ABACUS FINANCIAL OPTIONS LIMITED

🌳Matureactive
07880295 · ltd · incorporated 2011-12-13
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£169.0k
book net assets
Opportunity
78/100
Strong
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What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (4 active, 5 linked, 4 with DOB)
86
Ownership & PSC
3 active PSC(s) of 4 total, 4 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
54 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £168,966
Cash YoY
+15%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£214k
↑ 15% YoY
Net Worth
£169k
↑ 6.3% YoY
Current Assets
£300k
↑ 14% YoY
Current Liabilities
—
£0£60k£120k£180k£240k£300kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£169.0k£159.0k
Current assets£299.9k£262.3k
Cash£213.6k£185.8k
Debtors£86.3k£76.5k
Net assets£169.0k£159.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
  1. 2025-06-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-06-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-10-31
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  4. 2023-10-31
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  5. 2023-10-31
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  6. 2023-10-31
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  7. 2023-09-11
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  8. 2023-09-01
    ➖
    LEEDER, Jennifer Rosalind resigned
    director
  9. 2023-08-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2023-08-02
    📄
    change-corporate-secretary-company-with-change-date
    officers · CH04
  11. 2023-08-02
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  12. 2023-08-02
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2023-08-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  14. 2023-08-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2023-08-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2022-07-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2021-11-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2020-07-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2020-06-23
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  20. 2020-06-23
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  21. 2020-03-20
    ➕
    HOWE, Jeremy appointed
    director
  22. 2020-03-20
    ➕
    KEMP, Johanna Elizabeth appointed
    director
  23. 2014-12-14
    ➕
    LOCKYER, Robert Matthew appointed
    director
  24. 2011-12-13
    🏢
    Company incorporated
    As ABACUS FINANCIAL OPTIONS LIMITED
  25. 2011-12-13
    ➕
    BH21 LTD appointed
    corporate-secretary
  26. 2011-12-13
    ➕
    LEEDER, Jennifer Rosalind appointed
    director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Robert Matthew Lockyer
Individual · British · DOB 09/1980 · age 46
25–50%
25–50%25-50% shares · 25-50% voting01/09/2023
Mr Jeremy Howe
Individual · British · DOB 01/1966 · age 60
25–50%
25–50%25-50% shares · 25-50% voting01/09/2023
Mrs Johanna Elizabeth Kemp
Individual · British · DOB 07/1978 · age 48
25–50%
25–50%25-50% shares · 25-50% voting01/09/2023
1 historic (ceased) PSC
  • Ms Jennifer Rosalind Leederceased 01/09/2023· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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09235939 · est 2014 · no financials extracted
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06312227 · est 2007 · no financials extracted
————18y——
3Z MONEY LTD→
16817288 · est 2025 · no financials extracted
———————
A & G FINANCE LIMITED→
09028079 · est 2014 · no financials extracted
————11y——
A JONES CONSULTING LIMITED→
15753286 · est 2024 · no financials extracted
————1y——
ABACUS FINANCIAL (MUDEFORD) LIMITED→
05147757 · est 2004 · no financials extracted
————21y——
ABINGDON RISK CONSULTING LIMITED→
07769318 · est 2011 · no financials extracted
————14y——
AC BUSINESS CONSULTANT LTD→
08104053 · est 2012 · no financials extracted
————13y——
ACCENTUATE HOLDINGS LIMITED→
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ACCESSIBLE ACCOUNTING LIMITED→
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2011-12-13
Jurisdictionengland-wales
Primary SIC64922 — Activities of mortgage finance companies

Registered office

Forest Links Road
Ferndown
Dorset
BH22 9PH
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-23
Last: 2025-10-09

Officers (4 active · 1 resigned)

BH21 LTD→
corporate-secretary · appointed 2011-12-13
View their other companies + combined net worth →
Active
HOWE, Jeremy→
director · ~60y · appointed 2020-03-20
View their other companies + combined net worth →
Active
KEMP, Johanna Elizabeth→
director · ~48y · appointed 2020-03-20
View their other companies + combined net worth →
Active
LOCKYER, Robert Matthew→
director · ~46y · appointed 2014-12-14
View their other companies + combined net worth →
Active
LEEDER, Jennifer Rosalind→
director · ~80y · appointed 2011-12-13 · resigned 2023-09-01
Resigned

Click a director name to see their full track record across all companies.

Recent filings (54 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-16
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-21
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-10-31
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-10-31
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-10-31
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-10-31
confirmation-statement-with-updates
confirmation-statement · CS01
2023-09-11
termination-director-company-with-name-termination-date
officers · TM01
2023-09-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-14
change-corporate-secretary-company-with-change-date
officers · CH04
2023-08-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-08-02
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-08-02
change-person-director-company-with-change-date
officers · CH01
2023-08-02