ANDREW PHILLIPS INSURANCE BROKERS LTD

🌳Matureactive
07454903 · ltd · incorporated 2010-11-30
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
78/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (3 active, 5 linked, 5 with DOB)
90
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
55 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Dec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31
Average employees1200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2025-09-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-09-03
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  3. 2024-08-31
    ➖
    PHILLIPS, Andrew Robert resigned
    director
  4. 2024-06-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-09-25
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2023-09-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2023-01-31
    ➕
    COOKSEY, Sarah Joanne appointed
    director
  8. 2023-01-31
    ➕
    FAULKNER, Stephen John appointed
    director
  9. 2023-01-31
    ➕
    JOHNSTON, David Michael appointed
    director
  10. 2023-01-31
    ➖
    PHILLIPS, Sarah Catherine resigned
    director
  11. 2023-01-31
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  12. 2023-01-31
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  13. 2023-01-31
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  14. 2023-01-31
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  15. 2023-01-31
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  16. 2023-01-31
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  17. 2023-01-31
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  18. 2022-02-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  19. 2021-11-16
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  20. 2021-08-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  21. 2020-09-11
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  22. 2019-09-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  23. 2011-01-31
    ➕
    PHILLIPS, Andrew Robert appointed
    director
  24. 2010-11-30
    🏢
    Company incorporated
    As ANDREW PHILLIPS INSURANCE BROKERS LTD
  25. 2010-11-30
    ➕
    PHILLIPS, Sarah Catherine appointed
    director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.

Succession & seller-readiness

60/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • secondaryStable-but-static management: Company is 15 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Jpm (Acquisitions) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Jpm (Acquisitions) Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
ANDREW PHILLIPS INSURANCE BROKERS LTD
This company · 07454903

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Jpm (Acquisitions) Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control31/01/2023
2 historic (ceased) PSCs
  • Mr Andrew Robert Phillipsceased 31/01/2023· 25-50% shares · 25-50% voting
  • Mrs Sarah Catherine Phillipsceased 31/01/2023· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · DY postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
369 CAPITAL PARTNERS LTD→
16963663 · est 2026 · no financials extracted
———————
52 COMMUNICATIONS LIMITED→
14172884 · est 2022 · no financials extracted
————3y——
A G WEALTH MANAGEMENT LTD→
07897776 · est 2012 · no financials extracted
————14y——
ACACIA MORTGAGES LIMITED→
04185236 · est 2001 · no financials extracted
————25y——
ALK INDEPENDENT FINANCIAL ADVISERS LIMITED→
05367879 · est 2005 · no financials extracted
————21y——
ARLINGTON JONES LIMITED→
16673343 · est 2025 · no financials extracted
———————
ATHENA FIDUCIARY MANAGEMENT LIMITED→
11641601 · est 2018 · no financials extracted
————7y——
ATTICUS RISK SOLUTIONS LIMITED→
13675511 · est 2021 · no financials extracted
————4y——
AUCTUS FINANCE LTD→
10252308 · est 2016 · no financials extracted
————9y——
AUTOAID ASSIST LTD→
16860415 · est 2025 · no financials extracted
———————
AVERY FINANCIAL SERVICES LIMITED→
05151005 · est 2004 · no financials extracted
————21y——
B1K3 LTD→
15234014 · est 2023 · no financials extracted
————2y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2010-11-30
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance

Registered office

Barberry House 4 Harbour Buildings
Dudley Road, Waterfront West
Brierley Hill
West Midlands
DY5 1LN
England

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-08-28
Last: 2025-08-14

Officers (3 active · 2 resigned)

COOKSEY, Sarah Joanne→
director · ~57y · appointed 2023-01-31
View their other companies + combined net worth →
Active
FAULKNER, Stephen John→
director · ~50y · appointed 2023-01-31
View their other companies + combined net worth →
Active
JOHNSTON, David Michael→
director · ~64y · appointed 2023-01-31
View their other companies + combined net worth →
Active
PHILLIPS, Andrew Robert→
director · ~60y · appointed 2011-01-31 · resigned 2024-08-31
Resigned
PHILLIPS, Sarah Catherine→
director · ~61y · appointed 2010-11-30 · resigned 2023-01-31
Resigned

Click a director name to see their full track record across all companies.

Recent filings (55 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-14
termination-director-company-with-name-termination-date
officers · TM01
2024-09-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-06
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-09-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-13
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-14
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2023-01-31
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-01-31
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-01-31
termination-director-company-with-name-termination-date
officers · TM01
2023-01-31
appoint-person-director-company-with-name-date
officers · AP01
2023-01-31
appoint-person-director-company-with-name-date
officers · AP01
2023-01-31
appoint-person-director-company-with-name-date
officers · AP01
2023-01-31