FORTITUDE FINANCIAL PLANNING LIMITED
🌳Matureactive
04450290 · ltd · incorporated 2002-05-29
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 70/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
11 officers (3 active, 11 linked, 8 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
24 connected companies via shared directors
90
Filing history
97 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (40 events)Click to expand
- 2025-10-06📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-10-06📄legacyaccounts · PARENT_ACC
- 2025-09-23📄legacyother · GUARANTEE2
- 2025-09-23📄legacyother · AGREEMENT2
- 2025-06-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-06-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-06-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-06-24➖BOWMER, Christopher John resigneddirector
- 2025-06-24➖PETERS, Richard Steven resigneddirector
- 2025-06-24➖WHITE, Mark Peter resigneddirector
- 2024-12-04📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2024-11-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-11-08📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-11-08📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2024-11-08📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2024-10-29➕HEPWORTH, Julie Suzanne appointeddirector
- 2024-10-29➕HESKETH, David John Philip appointeddirector
- 2024-10-29➕WILKINSON, Ian Mitcheal appointeddirector
- 2024-10-29➖WHITE, Rebecca resignedsecretary
- 2024-10-27📄resolutionresolution · RESOLUTIONS
- 2024-10-07📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-18📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-12-19📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-03-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-02-23➕PETERS, Richard Steven appointeddirector
- 2020-08-31➖BAILEY, Neil William James resigneddirector
- 2015-11-18➖BOWMER, Christopher John resignedsecretary
- 2015-11-18➕WHITE, Rebecca appointedsecretary
- 2008-09-01➕BAILEY, Neil William James appointeddirector
- 2006-10-23➖HERBERT, Paul David resigneddirector
- 2002-05-29🏢Company incorporatedAs FORTITUDE FINANCIAL PLANNING LIMITED
- 2002-05-29➕BOWMER, Christopher John appointedsecretary
- 2002-05-29➕SWIFT INCORPORATIONS LIMITED appointedcorporate-nominee-secretary
- 2002-05-29➖SWIFT INCORPORATIONS LIMITED resignedcorporate-nominee-secretary
- 2002-05-29➕BOWMER, Christopher John appointeddirector
- 2002-05-29➕HERBERT, Paul David appointeddirector
- 2002-05-29➕WHITE, Mark Peter appointeddirector
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
1 med ·3 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: BOWMER, Christopher John resigned 2025-06-24; PETERS, Richard Steven resigned 2025-06-24; WHITE, Mark Peter resigned 2025-06-24
Group structure
Pfm Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Pfm Group Limited
Corporate parent · holds 75-100% shares
⬇
FORTITUDE FINANCIAL PLANNING LIMITED
This company · 04450290
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Pfm Group Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 29/10/2024 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · PR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ENTERPRISE VENTURES GROUP LIMITED→ 04161494 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| EP GEN LTD→ 16876561 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| EQUITY RELEASE 4 US LIMITED→ 14190455 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| F. BERRY (LEYLAND) LIMITED→ 01075421 · est 1972 · no financials extracted | — | — | — | — | 53y | — | — |
| FOINAVEN ASSET MANAGEMENT LTD→ 05015645 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| FORE FINANCIAL PLANNING LTD→ 16024269 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| G S FINANCIAL PLANNING LIMITED→ 08574589 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| GNC VENTURES LTD→ 16587517 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| GOODINSON WEALTH MANAGEMENT LIMITED→ 08893088 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| GREENLANDS INVESTMENTS LIMITED→ 16866772 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| GREY BEARD INVESTMENT LTD→ 13888404 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| GRIFFITH AND SHARP MORTGAGE SERVICES LIMITED→ 06592339 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2002-05-29
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Lancaster House Ackhurst Business Park
Foxhole Road
Chorley
PR7 1NY
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-27
Last: 2025-12-13
Officers (3 active · 8 resigned)
HEPWORTH, Julie Suzanne→
Activedirector · ~52y · appointed 2024-10-29
View their other companies + combined net worth →
HESKETH, David John Philip→
Activedirector · ~45y · appointed 2024-10-29
View their other companies + combined net worth →
WILKINSON, Ian Mitcheal→
Activedirector · ~56y · appointed 2024-10-29
View their other companies + combined net worth →
BOWMER, Christopher John→
Resignedsecretary · appointed 2002-05-29 · resigned 2015-11-18
WHITE, Rebecca→
Resignedsecretary · appointed 2015-11-18 · resigned 2024-10-29
SWIFT INCORPORATIONS LIMITED→
Resignedcorporate-nominee-secretary · appointed 2002-05-29 · resigned 2002-05-29
BAILEY, Neil William James→
Resigneddirector · ~65y · appointed 2008-09-01 · resigned 2020-08-31
BOWMER, Christopher John→
Resigneddirector · ~64y · appointed 2002-05-29 · resigned 2025-06-24
HERBERT, Paul David→
Resigneddirector · ~60y · appointed 2002-05-29 · resigned 2006-10-23
PETERS, Richard Steven→
Resigneddirector · ~52y · appointed 2022-02-23 · resigned 2025-06-24
WHITE, Mark Peter→
Resigneddirector · ~50y · appointed 2002-05-29 · resigned 2025-06-24
Click a director name to see their full track record across all companies.
Recent filings (97 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-02
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-10-06
legacy
accounts · PARENT_ACC
2025-10-06
legacy
other · GUARANTEE2
2025-09-23
legacy
other · AGREEMENT2
2025-09-23
termination-director-company-with-name-termination-date
officers · TM01
2025-06-25
termination-director-company-with-name-termination-date
officers · TM01
2025-06-25
termination-director-company-with-name-termination-date
officers · TM01
2025-06-25
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-02
change-account-reference-date-company-current-extended
accounts · AA01
2024-12-04
appoint-person-director-company-with-name-date
officers · AP01
2024-11-22
appoint-person-director-company-with-name-date
officers · AP01
2024-11-22
appoint-person-director-company-with-name-date
officers · AP01
2024-11-15
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-11-08
termination-secretary-company-with-name-termination-date
officers · TM02
2024-11-08