AUCTUS FINANCE LTD
🏛️Establishedactive
10252308 · ltd · incorporated 2016-06-26
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£-992
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £992
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£992
↓ 201% YoY
Current Assets
£1k
↑ 739% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £-992 | £-330 |
| Current assets | £1.0k | £124 |
| Net assets | £-992 | £-330 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2026-03-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-02-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-01-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-06-26➖NOOTT, Sarah Louise resigneddirector
- 2022-06-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-06-26📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-04-07➕HARRIS, Kathleen Jane appointeddirector
- 2022-02-13📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-01-10✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2021-12-11➕HARRIS, Mark Richard appointeddirector
- 2021-12-11📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-12-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-12-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-03-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-01-04📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-09-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-07-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-06-26🏢Company incorporatedAs AUCTUS FINANCE LTD
- 2016-06-26➕NOOTT, Sarah Louise appointeddirector
Owner dependency
74/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mark Richard Harris Individual · British · DOB 06/1963 · age 63 | — | — | sig. influencesignificant influence | 11/12/2021 |
1 historic (ceased) PSC
- Mrs Sarah Louise Noottceased 26/06/2022· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · DY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A G WEALTH MANAGEMENT LTD→ 07897776 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| ACACIA MORTGAGES LIMITED→ 04185236 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| ALK INDEPENDENT FINANCIAL ADVISERS LIMITED→ 05367879 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| AUTOAID ASSIST LTD→ 16860415 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| B1K3 LTD→ 15234014 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| B4U MONEY LIMITED→ 13686270 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BAGLEYS SALES AND PROPERTY MANAGEMENT LIMITED→ 06264970 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| BARWICK GREEN INVESTMENTS LIMITED→ 15191110 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BDA FINANCIAL LIMITED→ 17025340 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BEAR IMAGES LIMITED→ 03387544 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| BEARTENNIS VENTURES LIMITED→ 14734075 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| BELL SIMPSON LIMITED→ 05217924 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-06-26
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Hillside Cottage
Chadwick Bank
Stourport-On-Severn
DY13 9SD
England
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-07-09
Last: 2025-06-25
Officers (2 active · 1 resigned)
HARRIS, Kathleen Jane→
Activedirector · ~59y · appointed 2022-04-07
View their other companies + combined net worth →
HARRIS, Mark Richard→
Activedirector · ~63y · appointed 2021-12-11
View their other companies + combined net worth →
NOOTT, Sarah Louise→
Resigneddirector · ~58y · appointed 2016-06-26 · resigned 2022-06-26
Click a director name to see their full track record across all companies.
Recent filings (27 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-25
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-30
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-27
appoint-person-director-company-with-name-date
officers · AP01
2024-01-09
confirmation-statement-with-updates
confirmation-statement · CS01
2023-07-27
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-12
confirmation-statement-with-updates
confirmation-statement · CS01
2022-06-26
termination-director-company-with-name-termination-date
officers · TM01
2022-06-26
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-06-26
accounts-with-accounts-type-dormant
accounts · AA
2022-02-13
certificate-change-of-name-company
change-of-name · CERTNM
2022-01-10
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2021-12-11
appoint-person-director-company-with-name-date
officers · AP01
2021-12-11