BE SMART CLOTHING LTD
💤Zombieactive
07388346 · ltd · incorporated 2010-09-27
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£100.5k
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Wholesale of clothing and footwear
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 11.6y
30/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 11.6 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (1 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
46 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £100,456
Cash YoY
+42%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£90k
↑ 42% YoY
Net Worth
£100k
↑ 772% YoY
Current Assets
£431k
↑ 60% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Total assets | £101.5k | £26.8k |
| Current assets | £431.1k | £268.9k |
| Cash | £89.7k | £63.0k |
| Debtors | £269.0k | £164.9k |
| Net assets | £100.5k | £11.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2026-01-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-06📄change-person-director-company-with-change-dateofficers · CH01
- 2024-06-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-01-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-01📄change-person-director-company-with-change-dateofficers · CH01
- 2023-11-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-11-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-11-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-11-18🔓Charge satisfied #1
- 2021-05-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-02-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-02-24🔒Charge registered #2Lender: Santander UK PLC as Security Trustee
- 2019-06-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-12-22➖LOWE, Alan resignedsecretary
- 2017-12-22📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2017-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2014-11-24🔒Charge registered #1Lender: National Westminster Bank PLC
- 2010-09-28➕LOWE, Anthony appointeddirector
- 2010-09-28➖ROBERTS, Keeley resigneddirector
- 2010-09-27🏢Company incorporatedAs BE SMART CLOTHING LTD
- 2010-09-27➕LOWE, Alan appointedsecretary
- 2010-09-27➕ROBERTS, Keeley appointeddirector
Owner dependency
85/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
68/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 16 years.
- secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Anthony Lowe Individual · British · DOB 03/1979 · age 47 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Wholesale & distribution · BB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| B M S CRITICAL CARE LIMITED→ 01820888 · est 1984 · no financials extracted | — | — | — | — | 41y | — | — |
| B&M BUILDING & TIMBER SUPPLIES LIMITED→ 10866044 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| BARNES PLASTIC WELDING EQUIPMENT LIMITED→ 03542853 · est 1998 · no financials extracted | — | — | — | — | 28y | — | — |
| BARONECO LIMITED→ 16886114 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BATHROOM WISE LIMITED→ 13785873 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BAXTON TRADING UK LTD→ 15821922 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BB KICKS LTD→ 14334068 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BB1 PRODUCTS LTD→ 13034011 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BEES SEEDS LIMITED→ 06612649 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| BEN'S WILDLIFE LTD→ 15157845 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BEP INDUSTRIAL SUPPLIES LIMITED→ 05360233 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| BESPOKE SCHOOL UNIFORM LTD→ 14676298 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2010-09-27
Jurisdictionengland-wales
Primary SIC46420 — Wholesale of clothing and footwear
Registered office
Unit 2 Centurion Park
Davy Field Road
Blackburn
Lancashire
BB1 2QY
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-10-11
Last: 2025-09-27
Officers (1 active · 2 resigned)
LOWE, Anthony→
Activedirector · ~47y · appointed 2010-09-28
View their other companies + combined net worth →
LOWE, Alan→
Resignedsecretary · appointed 2010-09-27 · resigned 2017-12-22
ROBERTS, Keeley→
Resigneddirector · ~50y · appointed 2010-09-27 · resigned 2010-09-28
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Santander Santander UK PLC as Security Trustee | A registered charge | 1 property | 24/02/2020 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 24/11/2014 | 18/11/2021 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (46 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-02
change-person-director-company-with-change-date
officers · CH01
2024-06-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-06-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-26
change-person-director-company-with-change-date
officers · CH01
2023-11-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-11-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-03
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-05
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-05
mortgage-satisfy-charge-full
mortgage · MR04
2021-11-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-11