B4U MONEY LIMITED
- 66110Administration of financial markets
Opportunity 75/100 (strong), bankability 70/100. Strong seller-intent signal (60/100, director aged 75). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-10-31 | 2024-10-31 |
|---|---|---|
| Total assets | £100 | £-200 |
| Net assets | £100 | £-200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 confirmation-statement
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (14 events)Click to expand
- 2026-04-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-07-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-05-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-07-31📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-06-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-05-03📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-07-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2022-04-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-04-05➖SIMS-STEWARD, Susan resigneddirector
- 2022-04-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-04-04➕BANGA, Ravindar Singh appointeddirector
- 2021-10-18🏢Company incorporatedAs B4U MONEY LIMITED
- 2021-10-18➕SIMS-STEWARD, Susan appointeddirector
- 2021-10-18📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder age: Director aged approximately 75 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanGroup structure
B4u Group Public Limited Company holds 25-50% — a significant corporate investor but not a controlling parent.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ravindar Singh Banga Individual · British · DOB 09/1951 · age 75 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 18/10/2021 |
B4u Group Public Limited Company Corporate entity | 25–50% | — | 25-50% shares | 04/07/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
Click a director name to see their full track record across all companies.