BECKWORTH FINANCIAL SERVICES LIMITED

🌳Matureactive
04145306 · ltd · incorporated 2001-01-22
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 23.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£1.77M
book net assets
Opportunity
83/100
Exceptional
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pursue
Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 83/100 (exceptional), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 23.1y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 23.1 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
6 officers (4 active, 6 linked, 3 with DOB)
80
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
71 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £1,767,127
Cash YoY
+31%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£35k
↑ 31% YoY
Net Worth
£1.8m
~ YoY
Current Assets
£1.8m
↓ 4.8% YoY
Current Liabilities
—
£0£374k£748k£1.1m£1.5m£1.9mMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£1.86M£1.85M
Current assets£1.78M£1.87M
Cash£34.9k£26.5k
Debtors£1.75M£1.84M
Net assets£1.77M£1.75M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
  • • 1 confirmation-statement
  • • 1 officers
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
  1. 2026-02-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2025-12-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-07-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-10-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-10-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-11-04
    ➕
    NUNNS, Emily Elizabeth appointed
    director
  7. 2021-11-04
    ➕
    WADSWORTH, Thomas Murray appointed
    director
  8. 2021-11-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  9. 2021-11-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  10. 2021-10-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2020-12-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2019-07-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2018-09-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2017-08-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2017-02-24
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2017-02-24
    🔒
    Charge registered #2
    Lender: National Westminster Bank PLC
  17. 2016-11-25
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  18. 2016-02-02
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  19. 2011-05-19
    🔓
    Charge satisfied #1
  20. 2003-04-23
    🔒
    Charge registered #1
    Lender: Eagle Investments Limited
  21. 2001-03-05
    ➕
    WADSWORTH, Jane Elizabeth appointed
    secretary
  22. 2001-03-05
    ➕
    WADSWORTH, Jonathan Murray appointed
    director
  23. 2001-03-05
    ➖
    SWIFT INCORPORATIONS LIMITED resigned
    corporate-nominee-secretary
  24. 2001-03-05
    ➖
    INSTANT COMPANIES LIMITED resigned
    corporate-nominee-director
  25. 2001-01-22
    🏢
    Company incorporated
    As BECKWORTH FINANCIAL SERVICES LIMITED
  26. 2001-01-22
    ➕
    SWIFT INCORPORATIONS LIMITED appointed
    corporate-nominee-secretary
  27. 2001-01-22
    ➕
    INSTANT COMPANIES LIMITED appointed
    corporate-nominee-director

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 59 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

30/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • primaryFamily succession underway: Not a takeover target — WADSWORTH, Thomas Murray (same surname) appointed 2021-11-04. Pattern consistent with intra-family handover.
  • secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
  • primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Jonathan Murray Wadsworth
Individual · British · DOB 05/1967 · age 59
75–100%
—75-100% shares06/04/2016
Mrs Jane Elizabeth Wadsworth
Individual · British · DOB 03/1963 · age 63
25–50%
—25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2001-01-22
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

. 30 Southernhay East
Exeter
Devon
EX1 1NS

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-02-10
Last: 2026-01-27

Officers (4 active · 2 resigned)

WADSWORTH, Jane Elizabeth→
secretary · appointed 2001-03-05
View their other companies + combined net worth →
Active
NUNNS, Emily Elizabeth→
director · ~34y · appointed 2021-11-04
View their other companies + combined net worth →
Active
WADSWORTH, Jonathan Murray→
director · ~59y · appointed 2001-03-05
View their other companies + combined net worth →
Active
WADSWORTH, Thomas Murray→
director · ~31y · appointed 2021-11-04
View their other companies + combined net worth →
Active
SWIFT INCORPORATIONS LIMITED→
corporate-nominee-secretary · appointed 2001-01-22 · resigned 2001-03-05
Resigned
INSTANT COMPANIES LIMITED→
corporate-nominee-director · appointed 2001-01-22 · resigned 2001-03-05
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
National Westminster Bank
National Westminster Bank PLC
A registered charge2 properties24/02/2017—
satisfied
Eagle Investments
Eagle Investments Limited
Rental deposit deed1 property23/04/200319/05/2011
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (71 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-09
change-person-director-company-with-change-date
officers · CH01
2026-02-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-02
confirmation-statement-with-updates
confirmation-statement · CS01
2024-02-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-09
confirmation-statement-with-updates
confirmation-statement · CS01
2023-02-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-12
confirmation-statement-with-updates
confirmation-statement · CS01
2022-02-04
appoint-person-director-company-with-name-date
officers · AP01
2021-11-04
appoint-person-director-company-with-name-date
officers · AP01
2021-11-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-13
confirmation-statement-with-updates
confirmation-statement · CS01
2021-02-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-01