ALBION INCOME & GROWTH VCT PLC

⚰️Wound downdissolved
05132495 · plc · incorporated 2004-05-19
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 21.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
53/100
Worth a look
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What this business does
Primary activity: Activities of venture and development capital companies
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed unclear — structural issues outweigh the discount.

Opportunity 53/100 (worth a look), bankability 60/100. Strong seller-intent signal (78/100, director aged 66). Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: share sale to pe / searcher (50/100). Current lenders should be on monthly review.

🏦

Refinance opportunity

1 live charge · oldest 21.3y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 21.3 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 40/100 — workable, but lender will want more DD.

Data confidence

Overall: low (51/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
16 officers (3 active, 16 linked, 8 with DOB)
80
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
10 connected companies via shared directors
75
Filing history
313 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
53/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
10
Concerning — overdue filings or status flags present.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
49
Multiple red flags — proceed with caution.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (58 events)Click to expand
  1. 2015-05-11
    ⚠️
    gazette-dissolved-liquidation
    gazette · GAZ2
  2. 2015-05-11
    🏁
    Company dissolved
  3. 2015-02-11
    ⚠️
    liquidation-voluntary-members-return-of-final-meeting
    insolvency · 4.71
  4. 2014-12-10
    ⚠️
    liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-date
    insolvency · 4.68
  5. 2014-10-28
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2014-06-16
    ⚠️
    liquidation-voluntary-appointment-of-liquidator
    insolvency · 600
  7. 2014-06-16
    ⚠️
    liquidation-court-order-miscellaneous
    insolvency · LIQ MISC OC
  8. 2014-06-16
    ⚠️
    liquidation-voluntary-cease-to-act-as-liquidator
    insolvency · 4.40
  9. 2014-03-12
    📄
    capital-return-purchase-own-shares
    capital · SH03
  10. 2014-03-06
    📄
    appoint-corporate-director-company-with-name-date
    officers · AP02
  11. 2014-02-27
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  12. 2014-02-27
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2014-02-27
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  14. 2014-02-12
    ➕
    ALBION VENTURES LLP appointed
    corporate-director
  15. 2014-02-12
    ➖
    ARCHIBALD, Robin resigned
    director
  16. 2014-02-12
    ➖
    CORDEIRO, Mary Anne resigned
    director
  17. 2014-02-12
    ➖
    TERNOFSKY, Friedrich Ludwig Rudolf resigned
    director
  18. 2013-12-02
    📍
    change-registered-office-address-company-with-date-old-address
    address · AD01
  19. 2013-11-29
    ⚠️
    liquidation-voluntary-declaration-of-solvency
    insolvency · 4.70
  20. 2013-11-29
    ⚠️
    liquidation-voluntary-appointment-of-liquidator
    insolvency · 600
  21. 2013-11-29
    📄
    resolution
    resolution · RESOLUTIONS
  22. 2013-11-11
    📄
    capital-cancellation-treasury-shares-with-date-currency-capital-figure
    capital · SH05
  23. 2013-10-28
    📄
    capital-return-purchase-own-shares
    capital · SH03
  24. 2013-10-08
    📄
    capital-cancellation-shares-by-plc
    capital · SH07
  25. 2013-08-28
    📄
    capital-cancellation-shares-by-plc
    capital · SH07
  26. 2013-08-15
    📄
    capital-return-purchase-own-shares
    capital · SH03
  27. 2013-08-07
    📄
    capital-return-purchase-own-shares
    capital · SH03
  28. 2013-08-02
    📄
    capital-return-purchase-own-shares
    capital · SH03
  29. 2013-07-22
    📄
    capital-cancellation-shares-by-plc
    capital · SH07
  30. 2013-07-15
    📄
    capital-allotment-shares
    capital · SH01
  31. 2012-09-30
    ➖
    KERR, John Michael Bryan Leslie resigned
    director
  32. 2010-09-28
    ➕
    ARCHIBALD, Robin appointed
    director
  33. 2010-09-27
    ➖
    WATKINS, David Jones resigned
    director
  34. 2009-03-05
    🔓
    Charge satisfied #1
  35. 2009-01-23
    ➕
    ALBION VENTURES LLP appointed
    corporate-secretary
  36. 2009-01-23
    ➖
    CLOSE VENTURES LIMITED resigned
    corporate-secretary
  37. 2005-07-31
    ➖
    KINNEAR, Catherine resigned
    secretary
  38. 2005-07-31
    ➕
    CLOSE VENTURES LIMITED appointed
    corporate-secretary
  39. 2005-01-31
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  40. 2004-08-02
    ➕
    KINNEAR, Catherine appointed
    secretary
  41. 2004-07-26
    ➕
    CORDEIRO, Mary Anne appointed
    director
  42. 2004-07-26
    ➕
    KERR, John Michael Bryan Leslie appointed
    director
  43. 2004-07-26
    ➕
    TERNOFSKY, Friedrich Ludwig Rudolf appointed
    director
  44. 2004-07-26
    ➕
    WATKINS, David Jones appointed
    director
  45. 2004-07-02
    ➖
    LLOYD, Geraint Wynne resigned
    secretary
  46. 2004-07-02
    ➖
    LEE, Benjamin resigned
    director
  47. 2004-07-02
    ➖
    LLOYD, Geraint Wynne resigned
    director
  48. 2004-06-10
    ➕
    REEVE, Patrick Harold appointed
    director
  49. 2004-06-10
    ➕
    LLOYD, Geraint Wynne appointed
    secretary
  50. 2004-06-10
    ➖
    SWIFT INCORPORATIONS LIMITED resigned
    corporate-nominee-secretary
Showing most recent 50 of 58 events

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 66 — succession pressure is live.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

2 high ·
Company dissolved
high

Company has been dissolved — it no longer legally exists. Any diligence here is historical only.

Evidence: Dissolved on 2015-05-11

8 insolvency-related filings on record
high

Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.

Evidence: 2015-05-11: gazette-dissolved-liquidation; 2015-02-11: liquidation-voluntary-members-return-of-final-meeting

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusdissolved
Typeplc
Incorporated2004-05-19
Jurisdictionengland-wales
Primary SIC64303 — Activities of venture and development capital companies

Registered office

4th Floor Springfield House
76 Wellington Street
Leeds
LS1 2AY

Filing status

Accounts
Next due: —
Last made up to: 2013-03-31
Confirmation statement
Next due: —
Last: —

Officers (0 active · 13 resigned)

ALBION VENTURES LLP→
corporate-secretary · appointed 2009-01-23
View their other companies + combined net worth →
Active
REEVE, Patrick Harold→
director · ~66y · appointed 2004-06-10
View their other companies + combined net worth →
Active
ALBION VENTURES LLP→
corporate-director · appointed 2014-02-12
View their other companies + combined net worth →
Active
KINNEAR, Catherine→
secretary · appointed 2004-08-02 · resigned 2005-07-31
Resigned
LLOYD, Geraint Wynne→
secretary · appointed 2004-06-10 · resigned 2004-07-02
Resigned
CLOSE VENTURES LIMITED→
corporate-secretary · appointed 2005-07-31 · resigned 2009-01-23
Resigned
SWIFT INCORPORATIONS LIMITED→
corporate-nominee-secretary · appointed 2004-05-19 · resigned 2004-06-10
Resigned
ARCHIBALD, Robin→
director · ~67y · appointed 2010-09-28 · resigned 2014-02-12
Resigned
CORDEIRO, Mary Anne→
director · ~65y · appointed 2004-07-26 · resigned 2014-02-12
Resigned
KERR, John Michael Bryan Leslie→
director · ~84y · appointed 2004-07-26 · resigned 2012-09-30
Resigned
LEE, Benjamin→
director · ~54y · appointed 2004-06-10 · resigned 2004-07-02
Resigned
LLOYD, Geraint Wynne→
director · ~68y · appointed 2004-06-10 · resigned 2004-07-02
Resigned
TERNOFSKY, Friedrich Ludwig Rudolf→
director · ~83y · appointed 2004-07-26 · resigned 2014-02-12
Resigned
WATKINS, David Jones→
director · ~82y · appointed 2004-07-26 · resigned 2010-09-27
Resigned
INSTANT COMPANIES LIMITED→
corporate-nominee-director · appointed 2004-05-19 · resigned 2004-06-10
Resigned
SWIFT INCORPORATIONS LIMITED→
corporate-nominee-director · appointed 2004-05-19 · resigned 2004-06-10
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Third party charge of deposit1 property31/01/200505/03/2009

Recent filings (313 total)

gazette-dissolved-liquidation
gazette · GAZ2
2015-05-11
liquidation-voluntary-members-return-of-final-meeting
insolvency · 4.71
2015-02-11
liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-date
insolvency · 4.68
2014-12-10
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2014-10-28
liquidation-voluntary-appointment-of-liquidator
insolvency · 600
2014-06-16
liquidation-court-order-miscellaneous
insolvency · LIQ MISC OC
2014-06-16
liquidation-voluntary-cease-to-act-as-liquidator
insolvency · 4.40
2014-06-16
capital-return-purchase-own-shares
capital · SH03
2014-03-12
appoint-corporate-director-company-with-name-date
officers · AP02
2014-03-06
termination-director-company-with-name-termination-date
officers · TM01
2014-02-27
termination-director-company-with-name-termination-date
officers · TM01
2014-02-27
termination-director-company-with-name-termination-date
officers · TM01
2014-02-27
change-registered-office-address-company-with-date-old-address
address · AD01
2013-12-02
liquidation-voluntary-declaration-of-solvency
insolvency · 4.70
2013-11-29
liquidation-voluntary-appointment-of-liquidator
insolvency · 600
2013-11-29