ARCO ENGLAND LIMITED
🌳Matureactive
06558193 · ltd · incorporated 2008-04-08
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£42.7k
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: SIC 20420
Sector: Manufacturing
Investor take
PursueActive trading company with a 60-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -77% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 14.9y
30/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 14.9 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
57 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £42,719
Net assets shrinking
Down £312,623 YoY
Cash draining
Cash down 77% YoY
Cash YoY
-77%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£58k
↓ 77% YoY
Net Worth
£43k
↓ 88% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Cash | £57.9k | £250.1k |
| Net assets | £42.7k | £355.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2025-06-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-24📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2025-06-24📄capital-allotment-sharescapital · SH01
- 2024-05-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-09-27🔓Charge satisfied #1
- 2021-09-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-12📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2019-10-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-30📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2019-05-30📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2018-05-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-08-24📄change-person-director-company-with-change-dateofficers · CH01
- 2017-08-24📄change-person-director-company-with-change-dateofficers · CH01
- 2012-10-31🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2011-07-18🔒Charge registered #1Lender: Rbs Invoice Finance Limited
- 2008-04-08🏢Company incorporatedAs ARCO ENGLAND LIMITED
- 2008-04-08➕BILES, Roger John appointedsecretary
- 2008-04-08➕BILES, Philippa Jane appointeddirector
- 2008-04-08➕BILES, Roger John appointeddirector
Owner dependency
84/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
69/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Roger John Biles Individual · British · DOB 11/1966 · age 60 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Philippa Jane Biles Individual · British · DOB 03/1967 · age 59 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Manufacturing · BA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 324 BOUTIQUE LIMITED→ 16757033 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A V OPTICS LIMITED→ 05654119 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| ANTHONY BEST DYNAMICS LIMITED→ 01658222 · est 1982 · no financials extracted | — | — | — | — | 43y | — | — |
| ANTIQUE STAINED GLASS LTD→ 13182761 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| APOTHEKE PERFUME LTD→ 12712421 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| APT INTERIORS LIMITED→ 10675410 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ARABIAN NUBIAN MINING LIMITED→ 13135712 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ARBORETUM LTD→ 15191011 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ARBORTECH PLANTING PRODUCTS LIMITED→ 12477898 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ARC MAILING LIMITED→ 06505627 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| ARCHITECTURAL MOULD SERVICES LIMITED→ 03922464 · est 2000 · no financials extracted | — | — | — | — | 26y | — | — |
| ARMADILLO ENGINEERING (UK) LIMITED→ 04340749 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2008-04-08
Jurisdictionengland-wales
Primary SIC20420 — SIC 20420
Registered office
Crusader Park
Roman Way
Warminster
Wiltshire
BA12 8SP
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-07-08
Last: 2025-06-24
Officers (3 active · 0 resigned)
Active
BILES, Philippa Jane→
Activedirector · ~59y · appointed 2008-04-08
View their other companies + combined net worth →
BILES, Roger John→
Activedirector · ~60y · appointed 2008-04-08
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Debenture | 1 property | 31/10/2012 | — | |
| satisfied | NatWest Group Rbs Invoice Finance Limited | Fixed charge on non-vesting debts | 1 property | 18/07/2011 | 27/09/2021 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (57 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-25
change-sail-address-company-with-old-address-new-address
address · AD02
2025-06-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-24
capital-allotment-shares
capital · SH01
2025-06-24
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-27
mortgage-satisfy-charge-full
mortgage · MR04
2021-09-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-24