ACCUDO INVESTMENTS LIMITED

🌳Matureactive

05412037 · ltd · incorporated 2005-04-04

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 9.2y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

£255.7k

book net assets

Opportunity

82/100

Exceptional

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What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

ALSO REGISTERED FOR

65110Life insurance
65120Non-life insurance
65300Pension funding

Investor take

Pursue

Active trading company with a 62-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 62). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

1 live charge · oldest 9.2y

85/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 9.2 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 4 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

3 officers (3 active, 3 linked, 2 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

2 connected companies via shared directors

Filing history

54 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

82/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £255,650

Net assets shrinking

Down £70,835 YoY

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£256k

↓ 22% YoY

Current Assets

£274k

↓ 27% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-03-31	2024-03-31
Total assets	£256.6k	£337.8k
Current assets	£274.3k	£375.2k
Net assets	£255.7k	£326.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filing

• 1 confirmation-statement

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (20 events)Click to expand

2025-12-23
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-23
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-31
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-31
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-25
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-31
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-12-31
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-11-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-10-02
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2017-03-24
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2017-03-20
🔒
Charge registered #1
Lender: National Westminster Bank PLC
2016-12-30
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-04-13
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-12-05
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-05-01
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2005-04-04
🏢
Company incorporated
As ACCUDO INVESTMENTS LIMITED
2005-04-04
➕
NOVAKOVIC, Igor appointed
secretary
2005-04-04
➕
NOVAKOVIC, Claire Louise appointed
director
2005-04-04
➕
NOVAKOVIC, Igor appointed
director

Owner dependency

84/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 62 — approaching natural succession window.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

76/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mrs Claire Louise Novakovic Individual · British · DOB 11/1974 · age 52	25–50%	—	25-50% shares	30/06/2016
Mr Igor Novakovic Individual · British · DOB 09/1964 · age 62	25–50%	—	25-50% shares	30/06/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2005-04-04

Jurisdictionengland-wales

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

89 St. Ronans Road

Southsea

Hampshire

PO4 0PR

England

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-04-18

Last: 2026-04-04

Officers (3 active · 0 resigned)

NOVAKOVIC, Igor→

secretary · appointed 2005-04-04

View their other companies + combined net worth →

Active

NOVAKOVIC, Claire Louise→

director · ~52y · appointed 2005-04-04

View their other companies + combined net worth →

Active

NOVAKOVIC, Igor→

director · ~62y · appointed 2005-04-04

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	outstanding	National Westminster Bank National Westminster Bank PLC	A registered charge	—	20/03/2017	—

Click column headers to sort. Use filters above to narrow by status and lender.