ACTIVE UNDERWRITING SPECIALISTS LIMITED
📉Decliningactive
05671105 · ltd · incorporated 2006-01-10
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
drifting distress · 6-months
Drifting toward distress — expect more negotiability in 3–6 months, but also more friction.
- · Lifecycle stage drifting downward
- · Currently "declining"
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueStrong opportunity: conservative operator with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (88/100).
🏦
Refinance opportunity
1 live charge · oldest 11.2y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 11.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 20/100 — clean.
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
19 officers (4 active, 19 linked, 14 with DOB)
85
Ownership & PSC
1 active PSC(s) of 5 total, 5 with control declared
90
Director network
21 connected companies via shared directors
90
Filing history
100 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Profitable
Profit before tax £15,085
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Profit before tax | £15.1k | £47.4k |
| Average employees | 4 | 300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (56 events)Click to expand
- 2025-09-26📄accounts-with-accounts-type-fullaccounts · AA
- 2025-07-31📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-09-12📄accounts-with-accounts-type-fullaccounts · AA
- 2024-01-31📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-01-30➕MORPETH, Andrew Graham appointeddirector
- 2023-10-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-10-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-10-05➖HARMAN, Christopher Gill resigneddirector
- 2023-10-05➖HAYES, Richard Charles resigneddirector
- 2023-08-11📄accounts-with-accounts-type-fullaccounts · AA
- 2023-01-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-01-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-01-01➕SINGH, Charles Wesley appointeddirector
- 2023-01-01➖MORPETH, Andrew Graham resigneddirector
- 2022-12-21📄accounts-with-accounts-type-fullaccounts · AA
- 2022-11-23📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2022-11-15➖WATSON, Nicola resignedsecretary
- 2022-11-14📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2022-11-14📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-03-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-11-04➕WATSON, Nicola appointedsecretary
- 2021-11-04📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2021-09-28📄accounts-with-accounts-type-fullaccounts · AA
- 2021-05-19📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2021-05-19📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-05-19📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-05-07➕GOWLAND, Steven Charles appointeddirector
- 2021-05-07➕HARMAN, Christopher Gill appointeddirector
- 2021-05-07➕HAYES, Richard Charles appointeddirector
- 2021-05-07➕MORPETH, Andrew Graham appointeddirector
- 2021-05-07➖NASH, Christopher Peter resigneddirector
- 2017-05-09🔓Charge satisfied #1
- 2016-07-15➖NASH, Timothy John resigneddirector
- 2016-03-16➖CRANNIS, Martin John resignedsecretary
- 2015-06-17➕CRANNIS, Martin John appointeddirector
- 2015-06-17➕CRANNIS, Martin John appointedsecretary
- 2015-06-02➖LOBSANG, Pempa resignedsecretary
- 2015-04-01➕LOBSANG, Pempa appointedsecretary
- 2015-04-01➖TAYLOR, Belinda Julie resigneddirector
- 2015-03-30➖RILEY, Matthew Saxon resigneddirector
- 2015-03-04🔒Charge registered #1Lender: Barclays Bank PLC
- 2015-03-01➖FORD, Dominic Victor Thomas resignedsecretary
- 2014-07-01➕RILEY, Matthew Saxon appointeddirector
- 2014-07-01➖THOMAS, Paul George resigneddirector
- 2014-06-13➕FORD, Dominic Victor Thomas appointedsecretary
- 2014-06-13➖TAYLOR, Belinda Julie resignedsecretary
- 2014-06-13➕TAYLOR, Belinda Julie appointeddirector
- 2014-01-06➖RILEY, Matthew Saxon resigneddirector
- 2013-12-31➖HOOTTON, Alan John resigneddirector
- 2010-01-31➕HOOTTON, Alan John appointeddirector
Showing most recent 50 of 56 events
Owner dependency
48/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
55/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Activerisk Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Activerisk Limited
Corporate parent · holds 75-100% shares · board control
⬇
ACTIVE UNDERWRITING SPECIALISTS LIMITED
This company · 05671105
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Activerisk Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control · firm interest | 20/10/2022 |
4 historic (ceased) PSCs
- Spvsce Limitedceased 20/10/2022· 75-100% shares · 75-100% voting
- Mr Christopher Peter Nashceased 07/05/2021· significant influence
- Mr Martin John Crannisceased 07/05/2021· significant influence
- Mr Peter Nashceased 07/05/2021· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ADVANTA QUANTITY SURVEYING LIMITED→ 05377856 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| ADVANTAGE DCP LTD→ 08932909 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ADVENT SOLUTIONS MANAGEMENT LIMITED→ 04092670 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| ADVENTURE FG LTD→ 16604236 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADVICE ECOSYSTEM TECHNOLOGIES LIMITED→ 15564560 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ADVICTUS LTD→ 16110215 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADVISABILITY LIMITED→ 09549027 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ADVISER TECHNOLOGIES LIMITED→ 10621213 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ADVISORY INSURANCE BROKERS LIMITED→ 04043759 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| AE OWNERSHIP COMPANY LIMITED→ 13246303 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AEGILA CAPITAL MANAGEMENT LIMITED→ 09893549 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AEGIS ELECTRIC & GAS INTERNATIONAL SERVICES 6 LTD→ 16725086 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-01-10
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
6th Floor Sackville House
143-149 Fenchurch Street
London
EC3M 6BN
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-03-30
Last: 2026-03-16
Officers (4 active · 15 resigned)
CRANNIS, Martin John→
Activedirector · ~63y · appointed 2015-06-17
View their other companies + combined net worth →
GOWLAND, Steven Charles→
Activedirector · ~57y · appointed 2021-05-07
View their other companies + combined net worth →
MORPETH, Andrew Graham→
Activedirector · ~62y · appointed 2024-01-30
View their other companies + combined net worth →
SINGH, Charles Wesley→
Activedirector · ~62y · appointed 2023-01-01
View their other companies + combined net worth →
CRANNIS, Martin John→
Resignedsecretary · appointed 2015-06-17 · resigned 2016-03-16
FORD, Dominic Victor Thomas→
Resignedsecretary · appointed 2014-06-13 · resigned 2015-03-01
LOBSANG, Pempa→
Resignedsecretary · appointed 2015-04-01 · resigned 2015-06-02
TAYLOR, Belinda Julie→
Resignedsecretary · appointed 2006-01-10 · resigned 2014-06-13
WATSON, Nicola→
Resignedsecretary · appointed 2021-11-04 · resigned 2022-11-15
HARMAN, Christopher Gill→
Resigneddirector · ~76y · appointed 2021-05-07 · resigned 2023-10-05
HAYES, Richard Charles→
Resigneddirector · ~64y · appointed 2021-05-07 · resigned 2023-10-05
HOOTTON, Alan John→
Resigneddirector · ~73y · appointed 2010-01-31 · resigned 2013-12-31
MORPETH, Andrew Graham→
Resigneddirector · ~62y · appointed 2021-05-07 · resigned 2023-01-01
NASH, Christopher Peter→
Resigneddirector · ~55y · appointed 2006-08-15 · resigned 2021-05-07
NASH, Timothy John→
Resigneddirector · ~51y · appointed 2006-01-10 · resigned 2016-07-15
RILEY, Matthew Saxon→
Resigneddirector · ~60y · appointed 2014-07-01 · resigned 2015-03-30
RILEY, Matthew Saxon→
Resigneddirector · ~60y · appointed 2008-09-01 · resigned 2014-01-06
TAYLOR, Belinda Julie→
Resigneddirector · ~61y · appointed 2014-06-13 · resigned 2015-04-01
THOMAS, Paul George→
Resigneddirector · ~55y · appointed 2008-10-28 · resigned 2014-07-01
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Barclays Barclays Bank PLC | A registered charge | — | 04/03/2015 | 09/05/2017 |
Recent filings (100 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-28
accounts-with-accounts-type-full
accounts · AA
2025-09-26
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-07-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-18
accounts-with-accounts-type-full
accounts · AA
2024-09-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-25
appoint-person-director-company-with-name-date
officers · AP01
2024-01-31
termination-director-company-with-name-termination-date
officers · TM01
2023-10-09
termination-director-company-with-name-termination-date
officers · TM01
2023-10-09
accounts-with-accounts-type-full
accounts · AA
2023-08-11
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-20
appoint-person-director-company-with-name-date
officers · AP01
2023-01-13
termination-director-company-with-name-termination-date
officers · TM01
2023-01-13
accounts-with-accounts-type-full
accounts · AA
2022-12-21
termination-secretary-company-with-name-termination-date
officers · TM02
2022-11-23