ADVANCE INSURANCE AGENCIES LIMITED
🌳Matureactive
04605666 · ltd · incorporated 2002-12-02
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 7.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 7.8y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 7.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
12 officers (4 active, 12 linked, 7 with DOB)
82
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
25 connected companies via shared directors
90
Filing history
116 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
5
filings
- • 2 accounts
- • 2 other
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (44 events)Click to expand
- 2026-01-15📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2026-01-15📄legacyaccounts · PARENT_ACC
- 2025-12-28📄legacyother · GUARANTEE2
- 2025-12-28📄legacyother · AGREEMENT2
- 2025-03-05📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2025-03-03📄change-corporate-secretary-company-with-change-dateofficers · CH04
- 2025-01-09📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-01-09📄legacyaccounts · PARENT_ACC
- 2024-11-14📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-11➖HARDIE, Alistair John David resigneddirector
- 2024-09-26📄legacyother · AGREEMENT2
- 2024-09-26📄legacyother · GUARANTEE2
- 2024-01-10📄accounts-with-accounts-type-smallaccounts · AA
- 2023-01-18📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2023-01-18📄legacyaccounts · PARENT_ACC
- 2023-01-04📄legacyother · AGREEMENT2
- 2023-01-04📄legacyother · GUARANTEE2
- 2022-12-14📄change-person-director-company-with-change-dateofficers · CH01
- 2022-11-15📍change-sail-address-company-with-new-addressaddress · AD02
- 2022-07-26➕SHOOSMITHS SECRETARIES LIMITED appointedcorporate-secretary
- 2022-07-26➖SAEIDI, Anna resignedsecretary
- 2022-07-26📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2022-07-26📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2022-07-01➖JONES, Matthew Michael resigneddirector
- 2021-09-15➕LALLEY, Graeme Neal appointeddirector
- 2021-09-15➕ORGAN, Robert Charles William appointeddirector
- 2021-09-15➕SAEIDI, Anna appointedsecretary
- 2021-08-11➖SIGGERY, Lisa resignedsecretary
- 2021-03-02➕JONES, Matthew Michael appointeddirector
- 2021-02-24➕HANNAN, Edward George Fitzgerald appointeddirector
- 2021-02-24➕SIGGERY, Lisa appointedsecretary
- 2021-02-24➕HARDIE, Alistair John David appointeddirector
- 2021-02-24➖WOODS, Clive Sydney resigneddirector
- 2021-02-24➖WOODS, Samantha Fiona Cathryn resigneddirector
- 2021-02-15🔓Charge satisfied #1
- 2018-08-14🔒Charge registered #1Lender: Svenska Handelsbanken Ab (Publ)
- 2014-05-01➖WOODS, Samantha Fiona Cathryn resignedsecretary
- 2014-05-01➕WOODS, Samantha Fiona Cathryn appointeddirector
- 2002-12-02🏢Company incorporatedAs ADVANCE INSURANCE AGENCIES LIMITED
- 2002-12-02➕WOODS, Samantha Fiona Cathryn appointedsecretary
- 2002-12-02➕SWIFT INCORPORATIONS LIMITED appointedcorporate-nominee-secretary
- 2002-12-02➖SWIFT INCORPORATIONS LIMITED resignedcorporate-nominee-secretary
- 2002-12-02➕WOODS, Clive Sydney appointeddirector
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Jgl Bidco 2 Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Jgl Bidco 2 Limited
Corporate parent · holds 75-100% shares · board control
⬇
ADVANCE INSURANCE AGENCIES LIMITED
This company · 04605666
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Jgl Bidco 2 Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 24/02/2021 |
2 historic (ceased) PSCs
- Mr Clive Sydney Woodsceased 24/02/2021· 25-50% shares · 25-50% voting · board control
- Mrs Samantha Fiona Cathryn Woodsceased 24/02/2021· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · PE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 2 DIRECT LIMITED→ 04763660 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| 2AJF LTD→ 15271718 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 2GETHER INSURANCE LTD→ 07561225 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| 381 INVESTMENTS LIMITED→ 07330809 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| 47TRADING LIMITED→ 17115346 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| A & J QUANT CAPITAL LTD→ 16501402 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A E THOMSON (UK) LIMITED→ 07323438 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| A J FOLKMANIS LIMITED→ 04139574 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| ADVANCED MORTGAGE SOLUTIONS LIMITED→ 05670052 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| ADVANCED MORTGAGES LTD→ 12198598 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ADVISORS4ME FINANCIAL SERVICES LIMITED→ 13268579 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ADVOCATE MORTGAGE & PROTECTION LTD→ 16586658 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2002-12-02
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
Coversure House Vantage Park
Washingley Road
Huntingdon
Cambridgeshire
PE29 6SR
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-16
Last: 2025-12-02
Officers (4 active · 8 resigned)
SHOOSMITHS SECRETARIES LIMITED→
Activecorporate-secretary · appointed 2022-07-26
View their other companies + combined net worth →
HANNAN, Edward George Fitzgerald→
Activedirector · ~48y · appointed 2021-02-24
View their other companies + combined net worth →
LALLEY, Graeme Neal→
Activedirector · ~46y · appointed 2021-09-15
View their other companies + combined net worth →
ORGAN, Robert Charles William→
Activedirector · ~57y · appointed 2021-09-15
View their other companies + combined net worth →
SAEIDI, Anna→
Resignedsecretary · appointed 2021-09-15 · resigned 2022-07-26
SIGGERY, Lisa→
Resignedsecretary · appointed 2021-02-24 · resigned 2021-08-11
WOODS, Samantha Fiona Cathryn→
Resignedsecretary · appointed 2002-12-02 · resigned 2014-05-01
SWIFT INCORPORATIONS LIMITED→
Resignedcorporate-nominee-secretary · appointed 2002-12-02 · resigned 2002-12-02
HARDIE, Alistair John David→
Resigneddirector · ~62y · appointed 2021-02-24 · resigned 2024-11-11
JONES, Matthew Michael→
Resigneddirector · ~47y · appointed 2021-03-02 · resigned 2022-07-01
WOODS, Clive Sydney→
Resigneddirector · ~60y · appointed 2002-12-02 · resigned 2021-02-24
WOODS, Samantha Fiona Cathryn→
Resigneddirector · ~58y · appointed 2014-05-01 · resigned 2021-02-24
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 14/08/2018 | 15/02/2021 |
Recent filings (116 total)
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2026-01-15
legacy
accounts · PARENT_ACC
2026-01-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-29
legacy
other · GUARANTEE2
2025-12-28
legacy
other · AGREEMENT2
2025-12-28
change-sail-address-company-with-old-address-new-address
address · AD02
2025-03-05
change-corporate-secretary-company-with-change-date
officers · CH04
2025-03-03
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-01-09
legacy
accounts · PARENT_ACC
2025-01-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-20
change-person-director-company-with-change-date
officers · CH01
2024-11-14
termination-director-company-with-name-termination-date
officers · TM01
2024-11-14
legacy
other · AGREEMENT2
2024-09-26
legacy
other · GUARANTEE2
2024-09-26
accounts-with-accounts-type-small
accounts · AA
2024-01-10