BENEFIZ LIMITED
🌳Matureactive
09690263 · ltd · incorporated 2015-07-16
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 70/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
7 officers (3 active, 7 linked, 6 with DOB)
87
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
56 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
3
filings
- • 3 officers
Last 90 days
4
filings
- • 4 officers
Last 180 days
4
filings
- • 4 officers
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
- 2026-06-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-06-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-06-01➖LAWS, Iain Richard Picton resigneddirector
- 2026-06-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-05-28➕FIRMIN, Katherine appointeddirector
- 2026-05-28➕LOWE, Scott appointeddirector
- 2026-04-15➖YEANDLE, James resigneddirector
- 2026-04-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-20📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2025-08-19📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2025-07-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-07-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-07-01➖GILLINGHAM, Timothy Mark resigneddirector
- 2025-07-01➕LAWS, Iain Richard Picton appointeddirector
- 2025-07-01➕YEANDLE, James appointeddirector
- 2025-06-26📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2025-01-23➕ARDONAGH CORPORATE SECRETARY LIMITED appointedcorporate-secretary
- 2024-10-19📄memorandum-articlesincorporation · MA
- 2024-10-19📄resolutionresolution · RESOLUTIONS
- 2024-10-09📄capital-allotment-sharescapital · SH01
- 2024-10-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-10-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-08📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2024-10-08📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-10-08📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-10-01➖GILLINGHAM, Caroline Marie resigneddirector
- 2024-03-18📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-12-30📄memorandum-articlesincorporation · MA
- 2023-12-30📄resolutionresolution · RESOLUTIONS
- 2023-11-09📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2018-06-26➕GILLINGHAM, Caroline Marie appointeddirector
- 2015-07-16🏢Company incorporatedAs BENEFIZ LIMITED
- 2015-07-16➕GILLINGHAM, Timothy Mark appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·3 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: GILLINGHAM, Timothy Mark resigned 2025-07-01; LAWS, Iain Richard Picton resigned 2026-06-01; YEANDLE, James resigned 2026-04-15
Group structure
Ardonagh Advisory Broking Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Ardonagh Advisory Broking Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
BENEFIZ LIMITED
This company · 09690263
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ardonagh Advisory Broking Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/10/2024 |
3 historic (ceased) PSCs
- Mrs Caroline Marie Gillinghamceased 01/10/2024· 25-50% shares · 25-50% voting
- Timothy Gillinghamceased 01/10/2024· 25-50% shares · 25-50% voting · board control
- Mr Timothy Mark Gillinghamceased 08/03/2019· 50-75% shares · 50-75% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · EX postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ARAM FAMILY HOLDINGS LIMITED→ 10363573 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ARLINGTON FINANCIAL ASSOCIATES LIMITED→ 11174486 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ASG MORTGAGES LTD→ 14244032 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ASPARA LIMITED→ 10402633 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| B & D PARTNERS LIMITED→ 13266070 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| BAWCOMBE LIMITED→ 09694616 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| BAYTON PROPERTIES LIMITED→ 00667763 · est 1960 · no financials extracted | — | — | — | — | 65y | — | — |
| BE PROJECT CAPITAL LIMITED→ 14303246 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BELLENDAINE AND TOWER LIMITED→ 16637388 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BESPOKE FINANCIAL ADVICE LIMITED→ 09805666 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| BEST PROTECT ONLINE LTD→ 09081048 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| BETTERVEST CROWD LIMITED→ 16135443 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-07-16
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding
Registered office
Whinfield House Exmouth Road
Exton
Exeter
Devon
EX3 0PZ
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-08-23
Last: 2025-08-09
Officers (3 active · 4 resigned)
ARDONAGH CORPORATE SECRETARY LIMITED→
Activecorporate-secretary · appointed 2025-01-23
View their other companies + combined net worth →
FIRMIN, Katherine→
Activedirector · ~48y · appointed 2026-05-28
View their other companies + combined net worth →
Active
GILLINGHAM, Caroline Marie→
Resigneddirector · ~62y · appointed 2018-06-26 · resigned 2024-10-01
GILLINGHAM, Timothy Mark→
Resigneddirector · ~59y · appointed 2015-07-16 · resigned 2025-07-01
LAWS, Iain Richard Picton→
Resigneddirector · ~58y · appointed 2025-07-01 · resigned 2026-06-01
YEANDLE, James→
Resigneddirector · ~43y · appointed 2025-07-01 · resigned 2026-04-15
Click a director name to see their full track record across all companies.
Recent filings (56 total)
appoint-person-director-company-with-name-date
officers · AP01
2026-06-02
appoint-person-director-company-with-name-date
officers · AP01
2026-06-02
termination-director-company-with-name-termination-date
officers · TM01
2026-06-01
termination-director-company-with-name-termination-date
officers · TM01
2026-04-15
change-account-reference-date-company-current-extended
accounts · AA01
2025-08-20
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-19
appoint-corporate-secretary-company-with-name-date
officers · AP04
2025-08-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-09
termination-director-company-with-name-termination-date
officers · TM01
2025-07-02
appoint-person-director-company-with-name-date
officers · AP01
2025-07-02
appoint-person-director-company-with-name-date
officers · AP01
2025-07-02
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-06-26
memorandum-articles
incorporation · MA
2024-10-19
resolution
resolution · RESOLUTIONS
2024-10-19
capital-allotment-shares
capital · SH01
2024-10-09