LJJ ASSOCIATES LIMITED
🌳Matureactive
04230835 · ltd · incorporated 2001-06-08
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£82.6k
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 69-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 69). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
9 officers (2 active, 9 linked, 7 with DOB)
86
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
98 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £82,567
Net assets shrinking
Down £543 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£83k
~ YoY
Current Assets
£131k
↓ 18% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £82.6k | £83.1k |
| Current assets | £131.3k | £160.7k |
| Net assets | £82.6k | £83.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
3
filings
- • 1 officers
- • 1 confirmation-statement
- • 1 persons-with-significant-control
Last 180 days
6
filings
- • 2 officers
- • 2 persons-with-significant-control
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
- 2026-04-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-06➕LAYTON, Michael Simon appointeddirector
- 2026-03-10📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-12-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-19➖BECKFORD, Danielle Marie resigneddirector
- 2025-11-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-10-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-07➕BECKFORD, Danielle Marie appointeddirector
- 2025-08-15📄change-person-director-company-with-change-dateofficers · CH01
- 2024-06-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-04-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-11-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-11-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-10-07📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2021-10-07📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-10-07📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-04-01➖SKINNER, Simon John resignedsecretary
- 2021-03-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-09-08📄resolutionresolution · RESOLUTIONS
- 2020-09-08📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2020-06-25📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-04-01➖RAYNER, Stephen Ian resigneddirector
- 2013-04-01➕RAYNER, Stephen Ian appointeddirector
- 2013-01-09➖HOMER, Linda Joan resigneddirector
- 2013-01-09➖RAYNER, Jane resigneddirector
- 2012-04-02➕SKINNER, Simon John appointedsecretary
- 2012-04-02➖ARM SECRETARIES LIMITED resignedcorporate-secretary
- 2005-04-14➕SKINNER, Simon John appointeddirector
- 2001-06-08🏢Company incorporatedAs LJJ ASSOCIATES LIMITED
- 2001-06-08➕ARM SECRETARIES LIMITED appointedcorporate-secretary
- 2001-06-08➕HOMER, Linda Joan appointeddirector
- 2001-06-08➕MILNE, Alan Robert appointeddirector
- 2001-06-08➖MILNE, Alan Robert resigneddirector
- 2001-06-08➕RAYNER, Jane appointeddirector
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 69 — succession pressure is live.
Succession & seller-readiness
76/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Simon John Skinner Individual · British · DOB 11/1957 · age 69 | — | — | sig. influencesignificant influence | 01/04/2021 |
2 historic (ceased) PSCs
- Danielle Beckfordceased 10/03/2026· 25-50% shares
- Mrs Karen Dawn Skinnerceased 01/04/2021· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · SS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 2579 LIMITED→ 16323172 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 33BLACKINVESTMENTS LIMITED→ 16783911 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 4WEALTH LIMITED→ 04668130 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| 50FIVEPLUS LIMITED→ 07885828 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| 601 FINANCIAL SOLUTIONS LIMITED→ 05620436 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| A BROWN MORTGAGE SERVICES LIMITED→ 10430525 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| A HAY LTD→ 16280055 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A J LIFE LTD→ 15612782 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| A L RISK SOLUTIONS LIMITED→ 06505361 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| A&G MORTGAGE ADVISORS LIMITED→ 14741670 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AAB FINANCIAL SERVICES LTD→ 09557427 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AB SPECIALIST FINANCE LTD→ 16620098 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2001-06-08
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
March Cottage
Rayleigh Downs Road
Rayleigh
SS6 7LR
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-04
Last: 2026-03-21
Officers (2 active · 7 resigned)
LAYTON, Michael Simon→
Activedirector · ~58y · appointed 2026-04-06
View their other companies + combined net worth →
SKINNER, Simon John→
Activedirector · ~69y · appointed 2005-04-14
View their other companies + combined net worth →
SKINNER, Simon John→
Resignedsecretary · appointed 2012-04-02 · resigned 2021-04-01
ARM SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 2001-06-08 · resigned 2012-04-02
BECKFORD, Danielle Marie→
Resigneddirector · ~40y · appointed 2025-10-07 · resigned 2025-12-19
HOMER, Linda Joan→
Resigneddirector · ~78y · appointed 2001-06-08 · resigned 2013-01-09
MILNE, Alan Robert→
Resigneddirector · ~85y · appointed 2001-06-08 · resigned 2001-06-08
RAYNER, Jane→
Resigneddirector · ~64y · appointed 2001-06-08 · resigned 2013-01-09
RAYNER, Stephen Ian→
Resigneddirector · ~58y · appointed 2013-04-01 · resigned 2019-04-01
Click a director name to see their full track record across all companies.
Recent filings (98 total)
appoint-person-director-company-with-name-date
officers · AP01
2026-04-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-23
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-03-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-22
termination-director-company-with-name-termination-date
officers · TM01
2025-12-20
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-22
appoint-person-director-company-with-name-date
officers · AP01
2025-10-09
change-person-director-company-with-change-date
officers · CH01
2025-08-15
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-06
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-11
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-22
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-18
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-04-18
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-24