ENLIGHTENED FINANCE LIMITED
💤Zombieactive
05876374 · ltd · incorporated 2006-07-14
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
£111.1k
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 63-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 63). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 2 with DOB)
83
Ownership & PSC
4 active PSC(s) of 4 total, 4 with control declared
90
Director network
Network not yet resolved
30
Filing history
61 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £111,128
Cash YoY
+31%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£249k
↑ 31% YoY
Net Worth
£111k
↑ 23% YoY
Current Assets
£260k
↑ 17% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Total assets | £133.5k | £113.0k |
| Current assets | £259.5k | £222.3k |
| Cash | £249.2k | £190.9k |
| Debtors | £10.3k | £31.4k |
| Net assets | £111.1k | £90.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2026-01-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-12-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-12-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-12-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-12-06📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-12-06📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-12-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-03-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-02-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-28📄capital-allotment-sharescapital · SH01
- 2022-03-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-11-07📄capital-allotment-sharescapital · SH01
- 2011-12-01➖HENDERSON, Stephen Peter resigneddirector
- 2006-07-14🏢Company incorporatedAs ENLIGHTENED FINANCE LIMITED
- 2006-07-14➕BROWN, Graham appointedsecretary
- 2006-07-14➕BROWN, Graham appointeddirector
- 2006-07-14➕HENDERSON, Stephen Peter appointeddirector
Owner dependency
93/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
95/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
4 active beneficial owners · fragmented| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Graham Brown Individual · British · DOB 02/1963 · age 63 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Stephen Peter Henderson Individual · British · DOB 09/1958 · age 68 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mrs Sophie Henderson Individual · British · DOB 11/1965 · age 61 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mrs Christine Brown Individual · British · DOB 05/1965 · age 61 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · WD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| DELCAP ASSET MANAGEMENT LIMITED→ 03280320 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| DELTA Q TRADING LTD→ 10819538 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ECI 12 SPECIAL PURPOSE BIDCO LIMITED→ 16559639 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ECI 12 SPECIAL PURPOSE MIDCO 1 LIMITED→ 16559346 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ECI 12 SPECIAL PURPOSE MIDCO 2 LIMITED→ 16559406 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ECI 12 SPECIAL PURPOSE TOPCO LIMITED→ 16556655 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| EDUPAY LTD→ 15180977 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| EDWIN WHITTINGHAM ASSOCIATES LIMITED→ 04810996 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| EL’FADS CAPITAL LTD→ 13255925 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ELITE PROFESSIONAL FINANCE LIMITED→ 10414384 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ENVISTA FINANCE LTD→ 13087908 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| EOLITH MANAGEMENT LTD→ 16738830 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-07-14
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
C/O Hillier Hopkins Llp First Floor, Radius House
51 Clarendon Road
Watford
Hertfordshire
WD17 1HP
United Kingdom
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-12-03
Last: 2025-11-19
Officers (2 active · 1 resigned)
Active
BROWN, Graham→
Activedirector · ~63y · appointed 2006-07-14
View their other companies + combined net worth →
HENDERSON, Stephen Peter→
Resigneddirector · ~68y · appointed 2006-07-14 · resigned 2011-12-01
Click a director name to see their full track record across all companies.
Recent filings (61 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-12-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-12-06
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-12-06
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-12-06
change-person-secretary-company-with-change-date
officers · CH03
2024-12-06
change-person-director-company-with-change-date
officers · CH01
2024-12-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-12-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-12-06
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-03-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-19