A & D SPORTS LIMITED
- · Refinance opportunity: under_pressure → clean_up_first
- · Oldest live charge 22.5y old — refinance window within 12 months
Mixed signals in the last 30 days — 0 improved, 0 worsened.
- ·Refinance opportunity: under_pressure → clean_up_first
No snapshot from 90 days ago — start tracking from today.
No snapshot from 180 days ago — start tracking from today.
Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
8 live charges · 2 lenders · oldest 22.5y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 22.5 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (85/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
3 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Total assets | £1.06M | £1.23M | £1.59M |
| Current assets | £1.12M | £1.21M | £1.47M |
| Cash | £329.2k | £372.6k | £446.7k |
| Debtors | £429.5k | £595.4k | £736.2k |
| Net assets | £925.0k | £887.3k | £1.08M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 accounts
Corporate timeline (37 events)Click to expand
- 2026-06-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-09-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-09-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-09-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-07-25📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-08-10📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-04-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-04-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-04-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-04-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-04-16🔓Charge satisfied #8
- 2021-04-16🔓Charge satisfied #6
- 2021-04-16🔓Charge satisfied #5
- 2021-04-16🔓Charge satisfied #4
- 2020-07-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-06-13📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-06-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-09-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-05-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2016-05-28🔓Charge satisfied #7
- 2016-05-06🔒Charge registered #8Lender: National Westminster Bank PLC
- 2016-04-01🔒Charge registered #7Lender: National Westminster Bank PLC
- 2014-10-31🔒Charge registered #6Lender: National Westminster Bank PLC
- 2012-07-24🔓Charge satisfied #1
- 2012-06-11🔒Charge registered #5Lender: National Westminster Bank PLC
- 2012-06-11🔒Charge registered #4Lender: National Westminster Bank PLC
- 2012-05-22🔒Charge registered #3Lender: National Westminster Bank PLC
- 2004-03-05🔒Charge registered #2Lender: Lloyds Tsb Bank PLC
- 2004-01-21🔒Charge registered #1Lender: Lloyds Tsb Bank PLC
- 2002-11-14🏢Company incorporatedAs A & D SPORTS LIMITED
- 2002-11-14➕GOLDEN, Darren appointedsecretary
- 2002-11-14➕GOLDEN, Angela appointeddirector
- 2002-11-14➕GOLDEN, Darren appointeddirector
- 2002-11-14➕TEMPLE SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2002-11-14➖TEMPLE SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2002-11-14➕COMPANY DIRECTORS LIMITED appointedcorporate-nominee-director
- 2002-11-14➖COMPANY DIRECTORS LIMITED resignedcorporate-nominee-director
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
A & D Investments Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
A & D Investments Limited Corporate entity | 75–100% | — | 75-100% shares | 12/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ASHROAD LIMITED→ 12475325 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
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| BEECHROW CLOTHING MANUFACTURING LIMITED→ 03818319 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 06/05/2016 | 16/04/2021 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 01/04/2016 | 28/05/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 31/10/2014 | 16/04/2021 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 11/06/2012 | 16/04/2021 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 11/06/2012 | 16/04/2021 | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 22/05/2012 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 05/03/2004 | — | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Debenture | 1 property | 21/01/2004 | 24/07/2012 |