ANDERSON BROWN (WHITBY) LTD

🌳Matureactive

04302436 · ltd · incorporated 2001-10-10

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 11.9y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Oct 2024

Net worth

£185.4k

book net assets

Opportunity

82/100

Exceptional

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What this business does

Primary activity: Administration of financial markets

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 82/100 (exceptional), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

1 live charge · oldest 11.9y

85/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 11.9 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

11 officers (7 active, 11 linked, 9 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

Network not yet resolved

Filing history

86 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

82/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)

Positive net assets

Net assets £185,403

Net assets shrinking

Down £35,745 YoY

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£185k

↓ 16% YoY

Current Assets

£216k

↓ 9.0% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)

Metric	2024-10-31	2023-10-31
Total assets	£185.4k	£221.1k
Current assets	£215.8k	£237.3k
Net assets	£185.4k	£221.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

• 2 capital
• 1 resolution
• 1 incorporation

Counts from Companies House filing history.

Corporate timeline (34 events)Click to expand

2025-12-02
📄
resolution
resolution · RESOLUTIONS
2025-12-02
📄
memorandum-articles
incorporation · MA
2025-11-28
📄
capital-variation-of-rights-attached-to-shares
capital · SH10
2025-11-27
📄
capital-allotment-shares
capital · SH01
2025-08-07
📄
change-person-director-company-with-change-date
officers · CH01
2025-07-21
📄
change-person-director-company-with-change-date
officers · CH01
2025-06-30
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-06-23
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-01
➕
WILLIAMSON, Emily Beth appointed
director
2024-04-09
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-30
📄
resolution
resolution · RESOLUTIONS
2023-03-30
📄
capital-allotment-shares
capital · SH01
2023-03-30
📄
memorandum-articles
incorporation · MA
2023-03-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-08
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-11-01
➕
ROBERTS, Joshua Luke appointed
director
2022-07-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-08-13
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-07-10
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-03-01
➕
ANDERSON, Alison Jane appointed
director
2017-03-01
➕
BROWN, Jane Louise appointed
director
2014-12-02
➖
GOLLOGLY, Hugh resigned
director
2014-07-03
🔒
Charge registered #1
Lender: National Westminster Bank PLC
2013-11-28
➕
GOLLOGLY, Hugh appointed
director
2013-10-31
➖
GOLLOGLY, Hugh resigned
director
2002-06-19
➕
GOLLOGLY, Hugh appointed
director
2001-10-10
🏢
Company incorporated
As ANDERSON BROWN (WHITBY) LTD
2001-10-10
➕
BROWN, Andrew appointed
secretary
2001-10-10
➕
ANDERSON, Mark Jon appointed
director
2001-10-10
➕
BROWN, Andrew appointed
director
2001-10-10
➕
GRAEME, Dorothy May appointed
nominee-secretary
2001-10-10
➖
GRAEME, Dorothy May resigned
nominee-secretary
2001-10-10
➕
GRAEME, Lesley Joyce appointed
nominee-director
2001-10-10
➖
GRAEME, Lesley Joyce resigned
nominee-director

Owner dependency

81/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

-6 active directors: Broader management team in place — suggests transferable governance.
+Founder name in company name: Company name contains director surname "ANDERSON" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 64 — approaching natural succession window.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

70/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Mark Jon Anderson Individual · British · DOB 04/1971 · age 55	25–50%	—	25-50% shares	10/10/2016
Mr Andrew Brown Individual · British · DOB 10/1962 · age 64	25–50%	—	25-50% shares	10/10/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2001-10-10

Jurisdictionengland-wales

Primary SIC66110 — Administration of financial markets

Registered office

Victoria House, 7 Victoria

Square, Whitby

North Yorkshire

YO21 1EA

Filing status

Accounts

Next due: 2026-07-31

Last made up to: 2024-10-31

Confirmation statement

Next due: 2026-12-04

Last: 2025-11-20