ASCOT BRIDGING FINANCE LIMITED
🌳Matureactive
07664649 · ltd · incorporated 2011-06-10
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 8.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company with a 67-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 67). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 8.9y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 8.9 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
5 officers (4 active, 5 linked, 4 with DOB)
86
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
58 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · IFRS| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | — | £2.97M |
| Current assets | — | £2.98M |
| Net assets | — | £413.7k |
| Average employees | 0 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 officers
Last 180 days
7
filings
- • 3 officers
- • 2 persons-with-significant-control
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2026-03-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-02-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-02-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-02-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-02-03📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-02➕GIBSON, Alison appointeddirector
- 2025-04-01➕MCGUINNESS, Daniel Joseph appointeddirector
- 2025-04-01➖GIBSON, Alison Deborah resigneddirector
- 2024-12-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-12-25📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-03-17📄change-person-director-company-with-change-dateofficers · CH01
- 2020-11-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-11-11📄change-person-director-company-with-change-dateofficers · CH01
- 2020-06-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-06-23🔒Charge registered #2Lender: Global Ascot Bridging LTD
- 2020-06-10📄change-person-director-company-with-change-dateofficers · CH01
- 2020-06-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2017-06-26🔒Charge registered #1Lender: Global Ascot Bridging Limited
- 2016-12-01➕BROOM, Ursula Karen appointedsecretary
- 2011-06-10🏢Company incorporatedAs ASCOT BRIDGING FINANCE LIMITED
- 2011-06-10➕GIBSON, Kevin David appointeddirector
- 2011-06-10➕GIBSON, Alison Deborah appointeddirector
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 67 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
63/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- secondary12+ year tenure: Director in role 15 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Kevin David Gibson Individual · British · DOB 08/1981 · age 45 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 10/06/2017 |
1 historic (ceased) PSC
- Mrs Alison Deborah Gibsonceased 01/04/2025· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · WA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & M WEALTH MANAGEMENT LIMITED→ 05024320 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| ACO DEVELOPMENTS LTD→ 14770069 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ALDERSGATE FUNDING LIMITED→ 12215736 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| APPOINT FINANCIAL CARE LTD→ 15410944 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ASCOT BRIDGING FINANCE 3 LIMITED→ 13276850 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ASHWOOD FINANCE LIMITED→ 16358668 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ASSETLION LIMITED→ 16995056 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ASYMMETRIX PARTNERS LIMITED→ 16118836 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ATHENS VALUE CREATION CONSULTANCY LIMITED→ 16326990 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ATLAS MORTGAGES LTD→ 06003018 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| AUTOFINITY ASSIST LIMITED→ 07728517 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| AXLE TOPCO LIMITED→ 10223517 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2011-06-10
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
8 Webster Court
Carina Park
Warrington
Cheshire
WA5 8WD
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-18
Last: 2025-11-04
Officers (4 active · 1 resigned)
BROOM, Ursula Karen→
Activesecretary · appointed 2016-12-01
View their other companies + combined net worth →
GIBSON, Alison→
Activedirector · ~67y · appointed 2025-04-02
View their other companies + combined net worth →
GIBSON, Kevin David→
Activedirector · ~45y · appointed 2011-06-10
View their other companies + combined net worth →
MCGUINNESS, Daniel Joseph→
Activedirector · ~53y · appointed 2025-04-01
View their other companies + combined net worth →
GIBSON, Alison Deborah→
Resigneddirector · ~67y · appointed 2011-06-10 · resigned 2025-04-01
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Global Ascot Bridging Global Ascot Bridging LTD | A registered charge | — | 23/06/2020 | — | |
| outstanding | Global Ascot Bridging Global Ascot Bridging Limited | A registered charge | 4 properties | 26/06/2017 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (58 total)
appoint-person-director-company-with-name-date
officers · AP01
2026-03-21
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-03
appoint-person-director-company-with-name-date
officers · AP01
2026-02-03
termination-director-company-with-name-termination-date
officers · TM01
2026-02-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-02-03
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-02-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-30
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-08
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-12-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-12
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-12-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-06