh the discount.
Opportunity 47/100 (watch), bankability 2/100. High owner-dependency — earn-out structure likely required for clean transition. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: asset disposal / carve-out (80/100). Current lenders should be on immediate intervention.
🏦
Refinance opportunity
9 live charges · 3 lenders · oldest 27.4y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 27.4 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 55/100 (high).
Data confidence
Overall: low (50/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
11 officers (4 active, 11 linked, 8 with DOB)
85
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
5 connected companies via shared directors
60
Filing history
77 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
47/100Watch
PassWatchWorth a lookStrongExceptional
Not actionable now, but monitor — distressed, succession, or structural changes could flip this into a real opportunity.
Business quality
15
Concerning — overdue filings or status flags present.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
20
Multiple red flags — proceed with caution.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (54 events)Click to expand
- 2017-09-19📄restoration-order-of-courtrestoration · AC92
- 2015-02-17📄gazette-dissolved-compulsorygazette · GAZ2
- 2015-02-17🏁Company dissolved
- 2014-11-04📄gazette-notice-compulsorygazette · GAZ1
- 2014-04-18📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2014-04-15📄gazette-notice-compulsorygazette · GAZ1
- 2013-08-27📄restoration-order-of-courtrestoration · AC92
- 2009-09-08📄gazette-dissolved-compulsorygazette · GAZ2
- 2009-03-31📄gazette-notice-compulsorygazette · GAZ1
- 2008-01-22📄gazette-notice-compulsorygazette · GAZ1
- 2007-07-13⚠️liquidation-receiver-abstract-of-receipts-and-paymentsinsolvency · 3.6
- 2007-07-12⚠️legacyinsolvency · 405(2)
- 2007-06-07⚠️liquidation-receiver-abstract-of-receipts-and-paymentsinsolvency · 3.6
- 2006-06-07⚠️liquidation-receiver-abstract-of-receipts-and-paymentsinsolvency · 3.6
- 2005-06-01⚠️liquidation-receiver-abstract-of-receipts-and-paymentsinsolvency · 3.6
- 2004-05-13⚠️liquidation-receiver-abstract-of-receipts-and-paymentsinsolvency · 3.6
- 2003-05-28⚠️liquidation-receiver-abstract-of-receipts-and-paymentsinsolvency · 3.6
- 2002-05-17⚠️liquidation-receiver-abstract-of-receipts-and-paymentsinsolvency · 3.6
- 2001-10-03📄miscellaneousmiscellaneous · MISC
- 2001-10-03⚠️liquidation-receiver-administrative-receivers-reportinsolvency · 3.10
- 2001-08-02⚠️liquidation-receiver-statement-of-affairsinsolvency · 3.3
- 2001-07-13⚠️legacyinsolvency · 405(1)
- 2001-05-10✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2001-01-09📄accounts-with-accounts-type-fullaccounts · AA
- 2001-01-09📄legacyannual-return · 363s
- 2000-08-22📄resolutionresolution · RESOLUTIONS
- 2000-04-10🔒Charge registered #9Lender: Industrial Mezzanine Fund, L.P.
- 2000-04-10🔒Charge registered #8Lender: Merseyside Special Investment Mezzanine Fund Limited
- 2000-04-10🔒Charge registered #7Lender: Barclays Bank PLC
- 2000-01-31➕KEMP, Brian Richard Calvert appointeddirector
- 2000-01-14🔒Charge registered #6Lender: Merseyside Special Investment Mezzanine Fund Limited
- 1999-07-07➖BLANK, Stephen Martin resigneddirector
- 1999-06-11➖OSBORNE, Mark resigneddirector
- 1999-02-18➕MARRISON, Michael Anthony appointedsecretary
- 1999-02-18➕MARRISON, Michael Anthony appointeddirector
- 1999-02-18➖SYKES, David Thomas resignedsecretary
- 1999-02-18➕BLANK, Stephen Martin appointeddirector
- 1999-02-01➖SYKES, David Thomas resigneddirector
- 1998-12-14➕DAGGER, Henry Joseph appointeddirector
- 1998-12-14🔒Charge registered #5Lender: Industrial Mezzanine Fund, L.P.
- 1998-12-14🔒Charge registered #4Lender: Industrial Mezzanine Fund, L.P.
- 1998-12-14🔒Charge registered #3Lender: Barclays Bank PLC
- 1998-12-14🔒Charge registered #2Lender: Barclays Bank PLC
- 1998-12-14🔒Charge registered #1Lender: Barclays Bank PLC
- 1998-11-02➖DWYER, Daniel John resignednominee-secretary
- 1998-11-02➕SYKES, David Thomas appointedsecretary
- 1998-11-02➖DOYLE, Betty June resignednominee-director
- 1998-11-02➖DWYER, Daniel John resignednominee-director
- 1998-11-02➕OSBORNE, Mark appointeddirector
- 1998-11-02➕SYKES, David Thomas appointeddirector
Showing most recent 50 of 54 events
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 83 — succession pressure is live.
Succession & seller-readiness
85/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 83 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
3 high · 1 med · 1 lowAccounts overdue
highStatutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2002-10-31
Confirmation statement overdue
highAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2016-11-12
11 insolvency-related filings on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2007-07-13: liquidation-receiver-abstract-of-receipts-and-payments; 2007-07-12: legacy
Has insolvency history
mediumCompanies House flags prior insolvency events. Review the insolvency filings for context.
9 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Automotive · WA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 24HOURCARREPAIRS LTD→ 16892271 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 333 RACE TEAM LTD→ 11562932 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 4SRC LIMITED→ 10975823 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| A & D BODYSHOP LIMITED→ 04435663 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| A & G GARAGES LIMITED→ 06855328 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| A & M (NORTHWEST) LTD→ 14021447 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| A.N. AUTO REPAIRS LTD.→ 09599380 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AB AUTOGLAZE LTD→ 15693484 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AB AUTOS CAR AND COMMERCIAL REPAIR LTD→ 15259892 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ABBA COMMERCIALS LIMITED→ 04559948 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| ABC TRAILER SOLUTIONS LIMITED→ 12720155 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACE MOBILE MECHANICS LTD→ 08082006 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
13 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1998-10-29
Jurisdictionengland-wales
Primary SIC4544 — SIC 4544
Registered office
Corporation Street
St Helens
Merseyside
WA9 1LE
Filing status
Accounts
Next due: 2002-10-31OVERDUE
Last made up to: —
Confirmation statement
Next due: 2016-11-12OVERDUE
Last: —
Officers (4 active · 7 resigned)
MARRISON, Michael Anthony→
Activesecretary · appointed 1999-02-18
View their other companies + combined net worth →
DAGGER, Henry Joseph→
Activedirector · ~70y · appointed 1998-12-14
View their other companies + combined net worth →
KEMP, Brian Richard Calvert→
Activedirector · ~83y · appointed 2000-01-31
View their other companies + combined net worth →
MARRISON, Michael Anthony→
Activedirector · ~64y · appointed 1999-02-18
View their other companies + combined net worth →
DWYER, Daniel John→
Resignednominee-secretary · appointed 1998-10-29 · resigned 1998-11-02
SYKES, David Thomas→
Resignedsecretary · appointed 1998-11-02 · resigned 1999-02-18
BLANK, Stephen Martin→
Resigneddirector · ~75y · appointed 1999-02-18 · resigned 1999-07-07
DOYLE, Betty June→
Resignednominee-director · ~90y · appointed 1998-10-29 · resigned 1998-11-02
DWYER, Daniel John→
Resignednominee-director · ~85y · appointed 1998-10-29 · resigned 1998-11-02
OSBORNE, Mark→
Resigneddirector · ~61y · appointed 1998-11-02 · resigned 1999-06-11
SYKES, David Thomas→
Resigneddirector · ~74y · appointed 1998-11-02 · resigned 1999-02-01
Click a director name to see their full track record across all companies.
Mortgages & charges
9
Total charges
9
Outstanding
3
Active lenders
Status:Lender:9 of 9 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Industrial Mezzanine Fund, L.P. | Supplemental debenture | 1 property | 10/04/2000 | — | |
| outstanding | Merseyside Special Investment Mezzanine Fund Merseyside Special Investment Mezzanine Fund Limited | Supplemental debenture | 1 property | 10/04/2000 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 10/04/2000 | — | |
| outstanding | Merseyside Special Investment Mezzanine Fund Merseyside Special Investment Mezzanine Fund Limited | Debenture | 1 property | 14/01/2000 | — | |
| outstanding | Industrial Mezzanine Fund, L.P. | Debenture | 1 property | 14/12/1998 | — | |
| outstanding | Industrial Mezzanine Fund, L.P. | Deed of assignment | 1 property | 14/12/1998 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 14/12/1998 | — | |
| outstanding | Barclays Barclays Bank PLC | Charge over intellectual property | 1 property | 14/12/1998 | — | |
| outstanding | Barclays Barclays Bank PLC | Debenture | 1 property | 14/12/1998 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (77 total)
restoration-order-of-court
restoration · AC92
2017-09-19
gazette-dissolved-compulsory
gazette · GAZ2
2015-02-17
gazette-notice-compulsory
gazette · GAZ1
2014-11-04
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2014-04-18
gazette-notice-compulsory
gazette · GAZ1
2014-04-15
restoration-order-of-court
restoration · AC92
2013-08-27
gazette-dissolved-compulsory
gazette · GAZ2
2009-09-08
gazette-notice-compulsory
gazette · GAZ1
2009-03-31
gazette-notice-compulsory
gazette · GAZ1
2008-01-22
liquidation-receiver-abstract-of-receipts-and-payments
insolvency · 3.6
2007-07-13
legacy
insolvency · 405(2)
2007-07-12
liquidation-receiver-abstract-of-receipts-and-payments
insolvency · 3.6
2007-06-07
liquidation-receiver-abstract-of-receipts-and-payments
insolvency · 3.6
2006-06-07
liquidation-receiver-abstract-of-receipts-and-payments
insolvency · 3.6
2005-06-01
liquidation-receiver-abstract-of-receipts-and-payments
insolvency · 3.6
2004-05-13