WISEUP MONEY LIMITED
⚰️Wound downdissolved
03808064 · ltd · incorporated 1999-07-15
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 21.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
64/100
Worth a look
What this business does
Primary activity: SIC 6523
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed unclear — structural issues outweigh the discount.
Opportunity 64/100 (worth a look), bankability 75/100. Strong seller-intent signal (78/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 21.4y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 21.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: low (50/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
14 officers (2 active, 14 linked, 8 with DOB)
81
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
9 connected companies via shared directors
72
Filing history
76 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
64/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
30
Concerning — overdue filings or status flags present.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (54 events)Click to expand
- 2010-04-06📄gazette-dissolved-compulsorygazette · GAZ2
- 2010-04-06🏁Company dissolved
- 2009-11-14📍change-registered-office-address-company-with-date-old-addressaddress · AD01
- 2009-10-27📄gazette-notice-compulsorygazette · GAZ1
- 2009-07-13📄legacyofficers · 288b
- 2009-07-09➖HBJGW MANCHESTER SECRETARIES LIMITED resignedcorporate-secretary
- 2009-02-19📄legacyofficers · 288a
- 2009-02-11📄legacyofficers · 288a
- 2009-02-11📄legacyofficers · 288b
- 2009-02-11📄legacyofficers · 288b
- 2009-02-11📄legacyofficers · 288b
- 2009-01-27➖EDGE, Christopher Norman resigneddirector
- 2009-01-27➖SAFFER, Clive Morris resigneddirector
- 2009-01-26➕LUND, Mark Joseph appointeddirector
- 2009-01-26➕PEARSON, Richard James appointeddirector
- 2008-11-28➖CRAVEN, Richard James resigneddirector
- 2008-08-13📄legacyannual-return · 363a
- 2008-08-01📄accounts-with-accounts-type-fullaccounts · AA
- 2008-01-09📄legacyofficers · 288c
- 2007-09-12📄legacyannual-return · 363s
- 2007-08-10📄accounts-with-accounts-type-fullaccounts · AA
- 2007-03-08📍legacyaddress · 353
- 2007-03-08📍legacyaddress · 287
- 2006-08-17📄legacyannual-return · 363s
- 2006-06-20📍legacyaddress · 353
- 2006-06-20📄legacyofficers · 288c
- 2006-03-28📄accounts-with-accounts-type-fullaccounts · AA
- 2006-01-12📄legacyofficers · 288a
- 2006-01-12📄legacyofficers · 288b
- 2006-01-12📄legacyofficers · 288a
- 2005-11-25➖SAFFER, Clive Morris resignedsecretary
- 2005-11-25➕HBJGW MANCHESTER SECRETARIES LIMITED appointedcorporate-secretary
- 2005-11-25➕EDGE, Christopher Norman appointeddirector
- 2005-09-16📄legacyannual-return · 363s
- 2005-09-16📄legacyannual-return · 363(288)
- 2005-06-21➖BATES, Paul Graham resigneddirector
- 2005-06-20➕SAFFER, Clive Morris appointeddirector
- 2005-01-14🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 2003-09-29➖BATES, Thomas Henry resignedsecretary
- 2003-09-29➕SAFFER, Clive Morris appointedsecretary
- 2003-09-29➖BATES, Helen Louise resigneddirector
- 2003-09-29➕CRAVEN, Richard James appointeddirector
- 2003-08-01➖GAINS, Jonathan Patrick Robert resigneddirector
- 2000-10-04➖HARRISON, Irene Lesley resignedsecretary
- 2000-09-28➕HARRISON, Irene Lesley appointedsecretary
- 2000-01-01➕GAINS, Jonathan Patrick Robert appointeddirector
- 1999-07-15🏢Company incorporatedAs WISEUP MONEY LIMITED
- 1999-07-15➕BATES, Thomas Henry appointedsecretary
- 1999-07-15➕HARRISON, Irene Lesley appointednominee-secretary
- 1999-07-15➖HARRISON, Irene Lesley resignednominee-secretary
Showing most recent 50 of 54 events
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 69 — succession pressure is live.
Succession & seller-readiness
79/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 high ·Company dissolved
highCompany has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2010-04-06
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ACCELERANT INSURANCE UK LIMITED→ 03326800 · est 1997 · no financials extracted | — | — | — | — | 29y | — | — |
| ACCELERATE UNDERWRITING LIMITED→ 09640934 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ACCELERATE VENTURES LIMITED→ 06212747 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| ACCELERATED OWNERSHIP LTD→ 11998753 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ACCENT CAPITAL MANAGEMENT LIMITED→ 13294910 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ACCESS - THE FOUNDATION FOR SOCIAL INVESTMENT→ 09153909 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ACCREDITED INSURANCE (UK) LIMITED→ 14832445 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACCURATE ADVISORS LIMITED→ 10810573 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ACE CREDIT EXCHANGE LIMITED→ 09782717 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ACG ADVISORS GROUP (UK) LIMITED→ 15600368 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ACIES DIGITAL LIMITED→ 13151780 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ACIES INTERNATIONAL TRADE LTD→ 13085849 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusdissolved
Typeltd
Incorporated1999-07-15
Jurisdictionengland-wales
Primary SIC6523 — SIC 6523
Registered office
5th Floor Sherborne House
119 Cannon Street
London
EC4N 5AT
Filing status
Accounts
Next due: —
Last made up to: 2007-09-30
Confirmation statement
Next due: —
Last: —
Officers (0 active · 12 resigned)
LUND, Mark Joseph→
Activedirector · ~69y · appointed 2009-01-26
View their other companies + combined net worth →
PEARSON, Richard James→
Activedirector · ~60y · appointed 2009-01-26
View their other companies + combined net worth →
BATES, Thomas Henry→
Resignedsecretary · appointed 1999-07-15 · resigned 2003-09-29
HARRISON, Irene Lesley→
Resignedsecretary · appointed 2000-09-28 · resigned 2000-10-04
HARRISON, Irene Lesley→
Resignednominee-secretary · appointed 1999-07-15 · resigned 1999-07-15
SAFFER, Clive Morris→
Resignedsecretary · appointed 2003-09-29 · resigned 2005-11-25
HBJGW MANCHESTER SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 2005-11-25 · resigned 2009-07-09
BATES, Helen Louise→
Resigneddirector · ~59y · appointed 1999-07-15 · resigned 2003-09-29
BATES, Paul Graham→
Resigneddirector · ~62y · appointed 1999-07-15 · resigned 2005-06-21
CRAVEN, Richard James→
Resigneddirector · ~61y · appointed 2003-09-29 · resigned 2008-11-28
EDGE, Christopher Norman→
Resigneddirector · ~68y · appointed 2005-11-25 · resigned 2009-01-27
GAINS, Jonathan Patrick Robert→
Resigneddirector · ~62y · appointed 2000-01-01 · resigned 2003-08-01
SAFFER, Clive Morris→
Resigneddirector · ~59y · appointed 2005-06-20 · resigned 2009-01-27
BUSINESS INFORMATION RESEARCH & REPORTING LIMITED→
Resignedcorporate-nominee-director · appointed 1999-07-15 · resigned 1999-07-15
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Debenture | 1 property | 14/01/2005 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (76 total)
gazette-dissolved-compulsory
gazette · GAZ2
2010-04-06
change-registered-office-address-company-with-date-old-address
address · AD01
2009-11-14
gazette-notice-compulsory
gazette · GAZ1
2009-10-27
legacy
officers · 288b
2009-07-13
legacy
officers · 288a
2009-02-19
legacy
officers · 288a
2009-02-11
legacy
officers · 288b
2009-02-11
legacy
officers · 288b
2009-02-11
legacy
officers · 288b
2009-02-11
legacy
annual-return · 363a
2008-08-13
accounts-with-accounts-type-full
accounts · AA
2008-08-01
legacy
officers · 288c
2008-01-09
legacy
annual-return · 363s
2007-09-12
accounts-with-accounts-type-full
accounts · AA
2007-08-10
legacy
address · 353
2007-03-08