DUNHAM MCCARTHY FINANCIAL SERVICES LTD
- · Thesis: well-run, low negotiation leverage
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £1.53M | £1.02M |
| Current assets | £1.67M | £1.16M |
| Cash | £667.5k | £423.6k |
| Debtors | £1.00M | £734.9k |
| Net assets | £1.50M | £987.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (20 events)Click to expand
- 2026-03-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-08-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-03-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-01📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-10-31📄gazette-notice-compulsorygazette · GAZ1
- 2023-03-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-02📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-11-01📄change-person-director-company-with-change-dateofficers · CH01
- 2022-11-01📄change-person-director-company-with-change-dateofficers · CH01
- 2022-11-01📄gazette-notice-compulsorygazette · GAZ1
- 2022-08-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-02-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-03-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-02-19📄resolutionresolution · RESOLUTIONS
- 2012-03-12🏢Company incorporatedAs DUNHAM MCCARTHY FINANCIAL SERVICES LTD
- 2012-03-12➕CLANSEY, Alex Paul appointeddirector
- 2012-03-12➕MCKENZIE, Nicola Charmaine appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 14 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
The Dunham Mccarthy Group is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
The Dunham Mccarthy Group Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
Miss Nicola Charmaine Mckenzie Individual · British · DOB 04/1986 · age 40 | — | — | sig. influencesignificant influence | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.