ABILITY INSIGHT LIMITED
🌳Matureactive
05897040 · ltd · incorporated 2006-08-04
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Other human health activities
Sector: Human health & social work
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 77/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
7 live charges · 4 lenders · oldest 11.5y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 11.5 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
18 officers (3 active, 18 linked, 13 with DOB)
84
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
15 connected companies via shared directors
90
Filing history
116 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (67 events)Click to expand
- 2026-02-19📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-01-27📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-02-06📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-02-01📄change-person-director-company-with-change-dateofficers · CH01
- 2023-02-01📄change-person-director-company-with-change-dateofficers · CH01
- 2023-01-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2022-12-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-11-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-08-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-08-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-08-09🔓Charge satisfied #7
- 2022-08-09🔓Charge satisfied #5
- 2022-03-15📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-01-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-12-31➖MEYEROWITZ, Gregory Harold resigneddirector
- 2021-07-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-07-23🔓Charge satisfied #6
- 2021-07-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-07-02🔒Charge registered #7Lender: Bank of America, N.A.
- 2021-06-04➕HART, Adam Alexander appointeddirector
- 2021-06-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-02-04📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-10-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-10-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-09-24🔒Charge registered #6Lender: Bank of America, N.A.
- 2020-09-24🔒Charge registered #5Lender: Bank of America, N.A.
- 2020-07-07📄second-filing-of-director-appointment-with-nameofficers · RP04AP01
- 2020-05-11➕WOODBRIDGE, Fiona Margaret appointeddirector
- 2020-01-21➖CAVE, Alan resigneddirector
- 2020-01-13🔓Charge satisfied #4
- 2020-01-13🔓Charge satisfied #3
- 2019-08-28➖WYNNE, Megan Kyla resigneddirector
- 2019-08-22➕RAFFINETTI, Carla appointedsecretary
- 2019-03-11➕MEYEROWITZ, Gregory Harold appointeddirector
- 2019-03-08➖BELLINGE, Bruce Stone resigneddirector
- 2018-12-05🔒Charge registered #4Lender: Cba Corporate Services (Nsw) Pty Limited
- 2018-06-30➖FIDDES, Paul resigneddirector
- 2017-12-31➖LEACH, Robert William resigneddirector
- 2017-09-11🔒Charge registered #3Lender: Cba Corporate Services (Nsw) Pty Limited
- 2017-08-03🔓Charge satisfied #2
- 2016-07-26➕FIDDES, Paul appointeddirector
- 2016-07-26➖HOBDAY, Michael resigneddirector
- 2015-10-01🔒Charge registered #2Lender: Westpac Banking Corporation
- 2015-07-30🔓Charge satisfied #1
- 2015-07-22➖A G SECRETARIAL LIMITED resignedcorporate-secretary
- 2015-07-22➕BELLINGE, Bruce Stone appointeddirector
- 2015-07-22➕CAVE, Alan appointeddirector
- 2015-07-22➖EDWARDS, Gareth Russell resigneddirector
- 2015-07-22➕HOBDAY, Michael appointeddirector
- 2015-07-22➖KING, Stephen Anthony resigneddirector
Showing most recent 50 of 67 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Ingeus Uk Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Ingeus Uk Limited
Corporate parent · holds 75-100% shares
⬇
ABILITY INSIGHT LIMITED
This company · 05897040
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ingeus Uk Limited Corporate entity | 75–100% | — | 75-100% shares | 31/10/2019 |
3 historic (ceased) PSCs
- Exg Ltdceased 31/10/2019· 75-100% shares
- Advanced Personnel Management Holdings (Uk) Limitedceased 18/03/2019· 75-100% shares
- Ms Megan Kyla Wynneceased 18/03/2019· 50-75% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
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| 32 WHITE DENTAL LTD→ 11828373 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-08-04
Jurisdictionengland-wales
Primary SIC86900 — Other human health activities
Registered office
Second Floor, 66-68 East Smithfield
Royal Pharmaceutical Building
London
E1W 1AW
England
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-12-05
Last: 2025-11-21
Officers (3 active · 15 resigned)
Active
HART, Adam Alexander→
Activedirector · ~51y · appointed 2021-06-04
View their other companies + combined net worth →
WOODBRIDGE, Fiona Margaret→
Activedirector · ~54y · appointed 2020-05-11
View their other companies + combined net worth →
FARQUHARSON, James Edward Hugh→
Resignedsecretary · appointed 2006-08-04 · resigned 2014-07-09
A G SECRETARIAL LIMITED→
Resignedcorporate-secretary · appointed 2014-07-09 · resigned 2015-07-22
SWIFT INCORPORATIONS LIMITED→
Resignedcorporate-nominee-secretary · appointed 2006-08-04 · resigned 2006-08-04
BELLINGE, Bruce Stone→
Resigneddirector · ~76y · appointed 2015-07-22 · resigned 2019-03-08
CAVE, Alan→
Resigneddirector · ~72y · appointed 2015-07-22 · resigned 2020-01-21
EDWARDS, Gareth Russell→
Resigneddirector · ~68y · appointed 2014-07-09 · resigned 2015-07-22
FARQUHARSON, James Edward Hugh→
Resigneddirector · ~65y · appointed 2006-08-04 · resigned 2014-07-09
FIDDES, Paul→
Resigneddirector · ~72y · appointed 2016-07-26 · resigned 2018-06-30
GOLDING, John Daniel→
Resigneddirector · ~62y · appointed 2006-08-04 · resigned 2014-07-09
HOBDAY, Michael→
Resigneddirector · ~68y · appointed 2015-07-22 · resigned 2016-07-26
KING, Stephen Anthony→
Resigneddirector · ~69y · appointed 2014-07-09 · resigned 2015-07-22
LEACH, Robert William→
Resigneddirector · ~74y · appointed 2015-07-22 · resigned 2017-12-31
MEYEROWITZ, Gregory Harold→
Resigneddirector · ~73y · appointed 2019-03-11 · resigned 2021-12-31
WYNNE, Megan Kyla→
Resigneddirector · ~60y · appointed 2015-07-22 · resigned 2019-08-28
INSTANT COMPANIES LIMITED→
Resignedcorporate-nominee-director · appointed 2006-08-04 · resigned 2006-08-04
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
0
Outstanding
0
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Bank of America, N.A. | A registered charge | 1 property | 02/07/2021 | 09/08/2022 | |
| satisfied | Bank of America, N.A. | A registered charge | 1 property | 24/09/2020 | 23/07/2021 | |
| satisfied | Bank of America, N.A. | A registered charge | 1 property | 24/09/2020 | 09/08/2022 | |
| satisfied | Cba Corporate Services (Nsw) Pty Cba Corporate Services (Nsw) Pty Limited | A registered charge | — | 05/12/2018 | 13/01/2020 | |
| satisfied | Cba Corporate Services (Nsw) Pty Cba Corporate Services (Nsw) Pty Limited | A registered charge | — | 11/09/2017 | 13/01/2020 | |
| satisfied | Westpac Banking Corporation | A registered charge | — | 01/10/2015 | 03/08/2017 | |
| satisfied | Westpac Administration Pty as Security Trustee Westpac Administration Pty Limited as Security Trustee | A registered charge | 1 property | 21/11/2014 | 30/07/2015 |
Recent filings (116 total)
accounts-with-accounts-type-dormant
accounts · AA
2026-02-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-26
accounts-with-accounts-type-dormant
accounts · AA
2025-01-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-03
accounts-with-accounts-type-dormant
accounts · AA
2024-02-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-05
change-person-director-company-with-change-date
officers · CH01
2023-02-01
change-person-director-company-with-change-date
officers · CH01
2023-02-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2023-01-26
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-29
accounts-with-accounts-type-dormant
accounts · AA
2022-11-22
mortgage-satisfy-charge-full
mortgage · MR04
2022-08-09
mortgage-satisfy-charge-full
mortgage · MR04
2022-08-09
accounts-with-accounts-type-dormant
accounts · AA
2022-03-15