ACENDEN LIMITED
⚰️Wound downliquidation
05381786 · ltd · incorporated 2005-03-03
Investment thesis
Company liquidation — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
43/100
Watch
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
ALSO REGISTERED FOR
- 66190Other activities auxiliary to financial services, except insurance and pension funding
Investor take
Pass (distressed without resilience)Distressed unclear — structural issues outweigh the discount.
Opportunity 43/100 (watch), bankability 52/100. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: distressed disposal / insolvency (65/100). Current lenders should be on monthly review.
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 19.3y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 19.3 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
34 officers (2 active, 34 linked, 28 with DOB)
86
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
201 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
43/100Watch
PassWatchWorth a lookStrongExceptional
Not actionable now, but monitor — distressed, succession, or structural changes could flip this into a real opportunity.
Business quality
10
Concerning — overdue filings or status flags present.
Acquirability
50
Some acquirability indicators.
Risk profile
41
Multiple red flags — proceed with caution.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
3
filings
- • 2 insolvency
- • 1 resolution
Last 90 days
4
filings
- • 2 insolvency
- • 1 resolution
- • 1 confirmation-statement
Last 180 days
5
filings
- • 2 insolvency
- • 1 resolution
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (92 events)Click to expand
- 2026-04-25⚠️liquidation-voluntary-appointment-of-liquidatorinsolvency · 600
- 2026-04-25📄resolutionresolution · RESOLUTIONS
- 2026-04-22⚠️liquidation-voluntary-declaration-of-solvencyinsolvency · LIQ01
- 2025-12-27📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-06-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-05-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-11➕NARAYANAN, Srinivas appointeddirector
- 2025-04-11➖COURTRIGHT, Graham resigneddirector
- 2024-12-19📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-04-30📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-04-30📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2023-12-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-06-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-03-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-03-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-03-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-03-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-02-28➕VETTERS, Tomas appointeddirector
- 2023-02-28➖ARNOLD, Mark John resigneddirector
- 2023-02-28➕COURTRIGHT, Graham appointeddirector
- 2023-02-28➖MADDOX, Alexander James resigneddirector
- 2022-12-20📄accounts-with-accounts-type-fullaccounts · AA
- 2022-04-27📄accounts-with-accounts-type-fullaccounts · AA
- 2021-05-11📄second-filing-cessation-of-a-person-with-significant-controlpersons-with-significant-control · RP04PSC07
- 2021-05-06📄accounts-with-accounts-type-groupaccounts · AA
- 2020-09-09➖GUPTA, Rajesh resigneddirector
- 2020-09-09➕MADDOX, Alexander James appointeddirector
- 2020-02-27➕ARNOLD, Mark John appointeddirector
- 2020-02-27➖MILLER, Diana Susan resigneddirector
- 2020-02-27➖PRESTON, Mark Jeffrey resigneddirector
- 2020-02-25➖JOYCE, Olive Geraldine resigneddirector
- 2018-05-01➕JOYCE, Olive Geraldine appointeddirector
- 2018-05-01➖MCMILLAN, Paul William resigneddirector
- 2018-05-01➕MILLER, Diana Susan appointeddirector
- 2018-04-03➕PRESTON, Mark Jeffrey appointeddirector
- 2018-03-31➖WILLIAMSON, Philip Frederick resigneddirector
- 2017-09-30➖ATTIA, Amany resigneddirector
- 2016-07-31➖TMF CORPORATE ADMINISTRATION SERVICES LIMITED resignedcorporate-secretary
- 2016-05-19➕WILLIAMSON, Philip Frederick appointeddirector
- 2015-12-02➕GUPTA, Rajesh appointeddirector
- 2015-06-03➖LUNDGREN, Jeffrey Andrew resigneddirector
- 2015-06-03➖POOL, John Arthur resigneddirector
- 2015-06-03➖WILLIAMSON, Philip Frederick resigneddirector
- 2014-11-19🔓Charge satisfied #2
- 2013-08-06➕MCMILLAN, Paul William appointeddirector
- 2012-11-22🔓Charge satisfied #3
- 2012-09-27➖MILLER, Christopher resigneddirector
- 2011-12-09➕WILLIAMSON, Philip Frederick appointeddirector
- 2011-06-02➖STAID, Stephen resigneddirector
- 2010-12-06➕MILLER, Christopher appointeddirector
Showing most recent 50 of 92 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
2 high · 1 med ·Company in liquidation
highCompany is actively being wound up. Not a going concern.
2 insolvency-related filings on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2026-04-25: liquidation-voluntary-appointment-of-liquidator; 2026-04-22: liquidation-voluntary-declaration-of-solvency
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Stephen Allen Schwarzman Individual · American · DOB 02/1947 · age 79 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 25/03/2021 |
1 historic (ceased) PSC
- Elevate Bidco Limitedceased 25/03/2021· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · B postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 2PAY LIMITED→ 12276058 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 3 SISTER'S INVESTMENT GROUP LTD→ 16252612 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 4LIFE WEALTH MANAGEMENT LIMITED→ 12341438 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| A & G INSURANCE SERVICES LIMITED→ 06436514 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| AA MORTGAGE SERVICES LTD→ 12946634 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACCELERON V LTD→ 12682701 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACCESSIBLE PAYMENT SOLUTIONS LTD→ 12692910 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACCIDENT & INJURY ASSOCIATES LIMITED→ 07660958 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ACCIDENT DIRECT CLAIMS LIMITED→ 08171918 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| ACCURA CAPITAL LTD→ 10058269 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ACE INSURANCE SERVICES GROUP LIMITED→ 10523428 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ACRES FINANCIAL SERVICES LIMITED→ 13695601 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusliquidation
Typeltd
Incorporated2005-03-03
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
1 Chamberlain Square Cs
Birmingham
B3 3AX
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-04
Last: 2026-03-21
Officers (2 active · 32 resigned)
NARAYANAN, Srinivas→
Activedirector · ~36y · appointed 2025-04-11
View their other companies + combined net worth →
VETTERS, Tomas→
Activedirector · ~33y · appointed 2023-02-28
View their other companies + combined net worth →
UPTON, Emily Sarnia Everard→
Resignedsecretary · appointed 2005-05-27 · resigned 2006-07-04
CLIFFORD CHANCE SECRETARIES (CCA) LIMITED→
Resignedcorporate-secretary · appointed 2006-07-04 · resigned 2009-09-23
SISEC LIMITED→
Resignedcorporate-nominee-secretary · appointed 2005-03-03 · resigned 2005-05-27
TMF CORPORATE ADMINISTRATION SERVICES LIMITED→
Resignedcorporate-secretary · appointed 2009-09-23 · resigned 2016-07-31
ARNOLD, Mark John→
Resigneddirector · ~58y · appointed 2020-02-27 · resigned 2023-02-28
ATTIA, Amany→
Resigneddirector · ~65y · appointed 2008-03-28 · resigned 2017-09-30
BILSBOROUGH, William C→
Resigneddirector · ~67y · appointed 2005-08-16 · resigned 2008-03-27
CHAMBERS, Paul Stuart→
Resigneddirector · ~59y · appointed 2007-03-13 · resigned 2009-10-14
COURTRIGHT, Graham→
Resigneddirector · ~37y · appointed 2023-02-28 · resigned 2025-04-11
DAVIES, Angela Sarah Mary→
Resigneddirector · ~65y · appointed 2005-10-11 · resigned 2006-03-31
FRASER, George Mclennan→
Resigneddirector · ~59y · appointed 2005-05-27 · resigned 2005-11-23
GIBB, Dominic Iain→
Resigneddirector · ~60y · appointed 2006-05-05 · resigned 2007-07-25
GUPTA, Rajesh→
Resigneddirector · ~57y · appointed 2015-12-02 · resigned 2020-09-09
HINSHELWOOD, Wallace Simon Duthie→
Resigneddirector · ~63y · appointed 2006-06-01 · resigned 2008-03-17
JOYCE, Olive Geraldine→
Resigneddirector · ~64y · appointed 2018-05-01 · resigned 2020-02-25
KEEBLE, Anthony John→
Resigneddirector · ~56y · appointed 2005-11-23 · resigned 2006-12-31
LEASK, Melanie Joan→
Resigneddirector · ~65y · appointed 2005-11-23 · resigned 2006-06-02
LUNDGREN, Jeffrey Andrew→
Resigneddirector · ~55y · appointed 2010-02-17 · resigned 2015-06-03
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Storm Funding (In Administration) Storm Funding Limited (In Administration) | Fixed and floating security document | 1 property | 11/06/2010 | 22/11/2012 | |
| satisfied | Barclays Barclays Bank PLC | Deed of charge over credit balances | 1 property | 22/09/2008 | 19/11/2014 | |
| satisfied | The Bank of New York,London Branch | Security assignment in respect of deposit | 1 property | 02/02/2007 | 15/10/2008 |
Recent filings (201 total)
liquidation-voluntary-appointment-of-liquidator
insolvency · 600
2026-04-25
resolution
resolution · RESOLUTIONS
2026-04-25
liquidation-voluntary-declaration-of-solvency
insolvency · LIQ01
2026-04-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-24
accounts-with-accounts-type-dormant
accounts · AA
2025-12-27
termination-director-company-with-name-termination-date
officers · TM01
2025-06-03
appoint-person-director-company-with-name-date
officers · AP01
2025-05-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-03
accounts-with-accounts-type-dormant
accounts · AA
2024-12-19
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-04-30
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2024-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-04
accounts-with-accounts-type-dormant
accounts · AA
2023-12-22
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-06-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-24