ASPIRE MONEY LIMITED

🌳Matureactive
06457376 · ltd · incorporated 2007-12-19
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
—
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 65-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
6 officers (2 active, 6 linked, 3 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
60 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Feb 2024Feb 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-02-282024-02-28
Average employees3300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
  1. 2025-11-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-10-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-10-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-11-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2021-11-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-01-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2019-11-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2018-11-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2017-12-19
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  10. 2017-11-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2016-10-06
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  12. 2016-01-04
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  13. 2015-11-12
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2015-04-25
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  15. 2015-04-23
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2011-11-21
    ➖
    LEAH, Darren resigned
    director
  17. 2011-07-25
    ➕
    HALL, Paul Nigel appointed
    director
  18. 2010-07-28
    ➖
    SLATER, Gavin Michael resigned
    secretary
  19. 2008-01-29
    ➕
    CLINTON, William David appointed
    director
  20. 2008-01-29
    ➕
    SLATER, Gavin Michael appointed
    secretary
  21. 2008-01-29
    ➖
    BEACH SECRETARIES LIMITED resigned
    corporate-secretary
  22. 2008-01-29
    ➕
    LEAH, Darren appointed
    director
  23. 2008-01-29
    ➖
    CROFT NOMINEES LIMITED resigned
    corporate-director
  24. 2007-12-19
    🏢
    Company incorporated
    As ASPIRE MONEY LIMITED
  25. 2007-12-19
    ➕
    BEACH SECRETARIES LIMITED appointed
    corporate-secretary
  26. 2007-12-19
    ➕
    CROFT NOMINEES LIMITED appointed
    corporate-director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 65 — succession pressure is live.

Succession & seller-readiness

79/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 18 years.
  • secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Wdc 1 Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Wdc 1 Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
ASPIRE MONEY LIMITED
This company · 06457376

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Wdc 1 Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2007-12-19
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Unit 1 Castle Court 2
Castlegate Way
Dudley
West Midlands
DY1 4RH

Filing status

Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-01-02
Last: 2025-12-19

Officers (2 active · 4 resigned)

CLINTON, William David→
director · ~65y · appointed 2008-01-29
View their other companies + combined net worth →
Active
HALL, Paul Nigel→
director · ~50y · appointed 2011-07-25
View their other companies + combined net worth →
Active
SLATER, Gavin Michael→
secretary · appointed 2008-01-29 · resigned 2010-07-28
Resigned
BEACH SECRETARIES LIMITED→
corporate-secretary · appointed 2007-12-19 · resigned 2008-01-29
Resigned
LEAH, Darren→
director · ~48y · appointed 2008-01-29 · resigned 2011-11-21
Resigned
CROFT NOMINEES LIMITED→
corporate-director · appointed 2007-12-19 · resigned 2008-01-29
Resigned

Click a director name to see their full track record across all companies.

Recent filings (60 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-08
confirmation-statement-with-updates
confirmation-statement · CS01
2023-12-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-07
confirmation-statement-with-updates
confirmation-statement · CS01
2020-01-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-11-28
confirmation-statement-with-updates
confirmation-statement · CS01
2018-12-19