A J H WEALTH MANAGEMENT LIMITED
💤Zombieactive
07094598 · ltd · incorporated 2009-12-03
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£167.1k
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 77/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
1 live charge · oldest 1.4y
10/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Newest facility, 1.4 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
39 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £167,086
Cash YoY
+8%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£114k
↑ 7.7% YoY
Net Worth
£167k
↑ 63% YoY
Current Assets
£115k
↑ 7.5% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £311.9k | £102.8k |
| Current assets | £115.5k | £107.4k |
| Cash | £114.4k | £106.2k |
| Debtors | £1.1k | £1.2k |
| Net assets | £167.1k | £102.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
- 2025-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-20🔒Charge registered #1Lender: Mtf (Le) LTD
- 2023-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-11-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-08-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-10-05📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-12-16📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-08-25📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-12-03📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-08-21📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2009-12-03🏢Company incorporatedAs A J H WEALTH MANAGEMENT LIMITED
- 2009-12-03➕HAWKINS, Aaron appointeddirector
Owner dependency
90/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
- +No director turnover: Company is 16 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
68/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 16 years.
- secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Aaron John Hawkins Individual · British · DOB 03/1979 · age 47 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · CF postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1CLICK 2GO OPPORTUNITY INVESTMENT MORTGAGE BOND LTD→ 13796758 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 2 EXP FINANCIAL SERVICES LIMITED→ 10235420 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 7336 LIMITED→ 15141768 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 8C FINANCIAL SERVICES LTD→ 10210572 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| A & H INDEPENDENT FINANCIAL SERVICES LTD→ 03198824 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| A C & J FINANCIAL SERVICES LTD→ 10113380 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| A D ASSET MANAGEMENT LTD→ 11532681 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AA HOLDINGS BRIDGEND LTD→ 15750510 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABBY LEWIS CONSULTING LTD.→ 09125911 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ABER PROPERTY LTD→ 16819698 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABLE INSURANCE SERVICES LIMITED→ 02890075 · est 1994 · no financials extracted | — | — | — | — | 32y | — | — |
| ABOUT LENDING LIMITED→ 13513027 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2009-12-03
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding
Registered office
5 Longmeadow Drive
Dinas Powys
South Glamorgan
CF64 4TA
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-21
Last: 2025-10-07
Officers (1 active · 0 resigned)
HAWKINS, Aaron→
Activedirector · ~47y · appointed 2009-12-03
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Mtf (Le) Mtf (Le) LTD | A registered charge | 1 property | 20/11/2024 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (39 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-20
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-12-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-11-21