ACADEMY FINANCIAL SERVICES LIMITED
🌳Matureactive
07197994 · ltd · incorporated 2010-03-22
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£63
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle. Family succession underway — not a classic acquisition target.
Opportunity 74/100 (strong), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (2 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
41 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £63
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£63
↑ 100% YoY
Current Assets
£27k
↑ 156% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £20.5k | £7.9k |
| Current assets | £27.2k | £10.6k |
| Cash | — | £10.6k |
| Net assets | £63 | £-13.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2025-09-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-03📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-04-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-01-09➕BIRD, Shane appointeddirector
- 2022-12-14📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-10-20📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-10-15➕BIRD, Michelle appointeddirector
- 2021-10-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-10-15📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-10-15📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-10-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-06-30➖BIRD, Shane David resigneddirector
- 2020-08-04📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-08-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-07-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-08-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-07-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2010-03-22🏢Company incorporatedAs ACADEMY FINANCIAL SERVICES LIMITED
- 2010-03-22➕BIRD, Shane David appointeddirector
- 2010-03-22➕JACOBS, Yomtov Eliezer appointeddirector
- 2010-03-22➖JACOBS, Yomtov Eliezer resigneddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Michelle Bird Individual · British · DOB 04/1971 · age 55 | — | — | sig. influencesignificant influence · trust interest · firm interest | 15/10/2021 |
1 historic (ceased) PSC
- Mr Shane David Birdceased 30/06/2021· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| 1AF2 LTD→ 13382084 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 44 BENEFIT SOLUTIONS LIMITED→ 08272027 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| 7 STEPZ LTD→ 13860858 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| A & H DENOVO LIMITED→ 08448699 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| A J R SERVICES LIMITED→ 06531081 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| A.J.GRAYBURN & COMPANY LIMITED→ 00356099 · est 1939 · no financials extracted | — | — | — | — | 86y | — | — |
| AA ADVISORS EUROPE LIMITED→ 07681716 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ABACUS WEALTH PLANNING LTD.→ 02061670 · est 1986 · no financials extracted | — | — | — | — | 39y | — | — |
| ADIEL SERVICES LTD→ 15500643 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AFRICA & CARIBEAN COUNTER TERRORISM AND SECURITY ACADEMY LIMITED→ 11773006 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ALEXANDER LUKE LIMITED→ 14508922 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ALIVEKO MORTGAGES & PROTECTION LTD→ 14736821 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2010-03-22
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Unit7a Radford Crescent
Billericay
CM12 0DU
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-29
Last: 2025-10-15
Officers (2 active · 2 resigned)
BIRD, Michelle→
Activedirector · ~55y · appointed 2021-10-15
View their other companies + combined net worth →
Active
BIRD, Shane David→
Resigneddirector · ~54y · appointed 2010-03-22 · resigned 2021-06-30
JACOBS, Yomtov Eliezer→
Resigneddirector · ~56y · appointed 2010-03-22 · resigned 2010-03-22
Click a director name to see their full track record across all companies.
Recent filings (41 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-30
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-16
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-08-03
appoint-person-director-company-with-name-date
officers · AP01
2023-04-03
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-12-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-19
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-10-20
confirmation-statement-with-updates
confirmation-statement · CS01
2021-10-15
appoint-person-director-company-with-name-date
officers · AP01
2021-10-15
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2021-10-15
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2021-10-15
termination-director-company-with-name-termination-date
officers · TM01
2021-10-15