G.R.G. TODD LTD

🌳Matureactive
07527915 · ltd · incorporated 2011-02-14
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
£4.76M
book net assets
Opportunity
74/100
Strong
🔔
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What this business does
Primary activity: Growing of cereals (except rice), leguminous crops and oil seeds
Sector: Agriculture, forestry & fishing
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -100% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

1 live charge · oldest 8.8y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 8.8 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (2 active, 5 linked, 5 with DOB)
90
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
Network not yet resolved
30
Filing history
62 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £4,756,711
Cash draining
Cash down 100% YoY
Cash YoY
-100%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£468
↓ 100% YoY
Net Worth
£4.8m
↑ 23% YoY
Current Assets
£816k
↓ 79% YoY
Current Liabilities
—
£0£951k£1.9m£2.9m£3.8m£4.8mOct 2024Oct 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-10-312024-10-31
Total assets£4.89M£4.09M
Current assets£816.4k£3.82M
Cash£468£1.63M
Debtors£679.3k£2.19M
Net assets£4.76M£3.86M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
  1. 2026-01-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-08-08
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  3. 2025-08-08
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  4. 2025-08-08
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  5. 2025-08-08
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  6. 2025-08-08
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2025-08-08
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  8. 2025-08-08
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  9. 2025-08-06
    ➕
    TODD, Charlotte Grace appointed
    director
  10. 2025-08-06
    ➖
    TODD, Rhona Ann Mackenzie, Mrs. resigned
    director
  11. 2025-08-06
    ➖
    TODD, William George resigned
    director
  12. 2025-01-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2024-06-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2023-03-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2022-07-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2021-05-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2021-02-16
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  18. 2021-02-16
    📄
    change-person-director-company-with-change-date
    officers · CH01
  19. 2020-02-12
    📄
    change-person-director-company-with-change-date
    officers · CH01
  20. 2020-02-12
    📄
    change-person-director-company-with-change-date
    officers · CH01
  21. 2020-02-12
    📄
    change-person-director-company-with-change-date
    officers · CH01
  22. 2017-08-16
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  23. 2011-02-14
    🏢
    Company incorporated
    As G.R.G. TODD LTD
  24. 2011-02-14
    ➕
    TODD, Gregor Ernest John, Mr. appointed
    director
  25. 2011-02-14
    ➕
    KAHAN, Barbara appointed
    director
  26. 2011-02-14
    ➖
    KAHAN, Barbara resigned
    director
  27. 2011-02-14
    ➕
    TODD, Rhona Ann Mackenzie, Mrs. appointed
    director
  28. 2011-02-14
    ➕
    TODD, William George appointed
    director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "TODD" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

49/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 15 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
2 director resignations in last 12 months
medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: TODD, Rhona Ann Mackenzie, Mrs. resigned 2025-08-06; TODD, William George resigned 2025-08-06

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr. Gregor Ernest John Todd
Individual · British · DOB 05/1986 · age 40
50–75%
50–75%50-75% shares · 50-75% voting06/04/2016
Mrs Charlotte Grace Todd
Individual · British · DOB 08/1992 · age 34
25–50%
25–50%25-50% shares · 25-50% voting06/08/2025
2 historic (ceased) PSCs
  • Mr William George Toddceased 06/08/2025· 25-50% shares · 25-50% voting
  • Mrs. Rhona Ann Mackenzie Toddceased 06/08/2025· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2011-02-14
Jurisdictionengland-wales
Primary SIC01110 — Growing of cereals (except rice), leguminous crops and oil seeds

Registered office

Ava Lodge
Castle Terrace
Berwick Upon Tweed
Northumberland
TD15 1NP
England

Filing status

Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2026-08-25
Last: 2025-08-11

Officers (2 active · 3 resigned)

TODD, Charlotte Grace→
director · ~34y · appointed 2025-08-06
View their other companies + combined net worth →
Active
TODD, Gregor Ernest John, Mr.→
director · ~40y · appointed 2011-02-14
View their other companies + combined net worth →
Active
KAHAN, Barbara→
director · ~95y · appointed 2011-02-14 · resigned 2011-02-14
Resigned
TODD, Rhona Ann Mackenzie, Mrs.→
director · ~67y · appointed 2011-02-14 · resigned 2025-08-06
Resigned
TODD, William George→
director · ~69y · appointed 2011-02-14 · resigned 2025-08-06
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge—16/08/2017—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (62 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-29
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-11
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-08-08
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-08-08
appoint-person-director-company-with-name-date
officers · AP01
2025-08-08
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-08-08
termination-director-company-with-name-termination-date
officers · TM01
2025-08-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-08-08
termination-director-company-with-name-termination-date
officers · TM01
2025-08-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-17