A.H. HARVEY & SONS LIMITED

🌳Matureactive

03691853 · ltd · incorporated 1999-01-05

Investment thesis

Property vehicle with leveraged stack — refinance / partial-release angle.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 27.3y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

£925.0k

book net assets

Opportunity

79/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Construction of commercial buildings

Sector: Construction

Investor take

Pursue

Asset-holding vehicle with a 63-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 85/100. Strong seller-intent signal (60/100, director aged 63). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

17 live charges · 2 lenders · oldest 27.3y

50/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 27.3 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 30/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

17 charges (17/17 with lender, 17/17 with type)

Directors & officers

7 officers (3 active, 7 linked, 5 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

Network not yet resolved

Filing history

114 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £924,976

Cash YoY

+453%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£578k

↑ 453% YoY

Net Worth

£925k

↑ 13% YoY

Current Assets

£1.1m

↑ 9.8% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2024-12-31	2023-12-31
Total assets	£936.8k	£836.1k
Current assets	£1.07M	£974.0k
Cash	£578.4k	£104.7k
Debtors	£323.7k	£516.3k
Net assets	£925.0k	£821.9k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (65 events)Click to expand

2025-11-17
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-05-15
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-24
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-09
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-23
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-17
📄
resolution
resolution · RESOLUTIONS
2022-01-17
📄
memorandum-articles
incorporation · MA
2022-01-14
📄
capital-allotment-shares
capital · SH01
2021-07-05
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-08-14
📄
mortgage-satisfy-charge-full
mortgage · MR04
2020-08-14
📄
mortgage-satisfy-charge-full
mortgage · MR04
2020-08-14
🔓
Charge satisfied #12
2020-08-14
🔓
Charge satisfied #13
2020-07-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-07-28
📄
mortgage-satisfy-charge-full
mortgage · MR04
2020-07-28
📄
mortgage-satisfy-charge-full
mortgage · MR04
2020-07-28
📄
mortgage-satisfy-charge-full
mortgage · MR04
2020-07-28
📄
mortgage-satisfy-charge-full
mortgage · MR04
2020-07-28
📄
mortgage-satisfy-charge-full
mortgage · MR04
2020-07-28
📄
mortgage-satisfy-charge-full
mortgage · MR04
2020-07-28
📄
mortgage-satisfy-charge-full
mortgage · MR04
2020-07-28
🔓
Charge satisfied #17
2020-07-28
🔓
Charge satisfied #16
2020-07-28
🔓
Charge satisfied #15
2020-07-28
🔓
Charge satisfied #14
2020-07-28
🔓
Charge satisfied #11
2020-07-28
🔓
Charge satisfied #10
2020-07-28
🔓
Charge satisfied #9
2020-07-28
🔓
Charge satisfied #8
2020-07-28
🔓
Charge satisfied #7
2020-07-28
🔓
Charge satisfied #6
2020-07-28
🔓
Charge satisfied #5
2020-07-28
🔓
Charge satisfied #4
2020-07-28
🔓
Charge satisfied #3
2020-07-28
🔓
Charge satisfied #2
2020-07-28
🔓
Charge satisfied #1
2017-02-01
➖
HARVEY, Anthony Henry resigned
secretary
2010-01-02
➖
HARVEY, Anthony Henry resigned
director
2010-01-02
➖
HARVEY, Betty Elaine resigned
director
2008-01-15
🔒
Charge registered #17
Lender: Hsbc Bank PLC
2007-10-18
🔒
Charge registered #16
Lender: Hsbc Bank PLC
2007-08-29
🔒
Charge registered #15
Lender: Hsbc Bank PLC
2007-08-08
🔒
Charge registered #14
Lender: Hsbc Bank PLC
2007-08-06
🔒
Charge registered #12
Lender: Hsbc Bank PLC
2007-08-02
🔒
Charge registered #13
Lender: Hsbc Bank PLC
2007-06-15
🔒
Charge registered #11
Lender: Hsbc Bank PLC
2007-04-03
🔒
Charge registered #10
Lender: Hsbc Bank PLC
2007-04-03
🔒
Charge registered #9
Lender: Hsbc Bank PLC
2007-04-03
🔒
Charge registered #8
Lender: Hsbc Bank PLC
2007-04-03
🔒
Charge registered #7
Lender: Hsbc Bank PLC

Showing most recent 50 of 65 events

Owner dependency

91/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Founder name in company name: Company name contains director surname "HARVEY" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 63 — approaching natural succession window.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

80/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Mr Stephen Harvey Individual · British · DOB 06/1967 · age 59	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Construction · BH postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
A & G HOARE DEVELOPMENTS LIMITED→ 11388126 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
A.G PLASTERING & RENDER LTD→ 16591711 · est 2025 · no financials extracted	—	—	—	—	—	—	—
A.H.G. POOLE DEVELOPMENTS 1 LTD→ 14280500 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
A.H.G. POOLE DEVELOPMENTS LTD→ 14280494 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
ADAM URBAN CONSTRUCTION LTD→ 10946707 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
ADDIS HOMES CONSTRUCTION LTD→ 13795935 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
ADDIS HOMES GROUP LTD→ 13791224 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
ADEPT ELECTRICAL SOUTH LTD→ 10578507 · est 2017 · no financials extracted	—	—	—	—	9y	—	—
ADG BUILDING & PROPERTY MAINTENANCE LTD→ 15372765 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
ADRIAN WILKES LIMITED→ 01063817 · est 1972 · no financials extracted	—	—	—	—	53y	—	—
ADVANCE GAS SERVICES LIMITED→ 06088693 · est 2007 · no financials extracted	—	—	—	—	19y	—	—
ADVANCED BRICKLAYING LIMITED→ 06559958 · est 2008 · no financials extracted	—	—	—	—	18y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1999-01-05

Jurisdictionengland-wales

Primary SIC41201 — Construction of commercial buildings

Registered office

Faulkner House

31 West Street

Wimborne

Dorset

BH21 1JS

England

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2027-01-15

Last: 2026-01-01

Officers (3 active · 4 resigned)

HARVEY, Stephen→

director · ~59y · appointed 1999-01-05

View their other companies + combined net worth →

Active

LANE, Geoffrey Vincent→

director · ~60y · appointed 1999-01-05

View their other companies + combined net worth →

Active

LANE, Janice Elaine→

director · ~63y · appointed 2005-01-15

View their other companies + combined net worth →

Active

HARVEY, Anthony Henry→

secretary · appointed 1999-01-05 · resigned 2017-02-01

Resigned

SWIFT INCORPORATIONS LIMITED→

corporate-nominee-secretary · appointed 1999-01-05 · resigned 1999-01-05

Resigned

HARVEY, Anthony Henry→

director · ~89y · appointed 1999-01-05 · resigned 2010-01-02

Resigned

HARVEY, Betty Elaine→

director · ~87y · appointed 2005-01-15 · resigned 2010-01-02

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:17 of 17 shown

		Type	Properties
satisfied	HSBC Hsbc Bank PLC	Legal mortgage	1 property	15/01/2008	28/07/2020
satisfied	HSBC Hsbc Bank PLC	Legal mortgage	1 property	18/10/2007	28/07/2020
satisfied	HSBC Hsbc Bank PLC	Legal mortgage	1 property	29/08/2007	28/07/2020
satisfied	HSBC Hsbc Bank PLC	Legal mortgage	1 property	08/08/2007	28/07/2020
satisfied	HSBC Hsbc Bank PLC	Legal mortgage	1 property	06/08/2007	14/08/2020
satisfied	HSBC Hsbc Bank PLC	Legal mortgage	1 property	02/08/2007	14/08/2020
satisfied	HSBC Hsbc Bank PLC	Legal mortgage	1 property	15/06/2007	28/07/2020
satisfied	HSBC Hsbc Bank PLC	Legal mortgage	1 property	03/04/2007	28/07/2020
satisfied	HSBC Hsbc Bank PLC	Legal mortgage	1 property	03/04/2007	28/07/2020
satisfied	HSBC Hsbc Bank PLC	Legal mortgage	1 property	03/04/2007	28/07/2020
satisfied	HSBC Hsbc Bank PLC	Legal mortgage	1 property	03/04/2007	28/07/2020
satisfied	HSBC Hsbc Bank PLC	Legal mortgage	1 property	25/08/2005	28/07/2020
satisfied	HSBC Hsbc Bank PLC	Legal mortgage	1 property	23/03/2005	28/07/2020
satisfied	HSBC Hsbc Bank PLC	Legal mortgage	1 property	17/07/2002	28/07/2020
satisfied	HSBC Hsbc Bank PLC	Legal mortgage	1 property	26/06/2002	28/07/2020
satisfied	HSBC Hsbc Bank PLC	Legal mortgage	1 property	09/11/2001	28/07/2020
satisfied	Midland Bank Midland Bank PLC	Debenture	1 property	10/02/1999	28/07/2020

Recent filings (114 total)

confirmation-statement-with-updates

confirmation-statement · CS01

2026-02-09

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2025-11-17

accounts-with-accounts-type-total-exemption-full

accounts · AA

2025-05-15

confirmation-statement-with-updates

confirmation-statement · CS01

2025-01-14

accounts-with-accounts-type-total-exemption-full

accounts · AA

2024-04-24

confirmation-statement-with-updates

confirmation-statement · CS01

2024-01-09

accounts-with-accounts-type-total-exemption-full

accounts · AA

2023-08-09

confirmation-statement-with-updates

confirmation-statement · CS01

2023-01-14

accounts-with-accounts-type-total-exemption-full

accounts · AA

2022-08-23

resolution

resolution · RESOLUTIONS

2022-01-17

memorandum-articles

incorporation · MA

2022-01-17

confirmation-statement-with-updates

confirmation-statement · CS01

2022-01-14

capital-allotment-shares

capital · SH01

2022-01-14

accounts-with-accounts-type-total-exemption-full

accounts · AA

2021-07-05

confirmation-statement-with-updates

confirmation-statement · CS01

2021-01-18