AW CLAIM & RISK SERVICES LIMITED

🌳Matureactive
07505451 · ltd · incorporated 2011-01-26
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£-3.5k
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Risk and damage evaluation
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 80/100 (exceptional), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -31% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
35 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Negative net assets
Liabilities exceed assets by £3,463
Net assets shrinking
Down £3,624 YoY
Cash YoY
-31%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£4k
↓ 31% YoY
Net Worth
-£3k
↓ 2251% YoY
Current Assets
—
Current Liabilities
—
-£3k-£2k£119£2k£4k£5kFeb 2024Feb 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-02-282024-02-29
Total assets£-3.5k£161
Cash£3.8k£5.5k
Net assets£-3.5k£161

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 officers
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
  1. 2026-02-12
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  2. 2026-02-01
    ➕
    WATT, Callum Eamonn appointed
    director
  3. 2025-12-08
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  4. 2025-11-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-10-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-11-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-11-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-07-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2020-10-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-11-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2018-11-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2017-11-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2016-11-21
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2016-02-24
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2015-11-24
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2015-03-18
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  17. 2011-01-26
    🏢
    Company incorporated
    As AW CLAIM & RISK SERVICES LIMITED
  18. 2011-01-26
    ➕
    WATT, Deirdre Anita appointed
    director
  19. 2011-01-26
    ➕
    WATT, Ian Anderson appointed
    director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 71 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

33/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • primaryFamily succession underway: Not a takeover target — WATT, Callum Eamonn (same surname) appointed 2026-02-01. Pattern consistent with intra-family handover.
  • primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
  • secondary12+ year tenure: Director in role 15 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Ian Anderson Watt
Individual · British · DOB 07/1955 · age 71
25–50%
—25-50% shares26/01/2017
Mrs Deirdre Anita Watt
Individual · British · DOB 12/1961 · age 65
25–50%
—25-50% shares26/01/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2011-01-26
Jurisdictionengland-wales
Primary SIC66210 — Risk and damage evaluation

Registered office

Turnpike House
1208/1210 London Road
Leigh On Sea
Essex
SS9 2UA

Filing status

Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2026-10-22
Last: 2025-10-08

Officers (3 active · 0 resigned)

WATT, Callum Eamonn→
director · ~30y · appointed 2026-02-01
View their other companies + combined net worth →
Active
WATT, Deirdre Anita→
director · ~65y · appointed 2011-01-26
View their other companies + combined net worth →
Active
WATT, Ian Anderson→
director · ~71y · appointed 2011-01-26
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (35 total)

appoint-person-director-company-with-name-date
officers · AP01
2026-02-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-10-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-21
confirmation-statement-with-updates
confirmation-statement · CS01
2020-02-05