ACCREDITED INSURANCE (UK) LIMITED
🌿Early-stageactive
14832445 · ltd · incorporated 2023-04-27
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 71/100 (strong), bankability 70/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (56/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
10 officers (7 active, 10 linked, 8 with DOB)
86
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
3
filings
- • 2 officers
- • 1 confirmation-statement
Last 90 days
3
filings
- • 2 officers
- • 1 confirmation-statement
Last 180 days
3
filings
- • 2 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
- 2026-05-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-05-26➕CASINGENA, Cristina-Maria, Ms. appointeddirector
- 2026-05-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-27➕MELVILLE, John De Villiers appointeddirector
- 2025-08-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-07-16➕PENNINGTON, Steve appointeddirector
- 2025-07-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-07-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-05-01📄accounts-with-accounts-type-fullaccounts · AA
- 2025-02-11➕MCMURDO, Stuart Forbes appointeddirector
- 2025-02-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-01-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-01-03➖CURTIS, Lee resigneddirector
- 2024-10-12📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-09-13✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2024-09-13✏️change-of-name-request-commentschange-of-name · NM06
- 2024-09-13✏️change-of-name-noticechange-of-name · CONNOT
- 2024-09-02📄capital-allotment-sharescapital · SH01
- 2024-09-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-08-30➖JOHNSON, Colin David resigneddirector
- 2024-07-08📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-07-08📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-05-08📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-05-08📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2024-05-01➕PROGRAM MANAGEMENT SERVICES UK LIMITED appointedcorporate-secretary
- 2024-05-01➖R&Q CENTRAL SERVICES LIMITED resignedcorporate-secretary
- 2024-01-31📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-01-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-01-24➕ALLEN, Peter David appointeddirector
- 2024-01-24➕GLEN, Paul Edward appointeddirector
- 2023-09-25✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2023-09-25✏️change-of-name-request-commentschange-of-name · NM06
- 2023-04-27🏢Company incorporatedAs ACCREDITED INSURANCE (UK) LIMITED
- 2023-04-27➕R&Q CENTRAL SERVICES LIMITED appointedcorporate-secretary
- 2023-04-27➕CURTIS, Lee appointeddirector
- 2023-04-27➕JOHNSON, Colin David appointeddirector
Owner dependency
55/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -6 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 66 — succession pressure is live.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
Red flags
1 med · 1 lowName changed 3 times
mediumName changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2024-09-13: certificate-change-of-name-company; 2024-09-13: change-of-name-request-comments
Multiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Gerald Wilfred Schwartz Individual · Canadian · DOB 11/1941 · age 85 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 28/06/2024 |
1 historic (ceased) PSC
- R&Q Uk Holdings Limitedceased 28/06/2024· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ADVANTA QUANTITY SURVEYING LIMITED→ 05377856 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| ADVANTAGE DCP LTD→ 08932909 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ADVENT SOLUTIONS MANAGEMENT LIMITED→ 04092670 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| ADVENTURE FG LTD→ 16604236 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADVICE ECOSYSTEM TECHNOLOGIES LIMITED→ 15564560 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ADVICTUS LTD→ 16110215 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADVISABILITY LIMITED→ 09549027 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ADVISER TECHNOLOGIES LIMITED→ 10621213 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ADVISORY INSURANCE BROKERS LIMITED→ 04043759 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| AE OWNERSHIP COMPANY LIMITED→ 13246303 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AEGILA CAPITAL MANAGEMENT LIMITED→ 09893549 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AEGIS ELECTRIC & GAS INTERNATIONAL SERVICES 6 LTD→ 16725086 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2023-04-27
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
70 Fenchurch Street
London
EC3M 4BR
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-05-10
Last: 2026-04-26
Officers (7 active · 3 resigned)
PROGRAM MANAGEMENT SERVICES UK LIMITED→
Activecorporate-secretary · appointed 2024-05-01
View their other companies + combined net worth →
ALLEN, Peter David→
Activedirector · ~65y · appointed 2024-01-24
View their other companies + combined net worth →
CASINGENA, Cristina-Maria, Ms.→
Activedirector · ~57y · appointed 2026-05-26
View their other companies + combined net worth →
GLEN, Paul Edward→
Activedirector · ~66y · appointed 2024-01-24
View their other companies + combined net worth →
MCMURDO, Stuart Forbes→
Activedirector · ~55y · appointed 2025-02-11
View their other companies + combined net worth →
MELVILLE, John De Villiers→
Activedirector · ~61y · appointed 2026-04-27
View their other companies + combined net worth →
PENNINGTON, Steve→
Activedirector · ~62y · appointed 2025-07-16
View their other companies + combined net worth →
R&Q CENTRAL SERVICES LIMITED→
Resignedcorporate-secretary · appointed 2023-04-27 · resigned 2024-05-01
CURTIS, Lee→
Resigneddirector · ~50y · appointed 2023-04-27 · resigned 2025-01-03
JOHNSON, Colin David→
Resigneddirector · ~66y · appointed 2023-04-27 · resigned 2024-08-30
Click a director name to see their full track record across all companies.
Recent filings (27 total)
appoint-person-director-company-with-name-date
officers · AP01
2026-05-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-08
appoint-person-director-company-with-name-date
officers · AP01
2026-05-06
appoint-person-director-company-with-name-date
officers · AP01
2025-08-08
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-07-07
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-07-07
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-27
accounts-with-accounts-type-full
accounts · AA
2025-05-01
appoint-person-director-company-with-name-date
officers · AP01
2025-02-11
termination-director-company-with-name-termination-date
officers · TM01
2025-01-28
accounts-with-accounts-type-dormant
accounts · AA
2024-10-12
certificate-change-of-name-company
change-of-name · CERTNM
2024-09-13
change-of-name-request-comments
change-of-name · NM06
2024-09-13
change-of-name-notice
change-of-name · CONNOT
2024-09-13
capital-allotment-shares
capital · SH01
2024-09-02